vs

Side-by-side financial comparison of BCB BANCORP INC (BCBP) and Five Point Holdings, LLC (FPH). Click either name above to swap in a different company.

BCB BANCORP INC is the larger business by last-quarter revenue ($26.2M vs $13.6M, roughly 1.9× Five Point Holdings, LLC). Five Point Holdings, LLC runs the higher net margin — -16.4% vs -49.7%, a 33.3% gap on every dollar of revenue. On growth, BCB BANCORP INC posted the faster year-over-year revenue change (13.1% vs 3.2%). Over the past eight quarters, BCB BANCORP INC's revenue compounded faster (1.8% CAGR vs -48.5%).

Five Point Holdings, LLC is a leading U.S. real estate development company that focuses on planning and constructing large-scale master-planned mixed-use communities in high-demand markets across California. Its projects integrate residential housing, commercial office spaces, retail outlets, public amenities and recreational facilities to build vibrant, sustainable living and working environments for local populations.

BCBP vs FPH — Head-to-Head

Bigger by revenue
BCBP
BCBP
1.9× larger
BCBP
$26.2M
$13.6M
FPH
Growing faster (revenue YoY)
BCBP
BCBP
+9.9% gap
BCBP
13.1%
3.2%
FPH
Higher net margin
FPH
FPH
33.3% more per $
FPH
-16.4%
-49.7%
BCBP
Faster 2-yr revenue CAGR
BCBP
BCBP
Annualised
BCBP
1.8%
-48.5%
FPH

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
BCBP
BCBP
FPH
FPH
Revenue
$26.2M
$13.6M
Net Profit
$-12.0M
$-2.2M
Gross Margin
Operating Margin
-71.9%
-43.5%
Net Margin
-49.7%
-16.4%
Revenue YoY
13.1%
3.2%
Net Profit YoY
-467.6%
-109.6%
EPS (diluted)
$-0.73

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BCBP
BCBP
FPH
FPH
Q1 26
$13.6M
Q4 25
$26.2M
$75.9M
Q3 25
$26.5M
$13.5M
Q2 25
$25.2M
$7.5M
Q1 25
$23.8M
$13.2M
Q4 24
$23.1M
$159.8M
Q3 24
$26.2M
$17.0M
Q2 24
$20.4M
$51.2M
Net Profit
BCBP
BCBP
FPH
FPH
Q1 26
$-2.2M
Q4 25
$-12.0M
$58.7M
Q3 25
$4.3M
$21.1M
Q2 25
$3.6M
$3.3M
Q1 25
$-8.3M
$23.3M
Q4 24
$3.3M
$121.0M
Q3 24
$6.7M
$4.8M
Q2 24
$2.8M
$14.7M
Operating Margin
BCBP
BCBP
FPH
FPH
Q1 26
-43.5%
Q4 25
-71.9%
89.0%
Q3 25
21.9%
Q2 25
19.9%
Q1 25
-49.2%
Q4 24
19.9%
87.5%
Q3 24
35.7%
83.6%
Q2 24
19.5%
86.1%
Net Margin
BCBP
BCBP
FPH
FPH
Q1 26
-16.4%
Q4 25
-49.7%
77.3%
Q3 25
16.1%
156.2%
Q2 25
14.2%
44.4%
Q1 25
-35.0%
177.0%
Q4 24
14.1%
75.7%
Q3 24
25.5%
28.0%
Q2 24
13.8%
28.8%
EPS (diluted)
BCBP
BCBP
FPH
FPH
Q1 26
Q4 25
$-0.73
Q3 25
$0.22
Q2 25
$0.18
Q1 25
$-0.51
Q4 24
$0.17
Q3 24
$0.36
Q2 24
$0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BCBP
BCBP
FPH
FPH
Cash + ST InvestmentsLiquidity on hand
$332.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$304.3M
$2.3B
Total Assets
$3.3B
$3.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BCBP
BCBP
FPH
FPH
Q1 26
$332.6M
Q4 25
$425.5M
Q3 25
$351.1M
Q2 25
$456.6M
Q1 25
$528.3M
Q4 24
$430.9M
Q3 24
$224.5M
Q2 24
$217.4M
Stockholders' Equity
BCBP
BCBP
FPH
FPH
Q1 26
$2.3B
Q4 25
$304.3M
$2.3B
Q3 25
$318.5M
$2.3B
Q2 25
$315.7M
$2.2B
Q1 25
$314.7M
$2.2B
Q4 24
$323.9M
$2.2B
Q3 24
$328.1M
$2.0B
Q2 24
$320.7M
$2.0B
Total Assets
BCBP
BCBP
FPH
FPH
Q1 26
$3.2B
Q4 25
$3.3B
$3.2B
Q3 25
$3.4B
$3.2B
Q2 25
$3.4B
$3.2B
Q1 25
$3.5B
$3.2B
Q4 24
$3.6B
$3.1B
Q3 24
$3.6B
$2.9B
Q2 24
$3.8B
$2.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BCBP
BCBP
FPH
FPH
Operating Cash FlowLast quarter
$35.9M
$-44.5M
Free Cash FlowOCF − Capex
$34.9M
FCF MarginFCF / Revenue
133.3%
Capex IntensityCapex / Revenue
4.0%
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$58.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BCBP
BCBP
FPH
FPH
Q1 26
$-44.5M
Q4 25
$35.9M
$105.2M
Q3 25
$8.7M
$40.4M
Q2 25
$10.3M
$-71.6M
Q1 25
$5.0M
$56.7M
Q4 24
$67.7M
$116.0M
Q3 24
$43.5M
$-18.0M
Q2 24
$8.1M
$-23.2M
Free Cash Flow
BCBP
BCBP
FPH
FPH
Q1 26
Q4 25
$34.9M
$105.0M
Q3 25
$8.5M
Q2 25
$10.2M
$-71.7M
Q1 25
$4.7M
$56.7M
Q4 24
$66.5M
$115.2M
Q3 24
$43.4M
$-18.2M
Q2 24
$8.1M
$-23.6M
FCF Margin
BCBP
BCBP
FPH
FPH
Q1 26
Q4 25
133.3%
138.4%
Q3 25
32.0%
Q2 25
40.4%
-959.3%
Q1 25
19.8%
430.9%
Q4 24
287.5%
72.1%
Q3 24
166.0%
-106.9%
Q2 24
39.6%
-46.1%
Capex Intensity
BCBP
BCBP
FPH
FPH
Q1 26
0.0%
Q4 25
4.0%
0.3%
Q3 25
1.1%
0.0%
Q2 25
0.6%
0.8%
Q1 25
1.2%
0.3%
Q4 24
5.3%
0.5%
Q3 24
0.3%
1.3%
Q2 24
0.2%
0.7%
Cash Conversion
BCBP
BCBP
FPH
FPH
Q1 26
Q4 25
1.79×
Q3 25
2.05×
1.92×
Q2 25
2.90×
-21.58×
Q1 25
2.44×
Q4 24
20.70×
0.96×
Q3 24
6.53×
-3.77×
Q2 24
2.88×
-1.58×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons