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Side-by-side financial comparison of FLANIGANS ENTERPRISES INC (BDL) and ORRSTOWN FINANCIAL SERVICES INC (ORRF). Click either name above to swap in a different company.
ORRSTOWN FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($64.6M vs $52.6M, roughly 1.2× FLANIGANS ENTERPRISES INC). ORRSTOWN FINANCIAL SERVICES INC runs the higher net margin — 33.8% vs 1.5%, a 32.2% gap on every dollar of revenue. Over the past eight quarters, ORRSTOWN FINANCIAL SERVICES INC's revenue compounded faster (39.3% CAGR vs 4.6%).
Flanigans Enterprises Inc. is a U.S.-based hospitality company focused on the Florida market. It operates a chain of casual dining restaurants under the Flanigan's Seafood Bar and Grill brand, plus retail package liquor stores. Its key customer segments include local residents and regional tourists, offering affordably priced seafood, American comfort food and assorted beverages.
Orrstown Financial Services Inc is a US regional bank holding company headquartered in Shippensburg, Pennsylvania. It offers a full range of retail and commercial banking solutions including deposit accounts, personal and business loans, mortgages, and wealth management services, primarily serving customers across central Pennsylvania and northern Maryland.
BDL vs ORRF — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | ||
|---|---|---|
| Revenue | $52.6M | $64.6M |
| Net Profit | $805.0K | $21.8M |
| Gross Margin | — | — |
| Operating Margin | 3.2% | — |
| Net Margin | 1.5% | 33.8% |
| Revenue YoY | 4.6% | — |
| Net Profit YoY | 1363.6% | 20.8% |
| EPS (diluted) | $0.43 | $1.12 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $64.6M | ||
| Q4 25 | $52.6M | $64.9M | ||
| Q3 25 | $50.0M | $64.4M | ||
| Q2 25 | $51.9M | $62.4M | ||
| Q1 25 | $53.4M | $60.4M | ||
| Q4 24 | $50.0M | $61.8M | ||
| Q3 24 | $45.4M | $64.1M | ||
| Q2 24 | $48.8M | $33.3M |
| Q1 26 | — | $21.8M | ||
| Q4 25 | $805.0K | $21.5M | ||
| Q3 25 | $896.0K | $21.9M | ||
| Q2 25 | $1.4M | $19.4M | ||
| Q1 25 | $2.7M | $18.1M | ||
| Q4 24 | $55.0K | $13.7M | ||
| Q3 24 | $184.0K | $-7.9M | ||
| Q2 24 | $1.1M | $7.7M |
| Q1 26 | — | — | ||
| Q4 25 | 3.2% | 42.3% | ||
| Q3 25 | 3.3% | 43.0% | ||
| Q2 25 | 5.5% | 39.6% | ||
| Q1 25 | 6.6% | 37.7% | ||
| Q4 24 | 1.5% | 27.7% | ||
| Q3 24 | 0.7% | -15.4% | ||
| Q2 24 | 4.4% | 29.5% |
| Q1 26 | — | 33.8% | ||
| Q4 25 | 1.5% | 33.1% | ||
| Q3 25 | 1.8% | 34.0% | ||
| Q2 25 | 2.7% | 31.2% | ||
| Q1 25 | 5.0% | 29.9% | ||
| Q4 24 | 0.1% | 22.1% | ||
| Q3 24 | 0.4% | -12.3% | ||
| Q2 24 | 2.3% | 23.3% |
| Q1 26 | — | $1.12 | ||
| Q4 25 | $0.43 | $1.11 | ||
| Q3 25 | $0.48 | $1.13 | ||
| Q2 25 | $0.75 | $1.01 | ||
| Q1 25 | $1.45 | $0.93 | ||
| Q4 24 | $0.03 | $0.35 | ||
| Q3 24 | $0.11 | $-0.41 | ||
| Q2 24 | $0.60 | $0.73 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $161.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $66.0M | $603.2M |
| Total Assets | $142.1M | $5.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $161.8M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $732.0K | — | ||
| Q1 25 | $244.0K | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $20.9M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $22.2M | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $603.2M | ||
| Q4 25 | $66.0M | $591.5M | ||
| Q3 25 | $65.2M | $571.9M | ||
| Q2 25 | $64.3M | $548.4M | ||
| Q1 25 | $64.0M | $532.9M | ||
| Q4 24 | $61.6M | $516.7M | ||
| Q3 24 | $61.2M | $516.2M | ||
| Q2 24 | $61.3M | $278.4M |
| Q1 26 | — | $5.6B | ||
| Q4 25 | $142.1M | $5.5B | ||
| Q3 25 | $140.6M | $5.5B | ||
| Q2 25 | $140.7M | $5.4B | ||
| Q1 25 | $143.3M | $5.4B | ||
| Q4 24 | $146.9M | $5.4B | ||
| Q3 24 | $142.1M | $5.5B | ||
| Q2 24 | $143.1M | $3.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.32× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.36× | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $4.9M | — |
| Free Cash FlowOCF − Capex | $4.5M | — |
| FCF MarginFCF / Revenue | 8.5% | — |
| Capex IntensityCapex / Revenue | 0.9% | — |
| Cash ConversionOCF / Net Profit | 6.14× | — |
| TTM Free Cash FlowTrailing 4 quarters | $2.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $4.9M | $74.7M | ||
| Q3 25 | $3.4M | $22.8M | ||
| Q2 25 | $1.4M | $24.5M | ||
| Q1 25 | $-2.0M | $11.0M | ||
| Q4 24 | $7.7M | $35.0M | ||
| Q3 24 | — | $7.5M | ||
| Q2 24 | $3.1M | $6.4M |
| Q1 26 | — | — | ||
| Q4 25 | $4.5M | $70.5M | ||
| Q3 25 | $2.4M | $22.3M | ||
| Q2 25 | $-1.8M | $23.7M | ||
| Q1 25 | $-3.0M | $8.6M | ||
| Q4 24 | $7.0M | $33.4M | ||
| Q3 24 | — | $7.1M | ||
| Q2 24 | $2.2M | $6.4M |
| Q1 26 | — | — | ||
| Q4 25 | 8.5% | 108.6% | ||
| Q3 25 | 4.9% | 34.7% | ||
| Q2 25 | -3.4% | 37.9% | ||
| Q1 25 | -5.5% | 14.3% | ||
| Q4 24 | 13.9% | 54.0% | ||
| Q3 24 | — | 11.1% | ||
| Q2 24 | 4.5% | 19.2% |
| Q1 26 | — | — | ||
| Q4 25 | 0.9% | 6.5% | ||
| Q3 25 | 1.9% | 0.8% | ||
| Q2 25 | 6.1% | 1.3% | ||
| Q1 25 | 1.8% | 3.8% | ||
| Q4 24 | 1.5% | 2.6% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | 1.8% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 6.14× | 3.48× | ||
| Q3 25 | 3.75× | 1.04× | ||
| Q2 25 | 1.02× | 1.26× | ||
| Q1 25 | -0.73× | 0.61× | ||
| Q4 24 | 140.02× | 2.55× | ||
| Q3 24 | — | — | ||
| Q2 24 | 2.75× | 0.83× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BDL
| Restaurant Food Sales | $30.9M | 59% |
| Package Store Sales | $13.3M | 25% |
| Restaurant Bar Sales | $7.9M | 15% |
ORRF
| Net Interest Income | $49.0M | 76% |
| Noninterest Income | $15.6M | 24% |