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Side-by-side financial comparison of BANCFIRST CORP (BANF) and UNIVERSAL TECHNICAL INSTITUTE INC (UTI). Click either name above to swap in a different company.
UNIVERSAL TECHNICAL INSTITUTE INC is the larger business by last-quarter revenue ($221.4M vs $181.0M, roughly 1.2× BANCFIRST CORP). BANCFIRST CORP runs the higher net margin — 32.9% vs 0.2%, a 32.7% gap on every dollar of revenue. On growth, BANCFIRST CORP posted the faster year-over-year revenue change (11.1% vs 6.7%). Over the past eight quarters, UNIVERSAL TECHNICAL INSTITUTE INC's revenue compounded faster (11.7% CAGR vs 9.5%).
BancFirst Corporation is an Oklahoma-based financial services holding company. The company operates three subsidiary banks, BancFirst, an Oklahoma state-chartered bank; and Pegasus Bank and Worthington Bank, both Texas state-chartered banks.
Universal Technical Institute, Inc. (UTI) is a private for-profit system of technical colleges in the United States. It was established in 1965 by Robert Sweet.
BANF vs UTI — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $181.0M | $221.4M |
| Net Profit | $59.5M | $433.0K |
| Gross Margin | — | — |
| Operating Margin | 41.6% | 0.2% |
| Net Margin | 32.9% | 0.2% |
| Revenue YoY | 11.1% | 6.7% |
| Net Profit YoY | 5.3% | -60.5% |
| EPS (diluted) | $1.75 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $221.4M | ||
| Q4 25 | $181.0M | $220.8M | ||
| Q3 25 | $175.5M | $222.4M | ||
| Q2 25 | $169.3M | $204.3M | ||
| Q1 25 | $164.8M | $207.4M | ||
| Q4 24 | $162.9M | $201.4M | ||
| Q3 24 | $163.7M | $196.4M | ||
| Q2 24 | $153.8M | $177.5M |
| Q1 26 | — | $433.0K | ||
| Q4 25 | $59.5M | $12.8M | ||
| Q3 25 | $62.7M | $18.8M | ||
| Q2 25 | $62.3M | $10.7M | ||
| Q1 25 | $56.1M | $11.4M | ||
| Q4 24 | $56.5M | $22.2M | ||
| Q3 24 | $58.9M | $18.8M | ||
| Q2 24 | $50.6M | $5.0M |
| Q1 26 | — | 0.2% | ||
| Q4 25 | 41.6% | 7.1% | ||
| Q3 25 | 45.0% | 11.2% | ||
| Q2 25 | 47.1% | 6.9% | ||
| Q1 25 | 43.1% | 8.1% | ||
| Q4 24 | 44.2% | 13.6% | ||
| Q3 24 | 45.2% | 13.3% | ||
| Q2 24 | 42.4% | 4.2% |
| Q1 26 | — | 0.2% | ||
| Q4 25 | 32.9% | 5.8% | ||
| Q3 25 | 35.7% | 8.4% | ||
| Q2 25 | 36.8% | 5.2% | ||
| Q1 25 | 34.0% | 5.5% | ||
| Q4 24 | 34.7% | 11.0% | ||
| Q3 24 | 36.0% | 9.6% | ||
| Q2 24 | 32.9% | 2.8% |
| Q1 26 | — | $0.01 | ||
| Q4 25 | $1.75 | $0.23 | ||
| Q3 25 | $1.85 | $0.33 | ||
| Q2 25 | $1.85 | $0.19 | ||
| Q1 25 | $1.66 | $0.21 | ||
| Q4 24 | $1.68 | $0.40 | ||
| Q3 24 | $1.75 | $0.35 | ||
| Q2 24 | $1.51 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $162.0M |
| Total DebtLower is stronger | — | $127.8M |
| Stockholders' EquityBook value | $1.9B | $339.9M |
| Total Assets | $14.8B | $852.2M |
| Debt / EquityLower = less leverage | — | 0.38× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $162.0M | ||
| Q4 25 | — | $162.8M | ||
| Q3 25 | — | $169.1M | ||
| Q2 25 | — | $70.7M | ||
| Q1 25 | — | $96.0M | ||
| Q4 24 | — | $172.0M | ||
| Q3 24 | — | $161.9M | ||
| Q2 24 | — | $115.5M |
| Q1 26 | — | $127.8M | ||
| Q4 25 | — | $101.4M | ||
| Q3 25 | — | $87.1M | ||
| Q2 25 | — | $73.8M | ||
| Q1 25 | — | $94.4M | ||
| Q4 24 | — | $120.1M | ||
| Q3 24 | — | $125.7M | ||
| Q2 24 | — | $137.3M |
| Q1 26 | — | $339.9M | ||
| Q4 25 | $1.9B | $335.9M | ||
| Q3 25 | $1.8B | $328.1M | ||
| Q2 25 | $1.7B | $306.8M | ||
| Q1 25 | $1.7B | $293.9M | ||
| Q4 24 | $1.6B | $280.0M | ||
| Q3 24 | $1.6B | $260.2M | ||
| Q2 24 | $1.5B | $239.4M |
| Q1 26 | — | $852.2M | ||
| Q4 25 | $14.8B | $834.0M | ||
| Q3 25 | $14.2B | $826.1M | ||
| Q2 25 | $14.0B | $740.8M | ||
| Q1 25 | $14.0B | $720.4M | ||
| Q4 24 | $13.6B | $753.8M | ||
| Q3 24 | $13.3B | $744.6M | ||
| Q2 24 | $12.7B | $706.0M |
| Q1 26 | — | 0.38× | ||
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.24× | ||
| Q1 25 | — | 0.32× | ||
| Q4 24 | — | 0.43× | ||
| Q3 24 | — | 0.48× | ||
| Q2 24 | — | 0.57× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $285.3M | $7.1M |
| Free Cash FlowOCF − Capex | $237.0M | — |
| FCF MarginFCF / Revenue | 130.9% | — |
| Capex IntensityCapex / Revenue | 26.7% | — |
| Cash ConversionOCF / Net Profit | 4.79× | 16.33× |
| TTM Free Cash FlowTrailing 4 quarters | $430.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $7.1M | ||
| Q4 25 | $285.3M | $3.1M | ||
| Q3 25 | $75.4M | $57.1M | ||
| Q2 25 | $78.1M | $18.1M | ||
| Q1 25 | $77.0M | $-789.0K | ||
| Q4 24 | $261.2M | $23.0M | ||
| Q3 24 | $77.6M | $67.5M | ||
| Q2 24 | $100.2M | $10.0M |
| Q1 26 | — | — | ||
| Q4 25 | $237.0M | $-19.2M | ||
| Q3 25 | $63.7M | $40.6M | ||
| Q2 25 | $64.4M | $6.8M | ||
| Q1 25 | $65.6M | $-11.7M | ||
| Q4 24 | $224.5M | $19.6M | ||
| Q3 24 | $72.4M | $60.0M | ||
| Q2 24 | $94.1M | $3.0M |
| Q1 26 | — | — | ||
| Q4 25 | 130.9% | -8.7% | ||
| Q3 25 | 36.3% | 18.3% | ||
| Q2 25 | 38.0% | 3.4% | ||
| Q1 25 | 39.8% | -5.7% | ||
| Q4 24 | 137.8% | 9.7% | ||
| Q3 24 | 44.2% | 30.6% | ||
| Q2 24 | 61.2% | 1.7% |
| Q1 26 | — | — | ||
| Q4 25 | 26.7% | 10.1% | ||
| Q3 25 | 6.7% | 7.4% | ||
| Q2 25 | 8.1% | 5.5% | ||
| Q1 25 | 6.9% | 5.3% | ||
| Q4 24 | 22.5% | 1.7% | ||
| Q3 24 | 3.2% | 3.8% | ||
| Q2 24 | 3.9% | 4.0% |
| Q1 26 | — | 16.33× | ||
| Q4 25 | 4.79× | 0.24× | ||
| Q3 25 | 1.20× | 3.04× | ||
| Q2 25 | 1.25× | 1.69× | ||
| Q1 25 | 1.37× | -0.07× | ||
| Q4 24 | 4.62× | 1.04× | ||
| Q3 24 | 1.32× | 3.58× | ||
| Q2 24 | 1.98× | 2.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
