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Side-by-side financial comparison of BCB BANCORP INC (BCBP) and Upland Software, Inc. (UPLD). Click either name above to swap in a different company.

Upland Software, Inc. is the larger business by last-quarter revenue ($49.3M vs $26.2M, roughly 1.9× BCB BANCORP INC). On growth, BCB BANCORP INC posted the faster year-over-year revenue change (13.1% vs -27.5%). BCB BANCORP INC produced more free cash flow last quarter ($34.9M vs $7.2M). Over the past eight quarters, BCB BANCORP INC's revenue compounded faster (1.8% CAGR vs -16.5%).

Upland Software, Inc. is a global provider of cloud-based enterprise work management solutions. It offers products covering project portfolio management, customer engagement, IT service management, and financial automation, serving businesses of all sizes across North America, Europe, and Asia-Pacific in tech, healthcare, and professional services sectors.

BCBP vs UPLD — Head-to-Head

Bigger by revenue
UPLD
UPLD
1.9× larger
UPLD
$49.3M
$26.2M
BCBP
Growing faster (revenue YoY)
BCBP
BCBP
+40.6% gap
BCBP
13.1%
-27.5%
UPLD
More free cash flow
BCBP
BCBP
$27.6M more FCF
BCBP
$34.9M
$7.2M
UPLD
Faster 2-yr revenue CAGR
BCBP
BCBP
Annualised
BCBP
1.8%
-16.5%
UPLD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BCBP
BCBP
UPLD
UPLD
Revenue
$26.2M
$49.3M
Net Profit
$-12.0M
Gross Margin
76.5%
Operating Margin
-71.9%
14.5%
Net Margin
-49.7%
Revenue YoY
13.1%
-27.5%
Net Profit YoY
-467.6%
EPS (diluted)
$-0.73
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BCBP
BCBP
UPLD
UPLD
Q4 25
$26.2M
$49.3M
Q3 25
$26.5M
$50.5M
Q2 25
$25.2M
$53.4M
Q1 25
$23.8M
$63.7M
Q4 24
$23.1M
$68.0M
Q3 24
$26.2M
$66.7M
Q2 24
$20.4M
$69.3M
Q1 24
$25.3M
$70.7M
Net Profit
BCBP
BCBP
UPLD
UPLD
Q4 25
$-12.0M
Q3 25
$4.3M
$-1.1M
Q2 25
$3.6M
$-13.0M
Q1 25
$-8.3M
$-25.8M
Q4 24
$3.3M
Q3 24
$6.7M
$-1.7M
Q2 24
$2.8M
$-11.4M
Q1 24
$5.9M
$-96.1M
Gross Margin
BCBP
BCBP
UPLD
UPLD
Q4 25
76.5%
Q3 25
76.9%
Q2 25
74.8%
Q1 25
71.6%
Q4 24
70.8%
Q3 24
70.5%
Q2 24
70.5%
Q1 24
70.2%
Operating Margin
BCBP
BCBP
UPLD
UPLD
Q4 25
-71.9%
14.5%
Q3 25
21.9%
10.6%
Q2 25
19.9%
-13.2%
Q1 25
-49.2%
-1.7%
Q4 24
19.9%
-2.9%
Q3 24
35.7%
-5.0%
Q2 24
19.5%
-7.7%
Q1 24
33.0%
-129.6%
Net Margin
BCBP
BCBP
UPLD
UPLD
Q4 25
-49.7%
Q3 25
16.1%
-2.2%
Q2 25
14.2%
-24.4%
Q1 25
-35.0%
-40.6%
Q4 24
14.1%
Q3 24
25.5%
-2.6%
Q2 24
13.8%
-16.5%
Q1 24
23.2%
-135.9%
EPS (diluted)
BCBP
BCBP
UPLD
UPLD
Q4 25
$-0.73
$0.01
Q3 25
$0.22
$-0.09
Q2 25
$0.18
$-0.51
Q1 25
$-0.51
$-0.97
Q4 24
$0.17
$-0.30
Q3 24
$0.36
$-0.12
Q2 24
$0.14
$-0.47
Q1 24
$0.32
$-3.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BCBP
BCBP
UPLD
UPLD
Cash + ST InvestmentsLiquidity on hand
$29.4M
Total DebtLower is stronger
$232.4M
Stockholders' EquityBook value
$304.3M
$-48.4M
Total Assets
$3.3B
$413.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BCBP
BCBP
UPLD
UPLD
Q4 25
$29.4M
Q3 25
$22.8M
Q2 25
$41.0M
Q1 25
$33.7M
Q4 24
$56.4M
Q3 24
$59.7M
Q2 24
$232.4M
Q1 24
$231.6M
Total Debt
BCBP
BCBP
UPLD
UPLD
Q4 25
$232.4M
Q3 25
Q2 25
Q1 25
Q4 24
$290.2M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
BCBP
BCBP
UPLD
UPLD
Q4 25
$304.3M
$-48.4M
Q3 25
$318.5M
$-47.3M
Q2 25
$315.7M
$-42.4M
Q1 25
$314.7M
$-37.8M
Q4 24
$323.9M
$-18.3M
Q3 24
$328.1M
$907.0K
Q2 24
$320.7M
$6.5M
Q1 24
$320.1M
$20.1M
Total Assets
BCBP
BCBP
UPLD
UPLD
Q4 25
$3.3B
$413.2M
Q3 25
$3.4B
$409.1M
Q2 25
$3.4B
$441.7M
Q1 25
$3.5B
$457.0M
Q4 24
$3.6B
$529.5M
Q3 24
$3.6B
$554.9M
Q2 24
$3.8B
$739.9M
Q1 24
$3.8B
$754.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BCBP
BCBP
UPLD
UPLD
Operating Cash FlowLast quarter
$35.9M
$7.3M
Free Cash FlowOCF − Capex
$34.9M
$7.2M
FCF MarginFCF / Revenue
133.3%
14.7%
Capex IntensityCapex / Revenue
4.0%
0.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$58.2M
$24.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BCBP
BCBP
UPLD
UPLD
Q4 25
$35.9M
$7.3M
Q3 25
$8.7M
$6.9M
Q2 25
$10.3M
$3.3M
Q1 25
$5.0M
$8.3M
Q4 24
$67.7M
$9.3M
Q3 24
$43.5M
$4.3M
Q2 24
$8.1M
$5.5M
Q1 24
$8.3M
$5.1M
Free Cash Flow
BCBP
BCBP
UPLD
UPLD
Q4 25
$34.9M
$7.2M
Q3 25
$8.5M
$6.7M
Q2 25
$10.2M
$2.7M
Q1 25
$4.7M
$7.9M
Q4 24
$66.5M
$9.0M
Q3 24
$43.4M
$4.2M
Q2 24
$8.1M
$5.2M
Q1 24
$8.1M
$4.9M
FCF Margin
BCBP
BCBP
UPLD
UPLD
Q4 25
133.3%
14.7%
Q3 25
32.0%
13.2%
Q2 25
40.4%
5.0%
Q1 25
19.8%
12.4%
Q4 24
287.5%
13.3%
Q3 24
166.0%
6.3%
Q2 24
39.6%
7.5%
Q1 24
32.3%
7.0%
Capex Intensity
BCBP
BCBP
UPLD
UPLD
Q4 25
4.0%
0.2%
Q3 25
1.1%
0.4%
Q2 25
0.6%
1.2%
Q1 25
1.2%
0.7%
Q4 24
5.3%
0.5%
Q3 24
0.3%
0.2%
Q2 24
0.2%
0.4%
Q1 24
0.6%
0.3%
Cash Conversion
BCBP
BCBP
UPLD
UPLD
Q4 25
Q3 25
2.05×
Q2 25
2.90×
Q1 25
Q4 24
20.70×
Q3 24
6.53×
Q2 24
2.88×
Q1 24
1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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