vs
Side-by-side financial comparison of BayCom Corp (BCML) and Spok Holdings, Inc (SPOK). Click either name above to swap in a different company.
Spok Holdings, Inc is the larger business by last-quarter revenue ($33.9M vs $25.9M, roughly 1.3× BayCom Corp). BayCom Corp runs the higher net margin — 26.5% vs 8.7%, a 17.8% gap on every dollar of revenue. On growth, BayCom Corp posted the faster year-over-year revenue change (9.4% vs -0.1%). BayCom Corp produced more free cash flow last quarter ($30.1M vs $10.1M). Over the past eight quarters, BayCom Corp's revenue compounded faster (2.9% CAGR vs -1.5%).
BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.
Spok Holdings, Inc. is a global provider of critical communication solutions primarily serving the healthcare industry. It offers unified clinical communication platforms, secure messaging tools, alerting systems, and on-call scheduling software that help care teams coordinate efficiently, cut response times, and boost patient safety across medical facilities.
BCML vs SPOK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.9M | $33.9M |
| Net Profit | $6.9M | $2.9M |
| Gross Margin | — | 76.7% |
| Operating Margin | 36.6% | 11.6% |
| Net Margin | 26.5% | 8.7% |
| Revenue YoY | 9.4% | -0.1% |
| Net Profit YoY | 12.1% | -19.6% |
| EPS (diluted) | $0.63 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.9M | $33.9M | ||
| Q3 25 | $25.7M | $33.9M | ||
| Q2 25 | $24.7M | $35.7M | ||
| Q1 25 | $24.3M | $36.3M | ||
| Q4 24 | $23.7M | $33.9M | ||
| Q3 24 | $25.6M | $34.9M | ||
| Q2 24 | $23.8M | $34.0M | ||
| Q1 24 | $24.5M | $34.9M |
| Q4 25 | $6.9M | $2.9M | ||
| Q3 25 | $5.0M | $3.2M | ||
| Q2 25 | $6.4M | $4.6M | ||
| Q1 25 | $5.7M | $5.2M | ||
| Q4 24 | $6.1M | $3.6M | ||
| Q3 24 | $6.0M | $3.7M | ||
| Q2 24 | $5.6M | $3.4M | ||
| Q1 24 | $5.9M | $4.2M |
| Q4 25 | — | 76.7% | ||
| Q3 25 | — | 78.3% | ||
| Q2 25 | — | 79.5% | ||
| Q1 25 | — | 80.1% | ||
| Q4 24 | — | 78.5% | ||
| Q3 24 | — | 79.5% | ||
| Q2 24 | — | 78.9% | ||
| Q1 24 | — | 79.5% |
| Q4 25 | 36.6% | 11.6% | ||
| Q3 25 | 26.3% | 12.9% | ||
| Q2 25 | 35.3% | 15.1% | ||
| Q1 25 | 31.6% | 16.6% | ||
| Q4 24 | 34.2% | 13.7% | ||
| Q3 24 | 32.4% | 14.2% | ||
| Q2 24 | 31.9% | 13.2% | ||
| Q1 24 | 33.3% | 14.0% |
| Q4 25 | 26.5% | 8.7% | ||
| Q3 25 | 19.5% | 9.5% | ||
| Q2 25 | 25.8% | 12.8% | ||
| Q1 25 | 23.4% | 14.3% | ||
| Q4 24 | 25.9% | 10.8% | ||
| Q3 24 | 23.5% | 10.5% | ||
| Q2 24 | 23.6% | 10.1% | ||
| Q1 24 | 24.0% | 12.1% |
| Q4 25 | $0.63 | $0.13 | ||
| Q3 25 | $0.46 | $0.15 | ||
| Q2 25 | $0.58 | $0.22 | ||
| Q1 25 | $0.51 | $0.25 | ||
| Q4 24 | $0.55 | $0.17 | ||
| Q3 24 | $0.54 | $0.18 | ||
| Q2 24 | $0.50 | $0.17 | ||
| Q1 24 | $0.51 | $0.21 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $25.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $338.6M | $146.4M |
| Total Assets | $2.6B | $206.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $25.3M | ||
| Q3 25 | — | $21.4M | ||
| Q2 25 | — | $20.2M | ||
| Q1 25 | — | $19.9M | ||
| Q4 24 | — | $29.1M | ||
| Q3 24 | — | $27.8M | ||
| Q2 24 | — | $23.9M | ||
| Q1 24 | — | $23.3M |
| Q4 25 | $338.6M | $146.4M | ||
| Q3 25 | $334.3M | $148.7M | ||
| Q2 25 | $330.6M | $150.9M | ||
| Q1 25 | $329.3M | $151.7M | ||
| Q4 24 | $324.4M | $154.7M | ||
| Q3 24 | $321.7M | $156.3M | ||
| Q2 24 | $315.3M | $158.2M | ||
| Q1 24 | $314.2M | $160.2M |
| Q4 25 | $2.6B | $206.1M | ||
| Q3 25 | $2.6B | $209.7M | ||
| Q2 25 | $2.6B | $208.7M | ||
| Q1 25 | $2.6B | $204.5M | ||
| Q4 24 | $2.7B | $217.1M | ||
| Q3 24 | $2.6B | $216.8M | ||
| Q2 24 | $2.6B | $216.4M | ||
| Q1 24 | $2.6B | $215.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.8M | $11.5M |
| Free Cash FlowOCF − Capex | $30.1M | $10.1M |
| FCF MarginFCF / Revenue | 116.2% | 29.9% |
| Capex IntensityCapex / Revenue | 6.7% | 4.1% |
| Cash ConversionOCF / Net Profit | 4.64× | 3.93× |
| TTM Free Cash FlowTrailing 4 quarters | $51.1M | $25.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.8M | $11.5M | ||
| Q3 25 | $7.3M | $8.1M | ||
| Q2 25 | $6.4M | $7.0M | ||
| Q1 25 | $9.3M | $2.3M | ||
| Q4 24 | $30.4M | $8.4M | ||
| Q3 24 | $9.6M | $11.1M | ||
| Q2 24 | $7.7M | $7.4M | ||
| Q1 24 | $5.1M | $2.0M |
| Q4 25 | $30.1M | $10.1M | ||
| Q3 25 | $6.2M | $7.6M | ||
| Q2 25 | $5.6M | $6.0M | ||
| Q1 25 | $9.1M | $1.5M | ||
| Q4 24 | $28.7M | $7.5M | ||
| Q3 24 | $9.4M | $10.3M | ||
| Q2 24 | $7.4M | $6.8M | ||
| Q1 24 | $3.9M | $1.1M |
| Q4 25 | 116.2% | 29.9% | ||
| Q3 25 | 24.3% | 22.4% | ||
| Q2 25 | 22.8% | 16.8% | ||
| Q1 25 | 37.6% | 4.2% | ||
| Q4 24 | 121.1% | 22.3% | ||
| Q3 24 | 36.6% | 29.4% | ||
| Q2 24 | 31.2% | 20.0% | ||
| Q1 24 | 16.1% | 3.2% |
| Q4 25 | 6.7% | 4.1% | ||
| Q3 25 | 4.3% | 1.6% | ||
| Q2 25 | 3.0% | 2.9% | ||
| Q1 25 | 0.6% | 2.1% | ||
| Q4 24 | 7.2% | 2.5% | ||
| Q3 24 | 1.0% | 2.4% | ||
| Q2 24 | 1.0% | 1.9% | ||
| Q1 24 | 4.7% | 2.5% |
| Q4 25 | 4.64× | 3.93× | ||
| Q3 25 | 1.47× | 2.54× | ||
| Q2 25 | 1.00× | 1.55× | ||
| Q1 25 | 1.63× | 0.43× | ||
| Q4 24 | 4.96× | 2.31× | ||
| Q3 24 | 1.60× | 3.03× | ||
| Q2 24 | 1.37× | 2.17× | ||
| Q1 24 | 0.86× | 0.47× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BCML
Segment breakdown not available.
SPOK
| Paging | $16.8M | 50% |
| Software Operations | $16.0M | 47% |
| License | $1.2M | 4% |
