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Side-by-side financial comparison of BCB BANCORP INC (BCBP) and VIRCO MFG CORPORATION (VIRC). Click either name above to swap in a different company.

VIRCO MFG CORPORATION is the larger business by last-quarter revenue ($47.6M vs $26.2M, roughly 1.8× BCB BANCORP INC). VIRCO MFG CORPORATION runs the higher net margin — -2.8% vs -49.7%, a 46.9% gap on every dollar of revenue. On growth, BCB BANCORP INC posted the faster year-over-year revenue change (13.1% vs -42.3%). BCB BANCORP INC produced more free cash flow last quarter ($34.9M vs $24.5M). Over the past eight quarters, VIRCO MFG CORPORATION's revenue compounded faster (5.7% CAGR vs 1.8%).

The Virco Manufacturing Corporation, more commonly known as Virco, is an American furniture manufacturer based in Torrance, California which focuses on providing products for educational markets. The principal products of the company include student desks and activity tables, school and office seating, computer stations, lightweight folding tables, and upholstered chairs.

BCBP vs VIRC — Head-to-Head

Bigger by revenue
VIRC
VIRC
1.8× larger
VIRC
$47.6M
$26.2M
BCBP
Growing faster (revenue YoY)
BCBP
BCBP
+55.5% gap
BCBP
13.1%
-42.3%
VIRC
Higher net margin
VIRC
VIRC
46.9% more per $
VIRC
-2.8%
-49.7%
BCBP
More free cash flow
BCBP
BCBP
$10.3M more FCF
BCBP
$34.9M
$24.5M
VIRC
Faster 2-yr revenue CAGR
VIRC
VIRC
Annualised
VIRC
5.7%
1.8%
BCBP

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
BCBP
BCBP
VIRC
VIRC
Revenue
$26.2M
$47.6M
Net Profit
$-12.0M
$-1.3M
Gross Margin
38.0%
Operating Margin
-71.9%
-3.6%
Net Margin
-49.7%
-2.8%
Revenue YoY
13.1%
-42.3%
Net Profit YoY
-467.6%
-115.8%
EPS (diluted)
$-0.73
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BCBP
BCBP
VIRC
VIRC
Q4 25
$26.2M
$47.6M
Q3 25
$26.5M
$92.1M
Q2 25
$25.2M
$33.8M
Q1 25
$23.8M
$28.5M
Q4 24
$23.1M
$82.6M
Q3 24
$26.2M
$108.4M
Q2 24
$20.4M
$46.7M
Q1 24
$25.3M
$42.6M
Net Profit
BCBP
BCBP
VIRC
VIRC
Q4 25
$-12.0M
$-1.3M
Q3 25
$4.3M
$10.2M
Q2 25
$3.6M
$732.0K
Q1 25
$-8.3M
$-5.7M
Q4 24
$3.3M
$8.4M
Q3 24
$6.7M
$16.8M
Q2 24
$2.8M
$2.1M
Q1 24
$5.9M
$-2.3M
Gross Margin
BCBP
BCBP
VIRC
VIRC
Q4 25
38.0%
Q3 25
44.4%
Q2 25
47.5%
Q1 25
26.2%
Q4 24
44.4%
Q3 24
46.3%
Q2 24
43.5%
Q1 24
37.7%
Operating Margin
BCBP
BCBP
VIRC
VIRC
Q4 25
-71.9%
-3.6%
Q3 25
21.9%
16.7%
Q2 25
19.9%
-0.3%
Q1 25
-49.2%
-28.5%
Q4 24
19.9%
13.5%
Q3 24
35.7%
20.2%
Q2 24
19.5%
6.4%
Q1 24
33.0%
-6.5%
Net Margin
BCBP
BCBP
VIRC
VIRC
Q4 25
-49.7%
-2.8%
Q3 25
16.1%
11.1%
Q2 25
14.2%
2.2%
Q1 25
-35.0%
-20.1%
Q4 24
14.1%
10.2%
Q3 24
25.5%
15.5%
Q2 24
13.8%
4.6%
Q1 24
23.2%
-5.5%
EPS (diluted)
BCBP
BCBP
VIRC
VIRC
Q4 25
$-0.73
$-0.08
Q3 25
$0.22
$0.65
Q2 25
$0.18
$0.05
Q1 25
$-0.51
$-0.37
Q4 24
$0.17
$0.52
Q3 24
$0.36
$1.04
Q2 24
$0.14
$0.13
Q1 24
$0.32
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BCBP
BCBP
VIRC
VIRC
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$3.9M
Stockholders' EquityBook value
$304.3M
$113.6M
Total Assets
$3.3B
$181.5M
Debt / EquityLower = less leverage
0.03×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BCBP
BCBP
VIRC
VIRC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$5.3M
Total Debt
BCBP
BCBP
VIRC
VIRC
Q4 25
$3.9M
Q3 25
$4.0M
Q2 25
$4.1M
Q1 25
$4.1M
Q4 24
$4.2M
Q3 24
$4.3M
Q2 24
$7.0M
Q1 24
$4.4M
Stockholders' Equity
BCBP
BCBP
VIRC
VIRC
Q4 25
$304.3M
$113.6M
Q3 25
$318.5M
$115.4M
Q2 25
$315.7M
$105.6M
Q1 25
$314.7M
$109.3M
Q4 24
$323.9M
$115.9M
Q3 24
$328.1M
$107.8M
Q2 24
$320.7M
$91.6M
Q1 24
$320.1M
$91.2M
Total Assets
BCBP
BCBP
VIRC
VIRC
Q4 25
$3.3B
$181.5M
Q3 25
$3.4B
$198.6M
Q2 25
$3.4B
$183.8M
Q1 25
$3.5B
$191.9M
Q4 24
$3.6B
$210.1M
Q3 24
$3.6B
$216.3M
Q2 24
$3.8B
$152.5M
Q1 24
$3.8B
$146.4M
Debt / Equity
BCBP
BCBP
VIRC
VIRC
Q4 25
0.03×
Q3 25
0.03×
Q2 25
0.04×
Q1 25
0.04×
Q4 24
0.04×
Q3 24
0.04×
Q2 24
0.08×
Q1 24
0.05×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BCBP
BCBP
VIRC
VIRC
Operating Cash FlowLast quarter
$35.9M
$25.8M
Free Cash FlowOCF − Capex
$34.9M
$24.5M
FCF MarginFCF / Revenue
133.3%
51.5%
Capex IntensityCapex / Revenue
4.0%
2.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$58.2M
$-4.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BCBP
BCBP
VIRC
VIRC
Q4 25
$35.9M
$25.8M
Q3 25
$8.7M
$3.2M
Q2 25
$10.3M
$-19.0M
Q1 25
$5.0M
$-8.3M
Q4 24
$67.7M
$33.5M
Q3 24
$43.5M
$12.5M
Q2 24
$8.1M
$-4.5M
Q1 24
$8.3M
$4.7M
Free Cash Flow
BCBP
BCBP
VIRC
VIRC
Q4 25
$34.9M
$24.5M
Q3 25
$8.5M
$1.8M
Q2 25
$10.2M
$-21.5M
Q1 25
$4.7M
$-9.2M
Q4 24
$66.5M
$31.0M
Q3 24
$43.4M
$10.7M
Q2 24
$8.1M
$-5.6M
Q1 24
$8.1M
$4.0M
FCF Margin
BCBP
BCBP
VIRC
VIRC
Q4 25
133.3%
51.5%
Q3 25
32.0%
2.0%
Q2 25
40.4%
-63.6%
Q1 25
19.8%
-32.4%
Q4 24
287.5%
37.5%
Q3 24
166.0%
9.8%
Q2 24
39.6%
-12.0%
Q1 24
32.3%
9.5%
Capex Intensity
BCBP
BCBP
VIRC
VIRC
Q4 25
4.0%
2.7%
Q3 25
1.1%
1.5%
Q2 25
0.6%
7.2%
Q1 25
1.2%
3.3%
Q4 24
5.3%
3.0%
Q3 24
0.3%
1.7%
Q2 24
0.2%
2.3%
Q1 24
0.6%
1.5%
Cash Conversion
BCBP
BCBP
VIRC
VIRC
Q4 25
Q3 25
2.05×
0.31×
Q2 25
2.90×
-26.00×
Q1 25
Q4 24
20.70×
3.98×
Q3 24
6.53×
0.74×
Q2 24
2.88×
-2.11×
Q1 24
1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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