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Side-by-side financial comparison of BayCom Corp (BCML) and EVERSPIN TECHNOLOGIES INC. (MRAM). Click either name above to swap in a different company.
BayCom Corp is the larger business by last-quarter revenue ($25.9M vs $14.9M, roughly 1.7× EVERSPIN TECHNOLOGIES INC.). BayCom Corp runs the higher net margin — 26.5% vs -2.0%, a 28.5% gap on every dollar of revenue. On growth, EVERSPIN TECHNOLOGIES INC. posted the faster year-over-year revenue change (13.2% vs 9.4%). Over the past eight quarters, EVERSPIN TECHNOLOGIES INC.'s revenue compounded faster (18.2% CAGR vs 2.9%).
BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.
Everspin Technologies, Inc. is a publicly traded semiconductor company headquartered in Chandler, Arizona, United States. It develops and manufactures discrete magnetoresistive RAM or magnetoresistive random-access memory (MRAM) products, including Toggle MRAM and Spin-Transfer Torque MRAM (STT-MRAM) product families. It also licenses its technology for use in embedded MRAM (eMRAM) applications, magnetic sensor applications as well as performs backend foundry services for eMRAM.
BCML vs MRAM — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $25.9M | $14.9M |
| Net Profit | $6.9M | $-296.0K |
| Gross Margin | — | 52.7% |
| Operating Margin | 36.6% | 29.0% |
| Net Margin | 26.5% | -2.0% |
| Revenue YoY | 9.4% | 13.2% |
| Net Profit YoY | 12.1% | — |
| EPS (diluted) | $0.63 | $-0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $14.9M | ||
| Q4 25 | $25.9M | $14.8M | ||
| Q3 25 | $25.7M | $14.1M | ||
| Q2 25 | $24.7M | $13.2M | ||
| Q1 25 | $24.3M | $13.1M | ||
| Q4 24 | $23.7M | $13.2M | ||
| Q3 24 | $25.6M | $12.1M | ||
| Q2 24 | $23.8M | $10.6M |
| Q1 26 | — | $-296.0K | ||
| Q4 25 | $6.9M | $1.2M | ||
| Q3 25 | $5.0M | $54.0K | ||
| Q2 25 | $6.4M | $-670.0K | ||
| Q1 25 | $5.7M | $-1.2M | ||
| Q4 24 | $6.1M | $1.2M | ||
| Q3 24 | $6.0M | $2.3M | ||
| Q2 24 | $5.6M | $-2.5M |
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 50.8% | ||
| Q3 25 | — | 51.3% | ||
| Q2 25 | — | 51.3% | ||
| Q1 25 | — | 51.4% | ||
| Q4 24 | — | 51.3% | ||
| Q3 24 | — | 49.2% | ||
| Q2 24 | — | 49.0% |
| Q1 26 | — | 29.0% | ||
| Q4 25 | 36.6% | -7.2% | ||
| Q3 25 | 26.3% | -11.0% | ||
| Q2 25 | 35.3% | -14.9% | ||
| Q1 25 | 31.6% | -14.7% | ||
| Q4 24 | 34.2% | -11.8% | ||
| Q3 24 | 32.4% | -17.5% | ||
| Q2 24 | 31.9% | -26.5% |
| Q1 26 | — | -2.0% | ||
| Q4 25 | 26.5% | 8.1% | ||
| Q3 25 | 19.5% | 0.4% | ||
| Q2 25 | 25.8% | -5.1% | ||
| Q1 25 | 23.4% | -8.9% | ||
| Q4 24 | 25.9% | 9.2% | ||
| Q3 24 | 23.5% | 18.8% | ||
| Q2 24 | 23.6% | -23.5% |
| Q1 26 | — | $-0.01 | ||
| Q4 25 | $0.63 | $0.05 | ||
| Q3 25 | $0.46 | $0.00 | ||
| Q2 25 | $0.58 | $-0.03 | ||
| Q1 25 | $0.51 | $-0.05 | ||
| Q4 24 | $0.55 | $0.07 | ||
| Q3 24 | $0.54 | $0.10 | ||
| Q2 24 | $0.50 | $-0.12 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $40.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $338.6M | $70.2M |
| Total Assets | $2.6B | $83.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $40.5M | ||
| Q4 25 | — | $44.5M | ||
| Q3 25 | — | $45.3M | ||
| Q2 25 | — | $45.0M | ||
| Q1 25 | — | $42.2M | ||
| Q4 24 | — | $42.1M | ||
| Q3 24 | — | $39.6M | ||
| Q2 24 | — | $36.8M |
| Q1 26 | — | $70.2M | ||
| Q4 25 | $338.6M | $68.9M | ||
| Q3 25 | $334.3M | $65.8M | ||
| Q2 25 | $330.6M | $64.1M | ||
| Q1 25 | $329.3M | $63.0M | ||
| Q4 24 | $324.4M | $62.6M | ||
| Q3 24 | $321.7M | $59.3M | ||
| Q2 24 | $315.3M | $55.4M |
| Q1 26 | — | $83.2M | ||
| Q4 25 | $2.6B | $84.6M | ||
| Q3 25 | $2.6B | $80.3M | ||
| Q2 25 | $2.6B | $78.9M | ||
| Q1 25 | $2.6B | $80.2M | ||
| Q4 24 | $2.7B | $77.8M | ||
| Q3 24 | $2.6B | $72.6M | ||
| Q2 24 | $2.6B | $64.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.8M | $570.0K |
| Free Cash FlowOCF − Capex | $30.1M | — |
| FCF MarginFCF / Revenue | 116.2% | — |
| Capex IntensityCapex / Revenue | 6.7% | — |
| Cash ConversionOCF / Net Profit | 4.64× | — |
| TTM Free Cash FlowTrailing 4 quarters | $51.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $570.0K | ||
| Q4 25 | $31.8M | $2.6M | ||
| Q3 25 | $7.3M | $881.0K | ||
| Q2 25 | $6.4M | $5.0M | ||
| Q1 25 | $9.3M | $1.4M | ||
| Q4 24 | $30.4M | $3.8M | ||
| Q3 24 | $9.6M | $2.8M | ||
| Q2 24 | $7.7M | $1.7M |
| Q1 26 | — | — | ||
| Q4 25 | $30.1M | $-975.0K | ||
| Q3 25 | $6.2M | $543.0K | ||
| Q2 25 | $5.6M | $3.0M | ||
| Q1 25 | $9.1M | $527.0K | ||
| Q4 24 | $28.7M | $2.1M | ||
| Q3 24 | $9.4M | $2.8M | ||
| Q2 24 | $7.4M | $1.7M |
| Q1 26 | — | — | ||
| Q4 25 | 116.2% | -6.6% | ||
| Q3 25 | 24.3% | 3.9% | ||
| Q2 25 | 22.8% | 22.9% | ||
| Q1 25 | 37.6% | 4.0% | ||
| Q4 24 | 121.1% | 15.8% | ||
| Q3 24 | 36.6% | 22.9% | ||
| Q2 24 | 31.2% | 15.9% |
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 24.3% | ||
| Q3 25 | 4.3% | 2.4% | ||
| Q2 25 | 3.0% | 15.1% | ||
| Q1 25 | 0.6% | 6.9% | ||
| Q4 24 | 7.2% | 13.2% | ||
| Q3 24 | 1.0% | 0.5% | ||
| Q2 24 | 1.0% | 0.3% |
| Q1 26 | — | — | ||
| Q4 25 | 4.64× | 2.19× | ||
| Q3 25 | 1.47× | 16.31× | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 4.96× | 3.16× | ||
| Q3 24 | 1.60× | 1.25× | ||
| Q2 24 | 1.37× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BCML
Segment breakdown not available.
MRAM
| Product sales | $14.1M | 95% |
| Licensing, royalty, patent, engineering services and other revenue | $772.0K | 5% |
