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Side-by-side financial comparison of BCB BANCORP INC (BCBP) and SAGA COMMUNICATIONS INC (SGA). Click either name above to swap in a different company.

SAGA COMMUNICATIONS INC is the larger business by last-quarter revenue ($26.5M vs $26.2M, roughly 1.0× BCB BANCORP INC). SAGA COMMUNICATIONS INC runs the higher net margin — -26.1% vs -49.7%, a 23.6% gap on every dollar of revenue. On growth, BCB BANCORP INC posted the faster year-over-year revenue change (13.1% vs -9.3%). BCB BANCORP INC produced more free cash flow last quarter ($34.9M vs $-459.0K). Over the past eight quarters, SAGA COMMUNICATIONS INC's revenue compounded faster (2.4% CAGR vs 1.8%).

Saga is a British company focused on serving the needs of those aged 50 and over, originally owned by its founder, later acquired by private equity, and ultimately listed on the London Stock Exchange. It has 2.7 million customers. The company operates sites on the Kent and Sussex coast: Enbrook Park and Priory Square. It is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.

BCBP vs SGA — Head-to-Head

Bigger by revenue
SGA
SGA
1.0× larger
SGA
$26.5M
$26.2M
BCBP
Growing faster (revenue YoY)
BCBP
BCBP
+22.4% gap
BCBP
13.1%
-9.3%
SGA
Higher net margin
SGA
SGA
23.6% more per $
SGA
-26.1%
-49.7%
BCBP
More free cash flow
BCBP
BCBP
$35.3M more FCF
BCBP
$34.9M
$-459.0K
SGA
Faster 2-yr revenue CAGR
SGA
SGA
Annualised
SGA
2.4%
1.8%
BCBP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BCBP
BCBP
SGA
SGA
Revenue
$26.2M
$26.5M
Net Profit
$-12.0M
$-6.9M
Gross Margin
Operating Margin
-71.9%
-36.0%
Net Margin
-49.7%
-26.1%
Revenue YoY
13.1%
-9.3%
Net Profit YoY
-467.6%
-645.3%
EPS (diluted)
$-0.73
$-1.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BCBP
BCBP
SGA
SGA
Q4 25
$26.2M
$26.5M
Q3 25
$26.5M
$28.2M
Q2 25
$25.2M
$28.2M
Q1 25
$23.8M
$24.2M
Q4 24
$23.1M
$29.2M
Q3 24
$26.2M
$28.7M
Q2 24
$20.4M
$29.7M
Q1 24
$25.3M
$25.3M
Net Profit
BCBP
BCBP
SGA
SGA
Q4 25
$-12.0M
$-6.9M
Q3 25
$4.3M
$-532.0K
Q2 25
$3.6M
$1.1M
Q1 25
$-8.3M
$-1.6M
Q4 24
$3.3M
$1.3M
Q3 24
$6.7M
$1.3M
Q2 24
$2.8M
$2.5M
Q1 24
$5.9M
$-1.6M
Operating Margin
BCBP
BCBP
SGA
SGA
Q4 25
-71.9%
-36.0%
Q3 25
21.9%
-2.2%
Q2 25
19.9%
5.0%
Q1 25
-49.2%
-9.5%
Q4 24
19.9%
3.4%
Q3 24
35.7%
5.7%
Q2 24
19.5%
7.2%
Q1 24
33.0%
-9.6%
Net Margin
BCBP
BCBP
SGA
SGA
Q4 25
-49.7%
-26.1%
Q3 25
16.1%
-1.9%
Q2 25
14.2%
4.0%
Q1 25
-35.0%
-6.5%
Q4 24
14.1%
4.3%
Q3 24
25.5%
4.4%
Q2 24
13.8%
8.4%
Q1 24
23.2%
-6.2%
EPS (diluted)
BCBP
BCBP
SGA
SGA
Q4 25
$-0.73
$-1.07
Q3 25
$0.22
$-0.08
Q2 25
$0.18
$0.18
Q1 25
$-0.51
$-0.25
Q4 24
$0.17
$0.20
Q3 24
$0.36
$0.20
Q2 24
$0.14
$0.40
Q1 24
$0.32
$-0.25

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BCBP
BCBP
SGA
SGA
Cash + ST InvestmentsLiquidity on hand
$31.8M
Total DebtLower is stronger
$5.0M
Stockholders' EquityBook value
$304.3M
$151.5M
Total Assets
$3.3B
$201.3M
Debt / EquityLower = less leverage
0.03×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BCBP
BCBP
SGA
SGA
Q4 25
$31.8M
Q3 25
$26.3M
Q2 25
$24.9M
Q1 25
$27.0M
Q4 24
$27.8M
Q3 24
$28.7M
Q2 24
$24.1M
Q1 24
$28.8M
Total Debt
BCBP
BCBP
SGA
SGA
Q4 25
$5.0M
Q3 25
$5.0M
Q2 25
$5.0M
Q1 25
$5.0M
Q4 24
$5.0M
Q3 24
$5.0M
Q2 24
$5.0M
Q1 24
$0
Stockholders' Equity
BCBP
BCBP
SGA
SGA
Q4 25
$304.3M
$151.5M
Q3 25
$318.5M
$162.1M
Q2 25
$315.7M
$163.7M
Q1 25
$314.7M
$163.6M
Q4 24
$323.9M
$165.9M
Q3 24
$328.1M
$166.0M
Q2 24
$320.7M
$165.8M
Q1 24
$320.1M
$164.4M
Total Assets
BCBP
BCBP
SGA
SGA
Q4 25
$3.3B
$201.3M
Q3 25
$3.4B
$218.4M
Q2 25
$3.4B
$218.9M
Q1 25
$3.5B
$219.3M
Q4 24
$3.6B
$221.7M
Q3 24
$3.6B
$223.2M
Q2 24
$3.8B
$221.6M
Q1 24
$3.8B
$218.0M
Debt / Equity
BCBP
BCBP
SGA
SGA
Q4 25
0.03×
Q3 25
0.03×
Q2 25
0.03×
Q1 25
0.03×
Q4 24
0.03×
Q3 24
0.03×
Q2 24
0.03×
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BCBP
BCBP
SGA
SGA
Operating Cash FlowLast quarter
$35.9M
$-18.0K
Free Cash FlowOCF − Capex
$34.9M
$-459.0K
FCF MarginFCF / Revenue
133.3%
-1.7%
Capex IntensityCapex / Revenue
4.0%
1.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$58.2M
$2.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BCBP
BCBP
SGA
SGA
Q4 25
$35.9M
$-18.0K
Q3 25
$8.7M
$3.4M
Q2 25
$10.3M
$755.0K
Q1 25
$5.0M
$1.4M
Q4 24
$67.7M
$3.6M
Q3 24
$43.5M
$5.1M
Q2 24
$8.1M
$1.2M
Q1 24
$8.3M
$3.8M
Free Cash Flow
BCBP
BCBP
SGA
SGA
Q4 25
$34.9M
$-459.0K
Q3 25
$8.5M
$2.8M
Q2 25
$10.2M
$-559.0K
Q1 25
$4.7M
$668.0K
Q4 24
$66.5M
$3.1M
Q3 24
$43.4M
$4.5M
Q2 24
$8.1M
$-280.0K
Q1 24
$8.1M
$2.8M
FCF Margin
BCBP
BCBP
SGA
SGA
Q4 25
133.3%
-1.7%
Q3 25
32.0%
9.8%
Q2 25
40.4%
-2.0%
Q1 25
19.8%
2.8%
Q4 24
287.5%
10.5%
Q3 24
166.0%
15.6%
Q2 24
39.6%
-0.9%
Q1 24
32.3%
10.9%
Capex Intensity
BCBP
BCBP
SGA
SGA
Q4 25
4.0%
1.7%
Q3 25
1.1%
2.1%
Q2 25
0.6%
4.7%
Q1 25
1.2%
2.9%
Q4 24
5.3%
1.9%
Q3 24
0.3%
2.2%
Q2 24
0.2%
5.1%
Q1 24
0.6%
4.2%
Cash Conversion
BCBP
BCBP
SGA
SGA
Q4 25
Q3 25
2.05×
Q2 25
2.90×
0.67×
Q1 25
Q4 24
20.70×
2.86×
Q3 24
6.53×
4.02×
Q2 24
2.88×
0.50×
Q1 24
1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BCBP
BCBP

Segment breakdown not available.

SGA
SGA

Broadcast Advertising Revenue Net$20.2M76%
Digital Advertising Revenue$4.3M16%
Other Revenue$1.9M7%

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