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Side-by-side financial comparison of BRINKS CO (BCO) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.

BRINKS CO is the larger business by last-quarter revenue ($1.4B vs $1.0B, roughly 1.3× SoFi Technologies, Inc.). SoFi Technologies, Inc. runs the higher net margin — 16.9% vs 4.9%, a 12.0% gap on every dollar of revenue. On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (39.6% vs 9.1%). Over the past eight quarters, SoFi Technologies, Inc.'s revenue compounded faster (26.1% CAGR vs 5.6%).

The Brink's Company is an American cash handling company, headquartered in Richmond, Virginia. Its operations include cash-in-transit, ATM replenishment & maintenance, and cash management & payment services, such as vault outsourcing, money processing, intelligent safe services, and international transportation of valuables.

SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.

BCO vs SOFI — Head-to-Head

Bigger by revenue
BCO
BCO
1.3× larger
BCO
$1.4B
$1.0B
SOFI
Growing faster (revenue YoY)
SOFI
SOFI
+30.5% gap
SOFI
39.6%
9.1%
BCO
Higher net margin
SOFI
SOFI
12.0% more per $
SOFI
16.9%
4.9%
BCO
Faster 2-yr revenue CAGR
SOFI
SOFI
Annualised
SOFI
26.1%
5.6%
BCO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BCO
BCO
SOFI
SOFI
Revenue
$1.4B
$1.0B
Net Profit
$68.1M
$173.5M
Gross Margin
27.7%
84.2%
Operating Margin
13.1%
18.1%
Net Margin
4.9%
16.9%
Revenue YoY
9.1%
39.6%
Net Profit YoY
76.9%
-47.8%
EPS (diluted)
$1.62
$0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BCO
BCO
SOFI
SOFI
Q4 25
$1.4B
$1.0B
Q3 25
$1.3B
$961.6M
Q2 25
$1.3B
$854.9M
Q1 25
$1.2B
$771.8M
Q4 24
$1.3B
$734.1M
Q3 24
$1.3B
$697.1M
Q2 24
$1.3B
$598.6M
Q1 24
$1.2B
$645.0M
Net Profit
BCO
BCO
SOFI
SOFI
Q4 25
$68.1M
$173.5M
Q3 25
$36.3M
$139.4M
Q2 25
$43.7M
$97.3M
Q1 25
$51.6M
$71.1M
Q4 24
$38.5M
$332.5M
Q3 24
$28.9M
$60.7M
Q2 24
$46.2M
$17.4M
Q1 24
$49.3M
$88.0M
Gross Margin
BCO
BCO
SOFI
SOFI
Q4 25
27.7%
84.2%
Q3 25
25.8%
83.2%
Q2 25
24.9%
82.4%
Q1 25
24.6%
82.4%
Q4 24
26.1%
82.5%
Q3 24
25.0%
82.3%
Q2 24
25.2%
81.7%
Q1 24
25.0%
84.5%
Operating Margin
BCO
BCO
SOFI
SOFI
Q4 25
13.1%
18.1%
Q3 25
11.4%
15.4%
Q2 25
10.3%
13.1%
Q1 25
9.6%
10.3%
Q4 24
8.3%
8.2%
Q3 24
8.9%
9.2%
Q2 24
9.3%
2.6%
Q1 24
9.8%
14.6%
Net Margin
BCO
BCO
SOFI
SOFI
Q4 25
4.9%
16.9%
Q3 25
2.7%
14.5%
Q2 25
3.4%
11.4%
Q1 25
4.1%
9.2%
Q4 24
3.0%
45.3%
Q3 24
2.3%
8.7%
Q2 24
3.7%
2.9%
Q1 24
4.0%
13.7%
EPS (diluted)
BCO
BCO
SOFI
SOFI
Q4 25
$1.62
$0.14
Q3 25
$0.86
$0.11
Q2 25
$1.03
$0.08
Q1 25
$1.18
$0.06
Q4 24
$0.87
$0.31
Q3 24
$0.65
$0.05
Q2 24
$1.02
$0.01
Q1 24
$1.09
$0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BCO
BCO
SOFI
SOFI
Cash + ST InvestmentsLiquidity on hand
$1.7B
$4.9B
Total DebtLower is stronger
$4.0B
Stockholders' EquityBook value
$277.7M
$10.5B
Total Assets
$7.3B
$50.7B
Debt / EquityLower = less leverage
14.31×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BCO
BCO
SOFI
SOFI
Q4 25
$1.7B
$4.9B
Q3 25
$1.3B
$3.2B
Q2 25
$1.4B
$2.1B
Q1 25
$1.2B
$2.1B
Q4 24
$1.4B
$2.5B
Q3 24
$1.2B
$2.4B
Q2 24
$1.2B
$2.3B
Q1 24
$1.1B
$3.7B
Total Debt
BCO
BCO
SOFI
SOFI
Q4 25
$4.0B
Q3 25
$3.8B
Q2 25
$3.9B
Q1 25
$3.7B
Q4 24
$3.7B
Q3 24
$3.7B
Q2 24
$3.6B
Q1 24
$3.4B
Stockholders' Equity
BCO
BCO
SOFI
SOFI
Q4 25
$277.7M
$10.5B
Q3 25
$268.5M
$8.8B
Q2 25
$254.6M
$6.9B
Q1 25
$205.8M
$6.7B
Q4 24
$184.9M
$6.5B
Q3 24
$277.1M
$6.1B
Q2 24
$320.5M
$5.9B
Q1 24
$396.4M
$5.8B
Total Assets
BCO
BCO
SOFI
SOFI
Q4 25
$7.3B
$50.7B
Q3 25
$7.0B
$45.3B
Q2 25
$7.1B
$41.1B
Q1 25
$6.6B
$37.7B
Q4 24
$6.6B
$36.3B
Q3 24
$6.7B
$34.4B
Q2 24
$6.6B
$32.6B
Q1 24
$6.7B
$31.3B
Debt / Equity
BCO
BCO
SOFI
SOFI
Q4 25
14.31×
Q3 25
14.05×
Q2 25
15.48×
Q1 25
18.19×
Q4 24
20.26×
Q3 24
13.39×
Q2 24
11.26×
Q1 24
8.67×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BCO
BCO
SOFI
SOFI
Operating Cash FlowLast quarter
$-3.7B
Free Cash FlowOCF − Capex
$-4.0B
FCF MarginFCF / Revenue
-388.8%
Capex IntensityCapex / Revenue
3.5%
23.7%
Cash ConversionOCF / Net Profit
-21.56×
TTM Free Cash FlowTrailing 4 quarters
$-6.9B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BCO
BCO
SOFI
SOFI
Q4 25
$-3.7B
Q3 25
$122.1M
$-1.3B
Q2 25
$-1.5B
Q1 25
$-60.2M
$21.5M
Q4 24
$369.8M
$-1.1B
Q3 24
$58.4M
$-1.2B
Q2 24
$-66.1M
$-484.4M
Q1 24
$63.9M
$738.2M
Free Cash Flow
BCO
BCO
SOFI
SOFI
Q4 25
$-4.0B
Q3 25
$77.4M
$-1.4B
Q2 25
$-1.5B
Q1 25
$-119.1M
$-31.1M
Q4 24
$307.2M
$-1.3B
Q3 24
$7.4M
$-1.2B
Q2 24
$-122.8M
$-521.1M
Q1 24
$11.7M
$706.3M
FCF Margin
BCO
BCO
SOFI
SOFI
Q4 25
-388.8%
Q3 25
5.8%
-142.0%
Q2 25
-179.0%
Q1 25
-9.6%
-4.0%
Q4 24
24.3%
-173.5%
Q3 24
0.6%
-174.6%
Q2 24
-9.8%
-87.0%
Q1 24
0.9%
109.5%
Capex Intensity
BCO
BCO
SOFI
SOFI
Q4 25
3.5%
23.7%
Q3 25
3.3%
6.2%
Q2 25
4.0%
7.4%
Q1 25
4.7%
6.8%
Q4 24
5.0%
21.0%
Q3 24
4.1%
6.2%
Q2 24
4.5%
6.1%
Q1 24
4.2%
5.0%
Cash Conversion
BCO
BCO
SOFI
SOFI
Q4 25
-21.56×
Q3 25
3.36×
-9.37×
Q2 25
-15.08×
Q1 25
-1.17×
0.30×
Q4 24
9.61×
-3.37×
Q3 24
2.02×
-19.32×
Q2 24
-1.43×
-27.83×
Q1 24
1.30×
8.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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