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Side-by-side financial comparison of BayCom Corp (BCML) and Good Times Restaurants Inc. (GTIM). Click either name above to swap in a different company.
Good Times Restaurants Inc. is the larger business by last-quarter revenue ($32.7M vs $25.9M, roughly 1.3× BayCom Corp). BayCom Corp runs the higher net margin — 26.5% vs 0.6%, a 25.9% gap on every dollar of revenue. On growth, BayCom Corp posted the faster year-over-year revenue change (9.4% vs -10.0%). BayCom Corp produced more free cash flow last quarter ($30.1M vs $1.2M). Over the past eight quarters, BayCom Corp's revenue compounded faster (2.9% CAGR vs -0.7%).
BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.
Good Times is a Golden, Colorado–based fast-food restaurant specializing in premium burgers and frozen custard. As of July 2023, the chain operates 31 locations, down from 38 in 2015.
BCML vs GTIM — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $25.9M | $32.7M |
| Net Profit | $6.9M | $181.0K |
| Gross Margin | — | — |
| Operating Margin | 36.6% | 0.9% |
| Net Margin | 26.5% | 0.6% |
| Revenue YoY | 9.4% | -10.0% |
| Net Profit YoY | 12.1% | 10.4% |
| EPS (diluted) | $0.63 | $0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.9M | $32.7M | ||
| Q3 25 | $25.7M | $37.0M | ||
| Q2 25 | $24.7M | $34.3M | ||
| Q1 25 | $24.3M | — | ||
| Q4 24 | $23.7M | $36.3M | ||
| Q3 24 | $25.6M | $35.8M | ||
| Q2 24 | $23.8M | $38.0M | ||
| Q1 24 | $24.5M | $35.4M |
| Q4 25 | $6.9M | $181.0K | ||
| Q3 25 | $5.0M | $1.5M | ||
| Q2 25 | $6.4M | $-624.0K | ||
| Q1 25 | $5.7M | — | ||
| Q4 24 | $6.1M | $164.0K | ||
| Q3 24 | $6.0M | $230.0K | ||
| Q2 24 | $5.6M | $1.3M | ||
| Q1 24 | $5.9M | $618.0K |
| Q4 25 | 36.6% | 0.9% | ||
| Q3 25 | 26.3% | 3.3% | ||
| Q2 25 | 35.3% | -1.5% | ||
| Q1 25 | 31.6% | — | ||
| Q4 24 | 34.2% | 0.2% | ||
| Q3 24 | 32.4% | -0.3% | ||
| Q2 24 | 31.9% | 3.2% | ||
| Q1 24 | 33.3% | 1.8% |
| Q4 25 | 26.5% | 0.6% | ||
| Q3 25 | 19.5% | 4.0% | ||
| Q2 25 | 25.8% | -1.8% | ||
| Q1 25 | 23.4% | — | ||
| Q4 24 | 25.9% | 0.5% | ||
| Q3 24 | 23.5% | 0.6% | ||
| Q2 24 | 23.6% | 3.5% | ||
| Q1 24 | 24.0% | 1.7% |
| Q4 25 | $0.63 | $0.02 | ||
| Q3 25 | $0.46 | $0.14 | ||
| Q2 25 | $0.58 | $-0.06 | ||
| Q1 25 | $0.51 | — | ||
| Q4 24 | $0.55 | $0.02 | ||
| Q3 24 | $0.54 | $0.01 | ||
| Q2 24 | $0.50 | $0.12 | ||
| Q1 24 | $0.51 | $0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $338.6M | $33.2M |
| Total Assets | $2.6B | $82.5M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $2.7M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $3.0M | ||
| Q3 24 | — | $3.9M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $4.0M |
| Q4 25 | $338.6M | $33.2M | ||
| Q3 25 | $334.3M | $33.1M | ||
| Q2 25 | $330.6M | $31.6M | ||
| Q1 25 | $329.3M | — | ||
| Q4 24 | $324.4M | $32.4M | ||
| Q3 24 | $321.7M | $32.4M | ||
| Q2 24 | $315.3M | $32.3M | ||
| Q1 24 | $314.2M | $31.6M |
| Q4 25 | $2.6B | $82.5M | ||
| Q3 25 | $2.6B | $85.8M | ||
| Q2 25 | $2.6B | $86.9M | ||
| Q1 25 | $2.6B | — | ||
| Q4 24 | $2.7B | $89.5M | ||
| Q3 24 | $2.6B | $87.1M | ||
| Q2 24 | $2.6B | $90.1M | ||
| Q1 24 | $2.6B | $89.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.8M | $1.4M |
| Free Cash FlowOCF − Capex | $30.1M | $1.2M |
| FCF MarginFCF / Revenue | 116.2% | 3.8% |
| Capex IntensityCapex / Revenue | 6.7% | 0.6% |
| Cash ConversionOCF / Net Profit | 4.64× | 7.85× |
| TTM Free Cash FlowTrailing 4 quarters | $51.1M | $-72.0K |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.8M | $1.4M | ||
| Q3 25 | $7.3M | $1.3M | ||
| Q2 25 | $6.4M | $714.0K | ||
| Q1 25 | $9.3M | — | ||
| Q4 24 | $30.4M | $-518.0K | ||
| Q3 24 | $9.6M | $394.0K | ||
| Q2 24 | $7.7M | $3.2M | ||
| Q1 24 | $5.1M | $1.8M |
| Q4 25 | $30.1M | $1.2M | ||
| Q3 25 | $6.2M | $735.0K | ||
| Q2 25 | $5.6M | $-105.0K | ||
| Q1 25 | $9.1M | — | ||
| Q4 24 | $28.7M | $-1.9M | ||
| Q3 24 | $9.4M | $-466.0K | ||
| Q2 24 | $7.4M | $2.0M | ||
| Q1 24 | $3.9M | $1.2M |
| Q4 25 | 116.2% | 3.8% | ||
| Q3 25 | 24.3% | 2.0% | ||
| Q2 25 | 22.8% | -0.3% | ||
| Q1 25 | 37.6% | — | ||
| Q4 24 | 121.1% | -5.3% | ||
| Q3 24 | 36.6% | -1.3% | ||
| Q2 24 | 31.2% | 5.3% | ||
| Q1 24 | 16.1% | 3.2% |
| Q4 25 | 6.7% | 0.6% | ||
| Q3 25 | 4.3% | 1.4% | ||
| Q2 25 | 3.0% | 2.4% | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 7.2% | 3.9% | ||
| Q3 24 | 1.0% | 2.4% | ||
| Q2 24 | 1.0% | 3.2% | ||
| Q1 24 | 4.7% | 1.7% |
| Q4 25 | 4.64× | 7.85× | ||
| Q3 25 | 1.47× | 0.85× | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 4.96× | -3.16× | ||
| Q3 24 | 1.60× | 1.71× | ||
| Q2 24 | 1.37× | 2.44× | ||
| Q1 24 | 0.86× | 2.86× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
