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Side-by-side financial comparison of BALCHEM CORP (BCPC) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.

PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $263.6M, roughly 1.3× BALCHEM CORP). PRA GROUP INC runs the higher net margin — 17.0% vs 14.9%, a 2.1% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs 9.8%). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 4.9%).

Balchem Corp is a global specialty chemicals and nutritional ingredients provider that develops, manufactures and distributes application-specific products for human nutrition, animal health, pharmaceutical and industrial end markets, serving customers across North America, Europe and Asia Pacific.

PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.

BCPC vs PRAA — Head-to-Head

Bigger by revenue
PRAA
PRAA
1.3× larger
PRAA
$333.4M
$263.6M
BCPC
Growing faster (revenue YoY)
PRAA
PRAA
+3.9% gap
PRAA
13.7%
9.8%
BCPC
Higher net margin
PRAA
PRAA
2.1% more per $
PRAA
17.0%
14.9%
BCPC
Faster 2-yr revenue CAGR
PRAA
PRAA
Annualised
PRAA
14.2%
4.9%
BCPC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BCPC
BCPC
PRAA
PRAA
Revenue
$263.6M
$333.4M
Net Profit
$39.2M
$56.5M
Gross Margin
35.6%
Operating Margin
19.8%
37.7%
Net Margin
14.9%
17.0%
Revenue YoY
9.8%
13.7%
Net Profit YoY
16.8%
206.3%
EPS (diluted)
$1.21
$1.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BCPC
BCPC
PRAA
PRAA
Q4 25
$263.6M
$333.4M
Q3 25
$267.6M
$311.1M
Q2 25
$255.5M
$287.7M
Q1 25
$250.5M
$269.6M
Q4 24
$240.0M
$293.2M
Q3 24
$239.9M
$281.5M
Q2 24
$234.1M
$284.2M
Q1 24
$239.7M
$255.6M
Net Profit
BCPC
BCPC
PRAA
PRAA
Q4 25
$39.2M
$56.5M
Q3 25
$40.3M
$-407.7M
Q2 25
$38.3M
$42.4M
Q1 25
$37.1M
$3.7M
Q4 24
$33.6M
$18.5M
Q3 24
$33.8M
$27.2M
Q2 24
$32.1M
$21.5M
Q1 24
$29.0M
$3.5M
Gross Margin
BCPC
BCPC
PRAA
PRAA
Q4 25
35.6%
Q3 25
35.7%
Q2 25
36.4%
Q1 25
35.2%
Q4 24
36.0%
Q3 24
35.6%
Q2 24
35.5%
Q1 24
34.0%
Operating Margin
BCPC
BCPC
PRAA
PRAA
Q4 25
19.8%
37.7%
Q3 25
20.4%
-101.4%
Q2 25
20.1%
29.6%
Q1 25
20.4%
27.7%
Q4 24
19.8%
32.1%
Q3 24
20.0%
32.0%
Q2 24
19.6%
31.4%
Q1 24
17.4%
26.0%
Net Margin
BCPC
BCPC
PRAA
PRAA
Q4 25
14.9%
17.0%
Q3 25
15.1%
-131.0%
Q2 25
15.0%
14.7%
Q1 25
14.8%
1.4%
Q4 24
14.0%
6.3%
Q3 24
14.1%
9.6%
Q2 24
13.7%
7.6%
Q1 24
12.1%
1.4%
EPS (diluted)
BCPC
BCPC
PRAA
PRAA
Q4 25
$1.21
$1.47
Q3 25
$1.24
$-10.43
Q2 25
$1.17
$1.08
Q1 25
$1.13
$0.09
Q4 24
$1.03
$0.47
Q3 24
$1.03
$0.69
Q2 24
$0.98
$0.54
Q1 24
$0.89
$0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BCPC
BCPC
PRAA
PRAA
Cash + ST InvestmentsLiquidity on hand
$74.6M
$104.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.3B
$979.9M
Total Assets
$1.7B
$5.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BCPC
BCPC
PRAA
PRAA
Q4 25
$74.6M
$104.4M
Q3 25
$65.1M
$107.5M
Q2 25
$65.4M
$131.6M
Q1 25
$49.9M
$128.7M
Q4 24
$49.5M
$105.9M
Q3 24
$73.7M
$141.1M
Q2 24
$63.7M
$118.9M
Q1 24
$60.3M
$108.1M
Stockholders' Equity
BCPC
BCPC
PRAA
PRAA
Q4 25
$1.3B
$979.9M
Q3 25
$1.3B
$928.5M
Q2 25
$1.3B
$1.3B
Q1 25
$1.2B
$1.2B
Q4 24
$1.1B
$1.1B
Q3 24
$1.2B
$1.2B
Q2 24
$1.1B
$1.1B
Q1 24
$1.1B
$1.1B
Total Assets
BCPC
BCPC
PRAA
PRAA
Q4 25
$1.7B
$5.1B
Q3 25
$1.7B
$5.0B
Q2 25
$1.7B
$5.4B
Q1 25
$1.6B
$5.1B
Q4 24
$1.6B
$4.9B
Q3 24
$1.6B
$4.9B
Q2 24
$1.6B
$4.7B
Q1 24
$1.6B
$4.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BCPC
BCPC
PRAA
PRAA
Operating Cash FlowLast quarter
$67.3M
$-85.5M
Free Cash FlowOCF − Capex
$-90.4M
FCF MarginFCF / Revenue
-27.1%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
1.72×
-1.51×
TTM Free Cash FlowTrailing 4 quarters
$-169.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BCPC
BCPC
PRAA
PRAA
Q4 25
$67.3M
$-85.5M
Q3 25
$65.6M
$-10.1M
Q2 25
$47.3M
$-12.9M
Q1 25
$36.5M
$-52.6M
Q4 24
$52.3M
$-94.6M
Q3 24
$51.3M
$-35.0M
Q2 24
$45.0M
$-29.5M
Q1 24
$33.4M
$-73.0M
Free Cash Flow
BCPC
BCPC
PRAA
PRAA
Q4 25
$-90.4M
Q3 25
$-11.3M
Q2 25
$-14.2M
Q1 25
$-53.5M
Q4 24
$-98.6M
Q3 24
$-36.1M
Q2 24
$-30.8M
Q1 24
$-73.5M
FCF Margin
BCPC
BCPC
PRAA
PRAA
Q4 25
-27.1%
Q3 25
-3.6%
Q2 25
-4.9%
Q1 25
-19.8%
Q4 24
-33.6%
Q3 24
-12.8%
Q2 24
-10.8%
Q1 24
-28.8%
Capex Intensity
BCPC
BCPC
PRAA
PRAA
Q4 25
1.4%
Q3 25
0.4%
Q2 25
0.4%
Q1 25
0.3%
Q4 24
1.4%
Q3 24
0.4%
Q2 24
0.5%
Q1 24
0.2%
Cash Conversion
BCPC
BCPC
PRAA
PRAA
Q4 25
1.72×
-1.51×
Q3 25
1.63×
Q2 25
1.23×
-0.30×
Q1 25
0.98×
-14.37×
Q4 24
1.56×
-5.13×
Q3 24
1.52×
-1.29×
Q2 24
1.40×
-1.37×
Q1 24
1.15×
-21.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BCPC
BCPC

Human Nutrition And Health$166.1M63%
Animal Nutrition And Health$61.2M23%
Specialty Products$34.8M13%

PRAA
PRAA

GB$170.1M51%
Other$163.3M49%

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