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Side-by-side financial comparison of BayCom Corp (BCML) and NATURAL ALTERNATIVES INTERNATIONAL INC (NAII). Click either name above to swap in a different company.

NATURAL ALTERNATIVES INTERNATIONAL INC is the larger business by last-quarter revenue ($34.8M vs $25.9M, roughly 1.3× BayCom Corp). BayCom Corp runs the higher net margin — 26.5% vs -7.3%, a 33.8% gap on every dollar of revenue. On growth, BayCom Corp posted the faster year-over-year revenue change (9.4% vs 2.1%). BayCom Corp produced more free cash flow last quarter ($30.1M vs $-7.3M). Over the past eight quarters, NATURAL ALTERNATIVES INTERNATIONAL INC's revenue compounded faster (17.7% CAGR vs 2.9%).

BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.

Natural Alternatives International, Inc. (NAI) is an American company based in Carlsbad, California which manufactures nutritional supplements such as Juice Plus. NAI was founded in 1980 by Mark A. LeDoux, and had 241 employees in 2007. NAI's manufacturing facilities are located in Vista, California, Switzerland and Japan.

BCML vs NAII — Head-to-Head

Bigger by revenue
NAII
NAII
1.3× larger
NAII
$34.8M
$25.9M
BCML
Growing faster (revenue YoY)
BCML
BCML
+7.3% gap
BCML
9.4%
2.1%
NAII
Higher net margin
BCML
BCML
33.8% more per $
BCML
26.5%
-7.3%
NAII
More free cash flow
BCML
BCML
$37.3M more FCF
BCML
$30.1M
$-7.3M
NAII
Faster 2-yr revenue CAGR
NAII
NAII
Annualised
NAII
17.7%
2.9%
BCML

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
BCML
BCML
NAII
NAII
Revenue
$25.9M
$34.8M
Net Profit
$6.9M
$-2.6M
Gross Margin
7.2%
Operating Margin
36.6%
-5.3%
Net Margin
26.5%
-7.3%
Revenue YoY
9.4%
2.1%
Net Profit YoY
12.1%
-16.5%
EPS (diluted)
$0.63
$-0.42

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BCML
BCML
NAII
NAII
Q4 25
$25.9M
$34.8M
Q3 25
$25.7M
$37.7M
Q2 25
$24.7M
$33.9M
Q1 25
$24.3M
$28.8M
Q4 24
$23.7M
$34.1M
Q3 24
$25.6M
$33.1M
Q2 24
$23.8M
$29.5M
Q1 24
$24.5M
$25.1M
Net Profit
BCML
BCML
NAII
NAII
Q4 25
$6.9M
$-2.6M
Q3 25
$5.0M
$-291.0K
Q2 25
$6.4M
$-7.2M
Q1 25
$5.7M
$-2.2M
Q4 24
$6.1M
$-2.2M
Q3 24
$6.0M
$-2.0M
Q2 24
$5.6M
$-1.9M
Q1 24
$5.9M
$-1.6M
Gross Margin
BCML
BCML
NAII
NAII
Q4 25
7.2%
Q3 25
11.7%
Q2 25
10.4%
Q1 25
6.3%
Q4 24
4.9%
Q3 24
6.8%
Q2 24
4.8%
Q1 24
7.6%
Operating Margin
BCML
BCML
NAII
NAII
Q4 25
36.6%
-5.3%
Q3 25
26.3%
0.8%
Q2 25
35.3%
-5.7%
Q1 25
31.6%
-7.3%
Q4 24
34.2%
-8.2%
Q3 24
32.4%
-5.5%
Q2 24
31.9%
-8.6%
Q1 24
33.3%
-7.8%
Net Margin
BCML
BCML
NAII
NAII
Q4 25
26.5%
-7.3%
Q3 25
19.5%
-0.8%
Q2 25
25.8%
-21.3%
Q1 25
23.4%
-7.6%
Q4 24
25.9%
-6.4%
Q3 24
23.5%
-6.0%
Q2 24
23.6%
-6.4%
Q1 24
24.0%
-6.3%
EPS (diluted)
BCML
BCML
NAII
NAII
Q4 25
$0.63
$-0.42
Q3 25
$0.46
$-0.05
Q2 25
$0.58
$-1.21
Q1 25
$0.51
$-0.37
Q4 24
$0.55
$-0.37
Q3 24
$0.54
$-0.33
Q2 24
$0.50
$-0.32
Q1 24
$0.51
$-0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BCML
BCML
NAII
NAII
Cash + ST InvestmentsLiquidity on hand
$3.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$338.6M
$67.0M
Total Assets
$2.6B
$153.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BCML
BCML
NAII
NAII
Q4 25
$3.8M
Q3 25
$7.7M
Q2 25
$12.3M
Q1 25
$10.6M
Q4 24
$8.7M
Q3 24
$10.2M
Q2 24
$12.0M
Q1 24
$12.4M
Stockholders' Equity
BCML
BCML
NAII
NAII
Q4 25
$338.6M
$67.0M
Q3 25
$334.3M
$69.0M
Q2 25
$330.6M
$68.4M
Q1 25
$329.3M
$76.6M
Q4 24
$324.4M
$79.1M
Q3 24
$321.7M
$80.2M
Q2 24
$315.3M
$82.6M
Q1 24
$314.2M
$84.1M
Total Assets
BCML
BCML
NAII
NAII
Q4 25
$2.6B
$153.3M
Q3 25
$2.6B
$156.9M
Q2 25
$2.6B
$151.9M
Q1 25
$2.6B
$154.9M
Q4 24
$2.7B
$156.1M
Q3 24
$2.6B
$161.3M
Q2 24
$2.6B
$162.3M
Q1 24
$2.6B
$153.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BCML
BCML
NAII
NAII
Operating Cash FlowLast quarter
$31.8M
$-6.3M
Free Cash FlowOCF − Capex
$30.1M
$-7.3M
FCF MarginFCF / Revenue
116.2%
-20.9%
Capex IntensityCapex / Revenue
6.7%
2.7%
Cash ConversionOCF / Net Profit
4.64×
TTM Free Cash FlowTrailing 4 quarters
$51.1M
$-5.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BCML
BCML
NAII
NAII
Q4 25
$31.8M
$-6.3M
Q3 25
$7.3M
$-4.0M
Q2 25
$6.4M
$3.3M
Q1 25
$9.3M
$6.0M
Q4 24
$30.4M
$37.0K
Q3 24
$9.6M
$-3.4M
Q2 24
$7.7M
$-2.7M
Q1 24
$5.1M
$-3.6M
Free Cash Flow
BCML
BCML
NAII
NAII
Q4 25
$30.1M
$-7.3M
Q3 25
$6.2M
$-5.1M
Q2 25
$5.6M
$1.9M
Q1 25
$9.1M
$5.2M
Q4 24
$28.7M
$-1.0M
Q3 24
$9.4M
$-3.7M
Q2 24
$7.4M
$-3.8M
Q1 24
$3.9M
$-3.9M
FCF Margin
BCML
BCML
NAII
NAII
Q4 25
116.2%
-20.9%
Q3 25
24.3%
-13.4%
Q2 25
22.8%
5.6%
Q1 25
37.6%
18.0%
Q4 24
121.1%
-3.0%
Q3 24
36.6%
-11.3%
Q2 24
31.2%
-12.7%
Q1 24
16.1%
-15.5%
Capex Intensity
BCML
BCML
NAII
NAII
Q4 25
6.7%
2.7%
Q3 25
4.3%
2.7%
Q2 25
3.0%
4.3%
Q1 25
0.6%
2.8%
Q4 24
7.2%
3.1%
Q3 24
1.0%
0.9%
Q2 24
1.0%
3.5%
Q1 24
4.7%
1.1%
Cash Conversion
BCML
BCML
NAII
NAII
Q4 25
4.64×
Q3 25
1.47×
Q2 25
1.00×
Q1 25
1.63×
Q4 24
4.96×
Q3 24
1.60×
Q2 24
1.37×
Q1 24
0.86×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BCML
BCML

Segment breakdown not available.

NAII
NAII

Private Label Contract Manufacturing$32.8M94%
Patent And Trademark Licensing$2.0M6%

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