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Side-by-side financial comparison of BayCom Corp (BCML) and HARTE HANKS INC (HHS). Click either name above to swap in a different company.
HARTE HANKS INC is the larger business by last-quarter revenue ($39.9M vs $25.9M, roughly 1.5× BayCom Corp). BayCom Corp runs the higher net margin — 26.5% vs 5.5%, a 21.0% gap on every dollar of revenue. On growth, BayCom Corp posted the faster year-over-year revenue change (9.4% vs -15.4%). BayCom Corp produced more free cash flow last quarter ($30.1M vs $-686.0K). Over the past eight quarters, BayCom Corp's revenue compounded faster (2.9% CAGR vs -6.4%).
BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.
Harte Hanks is a global marketing services company headquartered in Boston, Massachusetts. Harte Hanks services include analytics, strategy, marketing technology, creative services, digital marketing, customer care, direct mail, logistics, and fulfillment.
BCML vs HHS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.9M | $39.9M |
| Net Profit | $6.9M | $2.2M |
| Gross Margin | — | — |
| Operating Margin | 36.6% | -0.3% |
| Net Margin | 26.5% | 5.5% |
| Revenue YoY | 9.4% | -15.4% |
| Net Profit YoY | 12.1% | — |
| EPS (diluted) | $0.63 | $0.30 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.9M | $39.9M | ||
| Q3 25 | $25.7M | $39.5M | ||
| Q2 25 | $24.7M | $38.6M | ||
| Q1 25 | $24.3M | $41.6M | ||
| Q4 24 | $23.7M | $47.1M | ||
| Q3 24 | $25.6M | $47.6M | ||
| Q2 24 | $23.8M | $45.0M | ||
| Q1 24 | $24.5M | $45.4M |
| Q4 25 | $6.9M | $2.2M | ||
| Q3 25 | $5.0M | $-2.3M | ||
| Q2 25 | $6.4M | $-335.0K | ||
| Q1 25 | $5.7M | $-392.0K | ||
| Q4 24 | $6.1M | — | ||
| Q3 24 | $6.0M | $142.0K | ||
| Q2 24 | $5.6M | $-27.8M | ||
| Q1 24 | $5.9M | $-171.0K |
| Q4 25 | 36.6% | -0.3% | ||
| Q3 25 | 26.3% | 1.3% | ||
| Q2 25 | 35.3% | 0.1% | ||
| Q1 25 | 31.6% | -0.1% | ||
| Q4 24 | 34.2% | -3.3% | ||
| Q3 24 | 32.4% | 4.0% | ||
| Q2 24 | 31.9% | 3.0% | ||
| Q1 24 | 33.3% | 0.8% |
| Q4 25 | 26.5% | 5.5% | ||
| Q3 25 | 19.5% | -5.8% | ||
| Q2 25 | 25.8% | -0.9% | ||
| Q1 25 | 23.4% | -0.9% | ||
| Q4 24 | 25.9% | — | ||
| Q3 24 | 23.5% | 0.3% | ||
| Q2 24 | 23.6% | -61.8% | ||
| Q1 24 | 24.0% | -0.4% |
| Q4 25 | $0.63 | $0.30 | ||
| Q3 25 | $0.46 | $-0.31 | ||
| Q2 25 | $0.58 | $-0.05 | ||
| Q1 25 | $0.51 | $-0.05 | ||
| Q4 24 | $0.55 | $-0.31 | ||
| Q3 24 | $0.54 | $0.02 | ||
| Q2 24 | $0.50 | $-3.84 | ||
| Q1 24 | $0.51 | $-0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $5.6M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $338.6M | $20.5M |
| Total Assets | $2.6B | $91.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $5.6M | ||
| Q3 25 | — | $6.5M | ||
| Q2 25 | — | $4.8M | ||
| Q1 25 | — | $9.0M | ||
| Q4 24 | — | $9.8M | ||
| Q3 24 | — | $5.9M | ||
| Q2 24 | — | $11.0M | ||
| Q1 24 | — | $11.5M |
| Q4 25 | $338.6M | $20.5M | ||
| Q3 25 | $334.3M | $19.9M | ||
| Q2 25 | $330.6M | $22.2M | ||
| Q1 25 | $329.3M | $21.4M | ||
| Q4 24 | $324.4M | $21.7M | ||
| Q3 24 | $321.7M | $21.0M | ||
| Q2 24 | $315.3M | $20.6M | ||
| Q1 24 | $314.2M | $20.0M |
| Q4 25 | $2.6B | $91.8M | ||
| Q3 25 | $2.6B | $92.7M | ||
| Q2 25 | $2.6B | $95.0M | ||
| Q1 25 | $2.6B | $100.6M | ||
| Q4 24 | $2.7B | $101.8M | ||
| Q3 24 | $2.6B | $108.1M | ||
| Q2 24 | $2.6B | $109.7M | ||
| Q1 24 | $2.6B | $113.4M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.8M | $737.0K |
| Free Cash FlowOCF − Capex | $30.1M | $-686.0K |
| FCF MarginFCF / Revenue | 116.2% | -1.7% |
| Capex IntensityCapex / Revenue | 6.7% | 3.6% |
| Cash ConversionOCF / Net Profit | 4.64× | 0.33× |
| TTM Free Cash FlowTrailing 4 quarters | $51.1M | $-4.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.8M | $737.0K | ||
| Q3 25 | $7.3M | $3.2M | ||
| Q2 25 | $6.4M | $-4.8M | ||
| Q1 25 | $9.3M | $-818.0K | ||
| Q4 24 | $30.4M | $4.0M | ||
| Q3 24 | $9.6M | $-2.9M | ||
| Q2 24 | $7.7M | $1.6M | ||
| Q1 24 | $5.1M | $-5.7M |
| Q4 25 | $30.1M | $-686.0K | ||
| Q3 25 | $6.2M | $2.2M | ||
| Q2 25 | $5.6M | $-5.1M | ||
| Q1 25 | $9.1M | $-923.0K | ||
| Q4 24 | $28.7M | $3.4M | ||
| Q3 24 | $9.4M | $-4.9M | ||
| Q2 24 | $7.4M | $926.0K | ||
| Q1 24 | $3.9M | $-6.2M |
| Q4 25 | 116.2% | -1.7% | ||
| Q3 25 | 24.3% | 5.5% | ||
| Q2 25 | 22.8% | -13.1% | ||
| Q1 25 | 37.6% | -2.2% | ||
| Q4 24 | 121.1% | 7.3% | ||
| Q3 24 | 36.6% | -10.2% | ||
| Q2 24 | 31.2% | 2.1% | ||
| Q1 24 | 16.1% | -13.7% |
| Q4 25 | 6.7% | 3.6% | ||
| Q3 25 | 4.3% | 2.5% | ||
| Q2 25 | 3.0% | 0.6% | ||
| Q1 25 | 0.6% | 0.3% | ||
| Q4 24 | 7.2% | 1.3% | ||
| Q3 24 | 1.0% | 4.0% | ||
| Q2 24 | 1.0% | 1.5% | ||
| Q1 24 | 4.7% | 1.2% |
| Q4 25 | 4.64× | 0.33× | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 4.96× | — | ||
| Q3 24 | 1.60× | -20.76× | ||
| Q2 24 | 1.37× | — | ||
| Q1 24 | 0.86× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BCML
Segment breakdown not available.
HHS
| Fulfillment And Logistics Services | $17.3M | 43% |
| Customer Care | $13.7M | 34% |
| Other | $8.9M | 22% |
