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Side-by-side financial comparison of Concrete Pumping Holdings, Inc. (BBCP) and Merchants Bancorp (MBIN). Click either name above to swap in a different company.

Merchants Bancorp is the larger business by last-quarter revenue ($175.2M vs $98.9M, roughly 1.8× Concrete Pumping Holdings, Inc.). Merchants Bancorp runs the higher net margin — 38.6% vs 5.4%, a 33.3% gap on every dollar of revenue. Over the past eight quarters, Concrete Pumping Holdings, Inc.'s revenue compounded faster (4.8% CAGR vs 4.8%).

Concrete Pumping Holdings, Inc. is a leading provider of concrete pumping services and equipment rental solutions across the U.S. and U.K. It serves core construction segments including infrastructure, commercial real estate development, and residential building, supporting efficient, safe concrete placement for projects of all sizes.

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

BBCP vs MBIN — Head-to-Head

Bigger by revenue
MBIN
MBIN
1.8× larger
MBIN
$175.2M
$98.9M
BBCP
Higher net margin
MBIN
MBIN
33.3% more per $
MBIN
38.6%
5.4%
BBCP
Faster 2-yr revenue CAGR
BBCP
BBCP
Annualised
BBCP
4.8%
4.8%
MBIN

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
BBCP
BBCP
MBIN
MBIN
Revenue
$98.9M
$175.2M
Net Profit
$5.3M
$67.7M
Gross Margin
43.8%
Operating Margin
17.0%
Net Margin
5.4%
38.6%
Revenue YoY
-3.2%
Net Profit YoY
-43.6%
16.3%
EPS (diluted)
$0.09
$1.25

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BBCP
BBCP
MBIN
MBIN
Q1 26
$175.2M
Q4 25
$98.9M
$185.3M
Q3 25
$94.2M
$171.1M
Q2 25
$85.2M
$179.2M
Q1 25
$78.0M
$145.9M
Q4 24
$102.1M
$193.8M
Q3 24
$100.6M
$149.6M
Q2 24
$98.7M
$159.5M
Net Profit
BBCP
BBCP
MBIN
MBIN
Q1 26
$67.7M
Q4 25
$5.3M
Q3 25
$3.7M
$54.7M
Q2 25
$-4.0K
$38.0M
Q1 25
$-2.6M
$58.2M
Q4 24
$9.4M
Q3 24
$7.6M
$61.3M
Q2 24
$3.0M
$76.4M
Gross Margin
BBCP
BBCP
MBIN
MBIN
Q1 26
Q4 25
43.8%
Q3 25
42.9%
Q2 25
42.5%
Q1 25
40.0%
Q4 24
45.3%
Q3 24
44.3%
Q2 24
42.3%
Operating Margin
BBCP
BBCP
MBIN
MBIN
Q1 26
Q4 25
17.0%
39.9%
Q3 25
13.7%
37.8%
Q2 25
9.7%
27.3%
Q1 25
4.5%
52.4%
Q4 24
18.8%
66.0%
Q3 24
16.5%
54.4%
Q2 24
12.2%
62.2%
Net Margin
BBCP
BBCP
MBIN
MBIN
Q1 26
38.6%
Q4 25
5.4%
Q3 25
3.9%
32.0%
Q2 25
-0.0%
21.2%
Q1 25
-3.4%
39.9%
Q4 24
9.2%
Q3 24
7.5%
41.0%
Q2 24
3.1%
47.9%
EPS (diluted)
BBCP
BBCP
MBIN
MBIN
Q1 26
$1.25
Q4 25
$0.09
$1.28
Q3 25
$0.07
$0.97
Q2 25
$-0.01
$0.60
Q1 25
$-0.06
$0.93
Q4 24
$0.16
$1.84
Q3 24
$0.13
$1.17
Q2 24
$0.05
$1.49

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BBCP
BBCP
MBIN
MBIN
Cash + ST InvestmentsLiquidity on hand
$44.4M
$83.2M
Total DebtLower is stronger
$417.9M
$32.0M
Stockholders' EquityBook value
$264.8M
$2.3B
Total Assets
$879.5M
$20.3B
Debt / EquityLower = less leverage
1.58×
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BBCP
BBCP
MBIN
MBIN
Q1 26
$83.2M
Q4 25
$44.4M
Q3 25
$41.0M
Q2 25
$37.8M
Q1 25
$85.1M
Q4 24
$43.0M
Q3 24
$26.3M
Q2 24
$18.0M
Total Debt
BBCP
BBCP
MBIN
MBIN
Q1 26
$32.0M
Q4 25
$417.9M
Q3 25
$417.6M
Q2 25
$417.3M
Q1 25
$417.1M
Q4 24
$373.3M
Q3 24
$372.9M
Q2 24
$372.6M
Stockholders' Equity
BBCP
BBCP
MBIN
MBIN
Q1 26
$2.3B
Q4 25
$264.8M
$2.3B
Q3 25
$261.3M
$2.2B
Q2 25
$261.8M
$2.2B
Q1 25
$260.7M
$2.2B
Q4 24
$321.7M
$2.2B
Q3 24
$314.7M
$1.9B
Q2 24
$308.3M
$1.9B
Total Assets
BBCP
BBCP
MBIN
MBIN
Q1 26
$20.3B
Q4 25
$879.5M
$19.4B
Q3 25
$886.0M
$19.4B
Q2 25
$878.8M
$19.1B
Q1 25
$912.9M
$18.8B
Q4 24
$898.0M
$18.8B
Q3 24
$890.8M
$18.7B
Q2 24
$894.7M
$18.2B
Debt / Equity
BBCP
BBCP
MBIN
MBIN
Q1 26
0.01×
Q4 25
1.58×
Q3 25
1.60×
Q2 25
1.59×
Q1 25
1.60×
Q4 24
1.16×
Q3 24
1.19×
Q2 24
1.21×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BBCP
BBCP
MBIN
MBIN
Operating Cash FlowLast quarter
$14.5M
Free Cash FlowOCF − Capex
$1.9M
FCF MarginFCF / Revenue
1.9%
Capex IntensityCapex / Revenue
12.7%
Cash ConversionOCF / Net Profit
2.72×
TTM Free Cash FlowTrailing 4 quarters
$17.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BBCP
BBCP
MBIN
MBIN
Q1 26
Q4 25
$14.5M
$-341.2M
Q3 25
$19.1M
$29.8M
Q2 25
$24.7M
$-121.2M
Q1 25
$6.0M
$148.0M
Q4 24
$22.4M
$-835.3M
Q3 24
$35.0M
$-492.6M
Q2 24
$9.1M
$51.1M
Free Cash Flow
BBCP
BBCP
MBIN
MBIN
Q1 26
Q4 25
$1.9M
$-362.2M
Q3 25
$4.3M
$24.0M
Q2 25
$11.1M
$-125.7M
Q1 25
$191.0K
$141.2M
Q4 24
$16.1M
$-853.7M
Q3 24
$26.4M
$-497.2M
Q2 24
$-1.9M
$45.8M
FCF Margin
BBCP
BBCP
MBIN
MBIN
Q1 26
Q4 25
1.9%
-195.5%
Q3 25
4.6%
14.0%
Q2 25
13.0%
-70.1%
Q1 25
0.2%
96.8%
Q4 24
15.8%
-440.6%
Q3 24
26.2%
-332.4%
Q2 24
-1.9%
28.7%
Capex Intensity
BBCP
BBCP
MBIN
MBIN
Q1 26
Q4 25
12.7%
11.3%
Q3 25
15.7%
3.4%
Q2 25
16.0%
2.5%
Q1 25
7.5%
4.7%
Q4 24
6.2%
9.5%
Q3 24
8.6%
3.0%
Q2 24
11.2%
3.3%
Cash Conversion
BBCP
BBCP
MBIN
MBIN
Q1 26
Q4 25
2.72×
Q3 25
5.16×
0.54×
Q2 25
-3.19×
Q1 25
2.54×
Q4 24
2.38×
Q3 24
4.63×
-8.04×
Q2 24
3.00×
0.67×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BBCP
BBCP

US Concrete Pumping$72.2M73%
US Concrete Waste Management Services$21.3M22%
Other$5.4M5%

MBIN
MBIN

Net Interest Income$128.6M73%
Noninterest Income$46.6M27%

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