BCB BANCORP INC

BCB BANCORP INCBCBPEarnings & Financial Report

Nasdaq · Financials · Savings Institution, Federally Chartered

BCBP Q4 FY2025 Key Financial Metrics

Revenue

$26.2M

Gross Profit

N/A

Operating Profit

$-17.4M

Net Profit

$-12.0M

Gross Margin

N/A

Operating Margin

-71.9%

Net Margin

-49.7%

YoY Growth

13.1%

EPS

$-0.73

BCB BANCORP INC Q4 FY2025 Financial Summary

BCB BANCORP INC reported revenue of $26.2M (up 13.1% YoY) for Q4 FY2025, with a net profit of $-12.0M (down 467.6% YoY) (-49.7% margin).

Key Financial Metrics

Total Revenue$26.2M
Net Profit$-12.0M
Gross MarginN/A
Operating Margin-71.9%
Report PeriodQ4 FY2025

BCB BANCORP INC Annual Revenue by Year

BCB BANCORP INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $101.6M).

YearAnnual Revenue
2025$101.6Mvs 2024
2024$95.0Mvs 2023
2023$104.1Mvs 2022
2022$113.9M

BCB BANCORP INC Quarterly Revenue & Net Profit History

BCB BANCORP INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$26.2M+13.1%$-12.0M-49.7%
Q3 FY2025$26.5M+1.1%$4.3M16.1%
Q2 FY2025$25.2M+23.4%$3.6M14.2%
Q1 FY2025$23.8M-5.8%$-8.3M-35.0%
Q4 FY2024$23.1M-7.2%$3.3M14.1%
Q3 FY2024$26.2M-3.4%$6.7M25.5%
Q2 FY2024$20.4M-27.4%$2.8M13.8%
Q1 FY2024$25.3M-2.2%$5.9M23.2%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$25.3M$20.4M$26.2M$23.1M$23.8M$25.2M$26.5M$26.2M
YoY Growth-2.2%-27.4%-3.4%-7.2%-5.8%23.4%1.1%13.1%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$3.85B$3.79B$3.61B$3.60B$3.47B$3.38B$3.35B$3.28B
Liabilities$3.53B$3.47B$3.29B$3.28B$3.16B$3.06B$3.03B$2.98B
Equity$320.1M$320.7M$328.1M$323.9M$314.7M$315.7M$318.5M$304.3M

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$8.3M$8.1M$43.5M$67.7M$5.0M$10.3M$8.7M$35.9M