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Side-by-side financial comparison of BigBear.ai Holdings, Inc. (BBAI) and EAGLE FINANCIAL SERVICES INC (EFSI). Click either name above to swap in a different company.

BigBear.ai Holdings, Inc. is the larger business by last-quarter revenue ($27.3M vs $16.4M, roughly 1.7× EAGLE FINANCIAL SERVICES INC). On growth, EAGLE FINANCIAL SERVICES INC posted the faster year-over-year revenue change (21.3% vs -37.7%). EAGLE FINANCIAL SERVICES INC produced more free cash flow last quarter ($24.3M vs $-22.1M). Over the past eight quarters, EAGLE FINANCIAL SERVICES INC's revenue compounded faster (1.5% CAGR vs -9.2%).

BigBear.ai Holdings, Inc. develops and delivers artificial intelligence-powered decision support and analytics solutions. Its core offerings cover predictive analytics, supply chain optimization, and operational intelligence platforms, serving key segments including national defense, intelligence agencies, and commercial enterprise clients primarily across North America, helping customers improve operational efficiency and mitigate risks.

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

BBAI vs EFSI — Head-to-Head

Bigger by revenue
BBAI
BBAI
1.7× larger
BBAI
$27.3M
$16.4M
EFSI
Growing faster (revenue YoY)
EFSI
EFSI
+59.1% gap
EFSI
21.3%
-37.7%
BBAI
More free cash flow
EFSI
EFSI
$46.4M more FCF
EFSI
$24.3M
$-22.1M
BBAI
Faster 2-yr revenue CAGR
EFSI
EFSI
Annualised
EFSI
1.5%
-9.2%
BBAI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BBAI
BBAI
EFSI
EFSI
Revenue
$27.3M
$16.4M
Net Profit
Gross Margin
20.3%
Operating Margin
-295.0%
33.6%
Net Margin
Revenue YoY
-37.7%
21.3%
Net Profit YoY
EPS (diluted)
$0.17
$1.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BBAI
BBAI
EFSI
EFSI
Q4 25
$27.3M
$16.4M
Q3 25
$33.1M
$22.4M
Q2 25
$32.5M
$20.6M
Q1 25
$34.8M
$4.8M
Q4 24
$43.8M
$22.0M
Q3 24
$41.5M
$18.4M
Q2 24
$39.8M
$16.5M
Q1 24
$33.1M
$15.9M
Net Profit
BBAI
BBAI
EFSI
EFSI
Q4 25
Q3 25
$2.5M
$5.6M
Q2 25
$-228.6M
$5.3M
Q1 25
$-62.0M
$-7.0M
Q4 24
Q3 24
$-15.1M
$3.4M
Q2 24
$-14.4M
$3.2M
Q1 24
$-127.8M
$2.5M
Gross Margin
BBAI
BBAI
EFSI
EFSI
Q4 25
20.3%
Q3 25
22.4%
Q2 25
25.0%
Q1 25
21.3%
Q4 24
37.4%
Q3 24
25.9%
Q2 24
27.8%
Q1 24
21.1%
Operating Margin
BBAI
BBAI
EFSI
EFSI
Q4 25
-295.0%
33.6%
Q3 25
-66.0%
30.9%
Q2 25
-278.1%
31.8%
Q1 25
-61.0%
-189.0%
Q4 24
-18.6%
36.8%
Q3 24
-25.4%
21.6%
Q2 24
-41.9%
22.9%
Q1 24
-296.1%
19.1%
Net Margin
BBAI
BBAI
EFSI
EFSI
Q4 25
Q3 25
7.6%
25.0%
Q2 25
-704.0%
25.6%
Q1 25
-178.3%
-145.8%
Q4 24
Q3 24
-36.5%
18.6%
Q2 24
-36.3%
19.3%
Q1 24
-385.8%
16.0%
EPS (diluted)
BBAI
BBAI
EFSI
EFSI
Q4 25
$0.17
$1.10
Q3 25
$-0.03
$1.04
Q2 25
$-0.71
$0.98
Q1 25
$-0.25
$-1.53
Q4 24
$-0.47
$1.74
Q3 24
$-0.06
$0.97
Q2 24
$-0.06
$0.89
Q1 24
$-0.68
$0.72

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BBAI
BBAI
EFSI
EFSI
Cash + ST InvestmentsLiquidity on hand
$87.1M
Total DebtLower is stronger
$107.0M
Stockholders' EquityBook value
$611.9M
$188.8M
Total Assets
$894.5M
$1.9B
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BBAI
BBAI
EFSI
EFSI
Q4 25
$87.1M
Q3 25
$456.6M
Q2 25
$390.8M
Q1 25
$107.6M
Q4 24
$50.1M
Q3 24
$65.6M
Q2 24
$72.3M
Q1 24
$81.4M
Total Debt
BBAI
BBAI
EFSI
EFSI
Q4 25
$107.0M
Q3 25
$104.9M
Q2 25
$103.0M
Q1 25
$101.4M
Q4 24
$136.2M
Q3 24
$195.7M
Q2 24
$195.7M
Q1 24
$195.6M
Stockholders' Equity
BBAI
BBAI
EFSI
EFSI
Q4 25
$611.9M
$188.8M
Q3 25
$610.0M
$185.6M
Q2 25
$266.6M
$179.6M
Q1 25
$197.8M
$176.5M
Q4 24
$-3.7M
$119.0M
Q3 24
$127.5M
$117.8M
Q2 24
$134.7M
$111.1M
Q1 24
$143.2M
$107.7M
Total Assets
BBAI
BBAI
EFSI
EFSI
Q4 25
$894.5M
$1.9B
Q3 25
$919.8M
$1.9B
Q2 25
$599.4M
$2.0B
Q1 25
$396.3M
$1.9B
Q4 24
$343.8M
$1.9B
Q3 24
$354.1M
$1.9B
Q2 24
$360.9M
$1.8B
Q1 24
$377.6M
$1.8B
Debt / Equity
BBAI
BBAI
EFSI
EFSI
Q4 25
0.17×
Q3 25
0.17×
Q2 25
0.39×
Q1 25
0.51×
Q4 24
Q3 24
1.54×
Q2 24
1.45×
Q1 24
1.37×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BBAI
BBAI
EFSI
EFSI
Operating Cash FlowLast quarter
$-21.8M
$25.8M
Free Cash FlowOCF − Capex
$-22.1M
$24.3M
FCF MarginFCF / Revenue
-80.9%
148.6%
Capex IntensityCapex / Revenue
0.9%
8.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-42.5M
$39.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BBAI
BBAI
EFSI
EFSI
Q4 25
$-21.8M
$25.8M
Q3 25
$-9.6M
$8.2M
Q2 25
$-3.9M
$2.6M
Q1 25
$-6.7M
$5.8M
Q4 24
$-14.8M
$18.8M
Q3 24
$-1.9M
$7.5M
Q2 24
$-7.1M
$-1.8M
Q1 24
$-14.4M
$6.8M
Free Cash Flow
BBAI
BBAI
EFSI
EFSI
Q4 25
$-22.1M
$24.3M
Q3 25
$-9.8M
$7.8M
Q2 25
$-3.9M
$2.3M
Q1 25
$-6.7M
$5.3M
Q4 24
$-15.0M
$17.7M
Q3 24
$-2.0M
$7.3M
Q2 24
$-7.2M
$-2.2M
Q1 24
$-14.4M
$6.7M
FCF Margin
BBAI
BBAI
EFSI
EFSI
Q4 25
-80.9%
148.6%
Q3 25
-29.5%
35.0%
Q2 25
-11.9%
11.2%
Q1 25
-19.4%
110.1%
Q4 24
-34.2%
80.6%
Q3 24
-4.9%
39.6%
Q2 24
-18.1%
-13.6%
Q1 24
-43.5%
41.9%
Capex Intensity
BBAI
BBAI
EFSI
EFSI
Q4 25
0.9%
8.6%
Q3 25
0.6%
1.7%
Q2 25
0.0%
1.3%
Q1 25
0.2%
11.2%
Q4 24
0.4%
4.6%
Q3 24
0.3%
1.3%
Q2 24
0.3%
2.6%
Q1 24
0.1%
0.6%
Cash Conversion
BBAI
BBAI
EFSI
EFSI
Q4 25
Q3 25
-3.80×
1.47×
Q2 25
0.49×
Q1 25
Q4 24
Q3 24
2.19×
Q2 24
-0.57×
Q1 24
2.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BBAI
BBAI

Segment breakdown not available.

EFSI
EFSI

Asset Management$6.0M37%
Other$3.8M23%
Interchange Fees$3.5M22%
Overdrawn Account Fees$1.6M10%
Brokerage Commissions$1.4M9%

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