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Side-by-side financial comparison of BCB BANCORP INC (BCBP) and SPAR Group, Inc. (SGRP). Click either name above to swap in a different company.

BCB BANCORP INC is the larger business by last-quarter revenue ($26.2M vs $22.0M, roughly 1.2× SPAR Group, Inc.). BCB BANCORP INC runs the higher net margin — -49.7% vs -74.1%, a 24.5% gap on every dollar of revenue. On growth, BCB BANCORP INC posted the faster year-over-year revenue change (13.1% vs -33.4%). BCB BANCORP INC produced more free cash flow last quarter ($34.9M vs $-3.9M). Over the past eight quarters, BCB BANCORP INC's revenue compounded faster (1.8% CAGR vs -33.2%).

SPAR, originally "DESPAR", styled as "DE SPAR", is a Dutch multinational franchise that provides branding, supplies and support services for independently owned and operated food retail stores. It was founded in the Netherlands in 1932, by Adriaan van Well, although the largest number of stores are located in the United Kingdom.

BCBP vs SGRP — Head-to-Head

Bigger by revenue
BCBP
BCBP
1.2× larger
BCBP
$26.2M
$22.0M
SGRP
Growing faster (revenue YoY)
BCBP
BCBP
+46.5% gap
BCBP
13.1%
-33.4%
SGRP
Higher net margin
BCBP
BCBP
24.5% more per $
BCBP
-49.7%
-74.1%
SGRP
More free cash flow
BCBP
BCBP
$38.8M more FCF
BCBP
$34.9M
$-3.9M
SGRP
Faster 2-yr revenue CAGR
BCBP
BCBP
Annualised
BCBP
1.8%
-33.2%
SGRP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BCBP
BCBP
SGRP
SGRP
Revenue
$26.2M
$22.0M
Net Profit
$-12.0M
$-16.3M
Gross Margin
-10.6%
Operating Margin
-71.9%
-57.8%
Net Margin
-49.7%
-74.1%
Revenue YoY
13.1%
-33.4%
Net Profit YoY
-467.6%
-186.2%
EPS (diluted)
$-0.73
$-0.69

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BCBP
BCBP
SGRP
SGRP
Q4 25
$26.2M
$22.0M
Q3 25
$26.5M
$41.4M
Q2 25
$25.2M
$38.6M
Q1 25
$23.8M
$34.0M
Q4 24
$23.1M
$33.0M
Q3 24
$26.2M
$37.8M
Q2 24
$20.4M
$43.4M
Q1 24
$25.3M
$49.4M
Net Profit
BCBP
BCBP
SGRP
SGRP
Q4 25
$-12.0M
$-16.3M
Q3 25
$4.3M
$-8.8M
Q2 25
$3.6M
$-1.0K
Q1 25
$-8.3M
$462.0K
Q4 24
$3.3M
$-5.7M
Q3 24
$6.7M
$-182.0K
Q2 24
$2.8M
$-3.9M
Q1 24
$5.9M
$6.6M
Gross Margin
BCBP
BCBP
SGRP
SGRP
Q4 25
-10.6%
Q3 25
18.6%
Q2 25
23.5%
Q1 25
21.4%
Q4 24
19.6%
Q3 24
22.3%
Q2 24
20.7%
Q1 24
19.7%
Operating Margin
BCBP
BCBP
SGRP
SGRP
Q4 25
-71.9%
-57.8%
Q3 25
21.9%
-14.3%
Q2 25
19.9%
1.9%
Q1 25
-49.2%
3.0%
Q4 24
19.9%
-16.6%
Q3 24
35.7%
-4.0%
Q2 24
19.5%
-2.2%
Q1 24
33.0%
17.6%
Net Margin
BCBP
BCBP
SGRP
SGRP
Q4 25
-49.7%
-74.1%
Q3 25
16.1%
-21.2%
Q2 25
14.2%
-0.0%
Q1 25
-35.0%
1.4%
Q4 24
14.1%
-17.3%
Q3 24
25.5%
-0.5%
Q2 24
13.8%
-9.0%
Q1 24
23.2%
13.4%
EPS (diluted)
BCBP
BCBP
SGRP
SGRP
Q4 25
$-0.73
$-0.69
Q3 25
$0.22
$-0.37
Q2 25
$0.18
$0.00
Q1 25
$-0.51
$0.02
Q4 24
$0.17
$-0.24
Q3 24
$0.36
$-0.01
Q2 24
$0.14
$-0.16
Q1 24
$0.32
$0.28

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BCBP
BCBP
SGRP
SGRP
Cash + ST InvestmentsLiquidity on hand
$3.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$304.3M
$622.0K
Total Assets
$3.3B
$44.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BCBP
BCBP
SGRP
SGRP
Q4 25
$3.3M
Q3 25
$8.2M
Q2 25
$13.9M
Q1 25
$17.9M
Q4 24
$18.2M
Q3 24
$19.7M
Q2 24
$21.7M
Q1 24
$16.6M
Stockholders' Equity
BCBP
BCBP
SGRP
SGRP
Q4 25
$304.3M
$622.0K
Q3 25
$318.5M
$16.6M
Q2 25
$315.7M
$24.9M
Q1 25
$314.7M
$24.7M
Q4 24
$323.9M
$24.3M
Q3 24
$328.1M
$29.3M
Q2 24
$320.7M
$29.4M
Q1 24
$320.1M
$33.0M
Total Assets
BCBP
BCBP
SGRP
SGRP
Q4 25
$3.3B
$44.1M
Q3 25
$3.4B
$61.7M
Q2 25
$3.4B
$71.6M
Q1 25
$3.5B
$70.2M
Q4 24
$3.6B
$56.4M
Q3 24
$3.6B
$67.4M
Q2 24
$3.8B
$70.0M
Q1 24
$3.8B
$104.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BCBP
BCBP
SGRP
SGRP
Operating Cash FlowLast quarter
$35.9M
$-2.5M
Free Cash FlowOCF − Capex
$34.9M
$-3.9M
FCF MarginFCF / Revenue
133.3%
-17.8%
Capex IntensityCapex / Revenue
4.0%
6.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$58.2M
$-21.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BCBP
BCBP
SGRP
SGRP
Q4 25
$35.9M
$-2.5M
Q3 25
$8.7M
$-4.1M
Q2 25
$10.3M
$-7.9M
Q1 25
$5.0M
$-4.0M
Q4 24
$67.7M
$65.0K
Q3 24
$43.5M
$-900.0K
Q2 24
$8.1M
$-445.0K
Q1 24
$8.3M
$615.0K
Free Cash Flow
BCBP
BCBP
SGRP
SGRP
Q4 25
$34.9M
$-3.9M
Q3 25
$8.5M
$-4.6M
Q2 25
$10.2M
$-8.3M
Q1 25
$4.7M
$-4.6M
Q4 24
$66.5M
$-166.0K
Q3 24
$43.4M
$-1.0M
Q2 24
$8.1M
$-785.0K
Q1 24
$8.1M
$184.0K
FCF Margin
BCBP
BCBP
SGRP
SGRP
Q4 25
133.3%
-17.8%
Q3 25
32.0%
-11.2%
Q2 25
40.4%
-21.5%
Q1 25
19.8%
-13.4%
Q4 24
287.5%
-0.5%
Q3 24
166.0%
-2.7%
Q2 24
39.6%
-1.8%
Q1 24
32.3%
0.4%
Capex Intensity
BCBP
BCBP
SGRP
SGRP
Q4 25
4.0%
6.6%
Q3 25
1.1%
1.4%
Q2 25
0.6%
1.1%
Q1 25
1.2%
1.5%
Q4 24
5.3%
0.7%
Q3 24
0.3%
0.3%
Q2 24
0.2%
0.8%
Q1 24
0.6%
0.9%
Cash Conversion
BCBP
BCBP
SGRP
SGRP
Q4 25
Q3 25
2.05×
Q2 25
2.90×
Q1 25
-8.75×
Q4 24
20.70×
Q3 24
6.53×
Q2 24
2.88×
Q1 24
1.41×
0.09×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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