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Side-by-side financial comparison of CBL International Ltd (BANL) and UNITIL CORP (UTL). Click either name above to swap in a different company.

CBL International Ltd is the larger business by last-quarter revenue ($277.2M vs $161.5M, roughly 1.7× UNITIL CORP). UNITIL CORP runs the higher net margin — 11.8% vs -0.6%, a 12.3% gap on every dollar of revenue.

Unitil Corporation is an interstate electricity and natural gas utility company that provides services for New Hampshire, Massachusetts and Maine. Its earliest predecessor company, the Portland Gas Light Company, was founded in Maine in 1849. The current company was set up in 1984 and is based in New Hampshire. With a market cap of 686.51M, it provides electric services to about 102,400 customers and natural gas to over 75,900 customers. The service territory of Unitil includes business distr...

BANL vs UTL — Head-to-Head

Bigger by revenue
BANL
BANL
1.7× larger
BANL
$277.2M
$161.5M
UTL
Higher net margin
UTL
UTL
12.3% more per $
UTL
11.8%
-0.6%
BANL

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
BANL
BANL
UTL
UTL
Revenue
$277.2M
$161.5M
Net Profit
$-1.6M
$19.0M
Gross Margin
1.0%
Operating Margin
-0.5%
21.5%
Net Margin
-0.6%
11.8%
Revenue YoY
26.7%
Net Profit YoY
21.8%
EPS (diluted)
$1.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BANL
BANL
UTL
UTL
Q4 25
$161.5M
Q3 25
$101.1M
Q2 25
$277.2M
$102.6M
Q1 25
$170.8M
Q4 24
$592.5M
$127.5M
Q3 24
$92.9M
Q2 24
$192.0M
$95.7M
Q1 24
$178.7M
Net Profit
BANL
BANL
UTL
UTL
Q4 25
$19.0M
Q3 25
$-300.0K
Q2 25
$-1.6M
$4.0M
Q1 25
$27.5M
Q4 24
$-3.9M
$15.6M
Q3 24
$0
Q2 24
$4.3M
Q1 24
$27.2M
Gross Margin
BANL
BANL
UTL
UTL
Q4 25
Q3 25
Q2 25
1.0%
Q1 25
Q4 24
0.9%
Q3 24
Q2 24
2.1%
Q1 24
Operating Margin
BANL
BANL
UTL
UTL
Q4 25
21.5%
Q3 25
6.9%
Q2 25
-0.5%
13.0%
Q1 25
27.0%
Q4 24
-0.6%
22.1%
Q3 24
6.2%
Q2 24
13.0%
Q1 24
24.7%
Net Margin
BANL
BANL
UTL
UTL
Q4 25
11.8%
Q3 25
-0.3%
Q2 25
-0.6%
3.9%
Q1 25
16.1%
Q4 24
-0.7%
12.2%
Q3 24
Q2 24
4.5%
Q1 24
15.2%
EPS (diluted)
BANL
BANL
UTL
UTL
Q4 25
$1.05
Q3 25
$-0.02
Q2 25
$0.25
Q1 25
$1.69
Q4 24
$-0.14
$0.97
Q3 24
$0.00
Q2 24
$0.27
Q1 24
$1.69

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BANL
BANL
UTL
UTL
Cash + ST InvestmentsLiquidity on hand
$15.6M
Total DebtLower is stronger
$670.5M
Stockholders' EquityBook value
$22.9M
$609.6M
Total Assets
$69.3M
$2.1B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BANL
BANL
UTL
UTL
Q4 25
$15.6M
Q3 25
$14.6M
Q2 25
$8.5M
Q1 25
$10.2M
Q4 24
$8.0M
$6.3M
Q3 24
$6.3M
Q2 24
$2.8M
Q1 24
$6.3M
Total Debt
BANL
BANL
UTL
UTL
Q4 25
$670.5M
Q3 25
$670.5M
Q2 25
$640.7M
Q1 25
$642.1M
Q4 24
$643.3M
Q3 24
$643.3M
Q2 24
$511.3M
Q1 24
$512.8M
Stockholders' Equity
BANL
BANL
UTL
UTL
Q4 25
$609.6M
Q3 25
$597.2M
Q2 25
$22.9M
$532.8M
Q1 25
$534.1M
Q4 24
$22.9M
$512.5M
Q3 24
$502.4M
Q2 24
$25.3M
$508.8M
Q1 24
$510.8M
Total Assets
BANL
BANL
UTL
UTL
Q4 25
$2.1B
Q3 25
$1.9B
Q2 25
$69.3M
$1.9B
Q1 25
$1.9B
Q4 24
$69.3M
$1.8B
Q3 24
$1.7B
Q2 24
$53.5M
$1.7B
Q1 24
$1.7B
Debt / Equity
BANL
BANL
UTL
UTL
Q4 25
1.10×
Q3 25
1.12×
Q2 25
1.20×
Q1 25
1.20×
Q4 24
1.26×
Q3 24
1.28×
Q2 24
1.00×
Q1 24
1.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BANL
BANL
UTL
UTL
Operating Cash FlowLast quarter
$21.4M
Free Cash FlowOCF − Capex
$-36.3M
FCF MarginFCF / Revenue
-22.5%
Capex IntensityCapex / Revenue
35.7%
Cash ConversionOCF / Net Profit
1.13×
TTM Free Cash FlowTrailing 4 quarters
$-53.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BANL
BANL
UTL
UTL
Q4 25
$21.4M
Q3 25
$15.6M
Q2 25
$42.2M
Q1 25
$52.1M
Q4 24
$-1.9M
$23.3M
Q3 24
$26.1M
Q2 24
$49.9M
Q1 24
$26.6M
Free Cash Flow
BANL
BANL
UTL
UTL
Q4 25
$-36.3M
Q3 25
$-39.0M
Q2 25
$2.0M
Q1 25
$19.5M
Q4 24
$-2.1M
$-32.3M
Q3 24
$-31.3M
Q2 24
$13.2M
Q1 24
$6.4M
FCF Margin
BANL
BANL
UTL
UTL
Q4 25
-22.5%
Q3 25
-38.6%
Q2 25
1.9%
Q1 25
11.4%
Q4 24
-0.4%
-25.3%
Q3 24
-33.7%
Q2 24
13.8%
Q1 24
3.6%
Capex Intensity
BANL
BANL
UTL
UTL
Q4 25
35.7%
Q3 25
54.0%
Q2 25
39.2%
Q1 25
19.1%
Q4 24
0.0%
43.6%
Q3 24
61.8%
Q2 24
38.3%
Q1 24
11.3%
Cash Conversion
BANL
BANL
UTL
UTL
Q4 25
1.13×
Q3 25
Q2 25
10.55×
Q1 25
1.89×
Q4 24
1.49×
Q3 24
Q2 24
11.60×
Q1 24
0.98×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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