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Side-by-side financial comparison of BayCom Corp (BCML) and GENCOR INDUSTRIES INC (GENC). Click either name above to swap in a different company.
BayCom Corp is the larger business by last-quarter revenue ($25.9M vs $23.6M, roughly 1.1× GENCOR INDUSTRIES INC). BayCom Corp runs the higher net margin — 26.5% vs 14.6%, a 11.9% gap on every dollar of revenue. On growth, BayCom Corp posted the faster year-over-year revenue change (9.4% vs -25.0%). BayCom Corp produced more free cash flow last quarter ($30.1M vs $10.1M). Over the past eight quarters, BayCom Corp's revenue compounded faster (2.9% CAGR vs -23.9%).
BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.
Gencor Industries Inc is a leading manufacturer of heavy construction and infrastructure equipment, specializing in asphalt production plants, thermal combustion systems, and supporting road-building machinery. It primarily serves North American and global construction markets, supplying products to both public sector infrastructure projects and private commercial construction operators.
BCML vs GENC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $25.9M | $23.6M |
| Net Profit | $6.9M | $3.4M |
| Gross Margin | — | 28.7% |
| Operating Margin | 36.6% | 13.2% |
| Net Margin | 26.5% | 14.6% |
| Revenue YoY | 9.4% | -25.0% |
| Net Profit YoY | 12.1% | -9.8% |
| EPS (diluted) | $0.63 | $0.23 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.9M | $23.6M | ||
| Q3 25 | $25.7M | $18.8M | ||
| Q2 25 | $24.7M | $27.0M | ||
| Q1 25 | $24.3M | $38.2M | ||
| Q4 24 | $23.7M | $31.4M | ||
| Q3 24 | $25.6M | $20.9M | ||
| Q2 24 | $23.8M | $25.6M | ||
| Q1 24 | $24.5M | $40.7M |
| Q4 25 | $6.9M | $3.4M | ||
| Q3 25 | $5.0M | $1.9M | ||
| Q2 25 | $6.4M | $3.8M | ||
| Q1 25 | $5.7M | $6.1M | ||
| Q4 24 | $6.1M | $3.8M | ||
| Q3 24 | $6.0M | $1.5M | ||
| Q2 24 | $5.6M | $2.6M | ||
| Q1 24 | $5.9M | $6.2M |
| Q4 25 | — | 28.7% | ||
| Q3 25 | — | 24.2% | ||
| Q2 25 | — | 26.5% | ||
| Q1 25 | — | 29.7% | ||
| Q4 24 | — | 27.6% | ||
| Q3 24 | — | 25.6% | ||
| Q2 24 | — | 23.9% | ||
| Q1 24 | — | 30.3% |
| Q4 25 | 36.6% | 13.2% | ||
| Q3 25 | 26.3% | -1.2% | ||
| Q2 25 | 35.3% | 11.6% | ||
| Q1 25 | 31.6% | 17.0% | ||
| Q4 24 | 34.2% | 14.7% | ||
| Q3 24 | 32.4% | 5.9% | ||
| Q2 24 | 31.9% | 7.8% | ||
| Q1 24 | 33.3% | 17.4% |
| Q4 25 | 26.5% | 14.6% | ||
| Q3 25 | 19.5% | 10.2% | ||
| Q2 25 | 25.8% | 14.2% | ||
| Q1 25 | 23.4% | 16.0% | ||
| Q4 24 | 25.9% | 12.1% | ||
| Q3 24 | 23.5% | 6.9% | ||
| Q2 24 | 23.6% | 10.0% | ||
| Q1 24 | 24.0% | 15.3% |
| Q4 25 | $0.63 | $0.23 | ||
| Q3 25 | $0.46 | $0.13 | ||
| Q2 25 | $0.58 | $0.26 | ||
| Q1 25 | $0.51 | $0.42 | ||
| Q4 24 | $0.55 | $0.26 | ||
| Q3 24 | $0.54 | $0.10 | ||
| Q2 24 | $0.50 | $0.17 | ||
| Q1 24 | $0.51 | $0.42 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $147.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $338.6M | $215.2M |
| Total Assets | $2.6B | $228.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $147.7M | ||
| Q3 25 | — | $136.3M | ||
| Q2 25 | — | $136.0M | ||
| Q1 25 | — | $143.7M | ||
| Q4 24 | — | $130.1M | ||
| Q3 24 | — | $115.4M | ||
| Q2 24 | — | $116.6M | ||
| Q1 24 | — | $117.1M |
| Q4 25 | — | — | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $338.6M | $215.2M | ||
| Q3 25 | $334.3M | $211.8M | ||
| Q2 25 | $330.6M | $209.9M | ||
| Q1 25 | $329.3M | $206.1M | ||
| Q4 24 | $324.4M | $200.0M | ||
| Q3 24 | $321.7M | $196.1M | ||
| Q2 24 | $315.3M | $194.7M | ||
| Q1 24 | $314.2M | $192.1M |
| Q4 25 | $2.6B | $228.9M | ||
| Q3 25 | $2.6B | $222.6M | ||
| Q2 25 | $2.6B | $220.2M | ||
| Q1 25 | $2.6B | $223.9M | ||
| Q4 24 | $2.7B | $218.2M | ||
| Q3 24 | $2.6B | $208.1M | ||
| Q2 24 | $2.6B | $201.8M | ||
| Q1 24 | $2.6B | $206.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.8M | $11.1M |
| Free Cash FlowOCF − Capex | $30.1M | $10.1M |
| FCF MarginFCF / Revenue | 116.2% | 43.0% |
| Capex IntensityCapex / Revenue | 6.7% | 4.1% |
| Cash ConversionOCF / Net Profit | 4.64× | 3.23× |
| TTM Free Cash FlowTrailing 4 quarters | $51.1M | $-3.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.8M | $11.1M | ||
| Q3 25 | $7.3M | $-275.0K | ||
| Q2 25 | $6.4M | $-23.9M | ||
| Q1 25 | $9.3M | $12.4M | ||
| Q4 24 | $30.4M | $14.8M | ||
| Q3 24 | $9.6M | $-3.2M | ||
| Q2 24 | $7.7M | $-1.0M | ||
| Q1 24 | $5.1M | $11.7M |
| Q4 25 | $30.1M | $10.1M | ||
| Q3 25 | $6.2M | $-1.3M | ||
| Q2 25 | $5.6M | $-24.4M | ||
| Q1 25 | $9.1M | $12.3M | ||
| Q4 24 | $28.7M | $14.5M | ||
| Q3 24 | $9.4M | $-3.3M | ||
| Q2 24 | $7.4M | $-1.4M | ||
| Q1 24 | $3.9M | $11.7M |
| Q4 25 | 116.2% | 43.0% | ||
| Q3 25 | 24.3% | -6.8% | ||
| Q2 25 | 22.8% | -90.4% | ||
| Q1 25 | 37.6% | 32.2% | ||
| Q4 24 | 121.1% | 46.1% | ||
| Q3 24 | 36.6% | -15.8% | ||
| Q2 24 | 31.2% | -5.6% | ||
| Q1 24 | 16.1% | 28.7% |
| Q4 25 | 6.7% | 4.1% | ||
| Q3 25 | 4.3% | 5.4% | ||
| Q2 25 | 3.0% | 1.8% | ||
| Q1 25 | 0.6% | 0.4% | ||
| Q4 24 | 7.2% | 1.0% | ||
| Q3 24 | 1.0% | 0.4% | ||
| Q2 24 | 1.0% | 1.5% | ||
| Q1 24 | 4.7% | 0.0% |
| Q4 25 | 4.64× | 3.23× | ||
| Q3 25 | 1.47× | -0.14× | ||
| Q2 25 | 1.00× | -6.24× | ||
| Q1 25 | 1.63× | 2.04× | ||
| Q4 24 | 4.96× | 3.88× | ||
| Q3 24 | 1.60× | -2.22× | ||
| Q2 24 | 1.37× | -0.41× | ||
| Q1 24 | 0.86× | 1.87× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
