vs

Side-by-side financial comparison of FLANIGANS ENTERPRISES INC (BDL) and ORRSTOWN FINANCIAL SERVICES INC (ORRF). Click either name above to swap in a different company.

ORRSTOWN FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($64.6M vs $52.6M, roughly 1.2× FLANIGANS ENTERPRISES INC). ORRSTOWN FINANCIAL SERVICES INC runs the higher net margin — 33.8% vs 1.5%, a 32.2% gap on every dollar of revenue. Over the past eight quarters, ORRSTOWN FINANCIAL SERVICES INC's revenue compounded faster (39.3% CAGR vs 4.6%).

Flanigans Enterprises Inc. is a U.S.-based hospitality company focused on the Florida market. It operates a chain of casual dining restaurants under the Flanigan's Seafood Bar and Grill brand, plus retail package liquor stores. Its key customer segments include local residents and regional tourists, offering affordably priced seafood, American comfort food and assorted beverages.

Orrstown Financial Services Inc is a US regional bank holding company headquartered in Shippensburg, Pennsylvania. It offers a full range of retail and commercial banking solutions including deposit accounts, personal and business loans, mortgages, and wealth management services, primarily serving customers across central Pennsylvania and northern Maryland.

BDL vs ORRF — Head-to-Head

Bigger by revenue
ORRF
ORRF
1.2× larger
ORRF
$64.6M
$52.6M
BDL
Higher net margin
ORRF
ORRF
32.2% more per $
ORRF
33.8%
1.5%
BDL
Faster 2-yr revenue CAGR
ORRF
ORRF
Annualised
ORRF
39.3%
4.6%
BDL

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
BDL
BDL
ORRF
ORRF
Revenue
$52.6M
$64.6M
Net Profit
$805.0K
$21.8M
Gross Margin
Operating Margin
3.2%
Net Margin
1.5%
33.8%
Revenue YoY
4.6%
Net Profit YoY
1363.6%
20.8%
EPS (diluted)
$0.43
$1.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BDL
BDL
ORRF
ORRF
Q1 26
$64.6M
Q4 25
$52.6M
$64.9M
Q3 25
$50.0M
$64.4M
Q2 25
$51.9M
$62.4M
Q1 25
$53.4M
$60.4M
Q4 24
$50.0M
$61.8M
Q3 24
$45.4M
$64.1M
Q2 24
$48.8M
$33.3M
Net Profit
BDL
BDL
ORRF
ORRF
Q1 26
$21.8M
Q4 25
$805.0K
$21.5M
Q3 25
$896.0K
$21.9M
Q2 25
$1.4M
$19.4M
Q1 25
$2.7M
$18.1M
Q4 24
$55.0K
$13.7M
Q3 24
$184.0K
$-7.9M
Q2 24
$1.1M
$7.7M
Operating Margin
BDL
BDL
ORRF
ORRF
Q1 26
Q4 25
3.2%
42.3%
Q3 25
3.3%
43.0%
Q2 25
5.5%
39.6%
Q1 25
6.6%
37.7%
Q4 24
1.5%
27.7%
Q3 24
0.7%
-15.4%
Q2 24
4.4%
29.5%
Net Margin
BDL
BDL
ORRF
ORRF
Q1 26
33.8%
Q4 25
1.5%
33.1%
Q3 25
1.8%
34.0%
Q2 25
2.7%
31.2%
Q1 25
5.0%
29.9%
Q4 24
0.1%
22.1%
Q3 24
0.4%
-12.3%
Q2 24
2.3%
23.3%
EPS (diluted)
BDL
BDL
ORRF
ORRF
Q1 26
$1.12
Q4 25
$0.43
$1.11
Q3 25
$0.48
$1.13
Q2 25
$0.75
$1.01
Q1 25
$1.45
$0.93
Q4 24
$0.03
$0.35
Q3 24
$0.11
$-0.41
Q2 24
$0.60
$0.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BDL
BDL
ORRF
ORRF
Cash + ST InvestmentsLiquidity on hand
$161.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$66.0M
$603.2M
Total Assets
$142.1M
$5.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BDL
BDL
ORRF
ORRF
Q1 26
$161.8M
Q4 25
Q3 25
Q2 25
$732.0K
Q1 25
$244.0K
Q4 24
Q3 24
Q2 24
Total Debt
BDL
BDL
ORRF
ORRF
Q1 26
Q4 25
Q3 25
$20.9M
Q2 25
Q1 25
Q4 24
Q3 24
$22.2M
Q2 24
Stockholders' Equity
BDL
BDL
ORRF
ORRF
Q1 26
$603.2M
Q4 25
$66.0M
$591.5M
Q3 25
$65.2M
$571.9M
Q2 25
$64.3M
$548.4M
Q1 25
$64.0M
$532.9M
Q4 24
$61.6M
$516.7M
Q3 24
$61.2M
$516.2M
Q2 24
$61.3M
$278.4M
Total Assets
BDL
BDL
ORRF
ORRF
Q1 26
$5.6B
Q4 25
$142.1M
$5.5B
Q3 25
$140.6M
$5.5B
Q2 25
$140.7M
$5.4B
Q1 25
$143.3M
$5.4B
Q4 24
$146.9M
$5.4B
Q3 24
$142.1M
$5.5B
Q2 24
$143.1M
$3.2B
Debt / Equity
BDL
BDL
ORRF
ORRF
Q1 26
Q4 25
Q3 25
0.32×
Q2 25
Q1 25
Q4 24
Q3 24
0.36×
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BDL
BDL
ORRF
ORRF
Operating Cash FlowLast quarter
$4.9M
Free Cash FlowOCF − Capex
$4.5M
FCF MarginFCF / Revenue
8.5%
Capex IntensityCapex / Revenue
0.9%
Cash ConversionOCF / Net Profit
6.14×
TTM Free Cash FlowTrailing 4 quarters
$2.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BDL
BDL
ORRF
ORRF
Q1 26
Q4 25
$4.9M
$74.7M
Q3 25
$3.4M
$22.8M
Q2 25
$1.4M
$24.5M
Q1 25
$-2.0M
$11.0M
Q4 24
$7.7M
$35.0M
Q3 24
$7.5M
Q2 24
$3.1M
$6.4M
Free Cash Flow
BDL
BDL
ORRF
ORRF
Q1 26
Q4 25
$4.5M
$70.5M
Q3 25
$2.4M
$22.3M
Q2 25
$-1.8M
$23.7M
Q1 25
$-3.0M
$8.6M
Q4 24
$7.0M
$33.4M
Q3 24
$7.1M
Q2 24
$2.2M
$6.4M
FCF Margin
BDL
BDL
ORRF
ORRF
Q1 26
Q4 25
8.5%
108.6%
Q3 25
4.9%
34.7%
Q2 25
-3.4%
37.9%
Q1 25
-5.5%
14.3%
Q4 24
13.9%
54.0%
Q3 24
11.1%
Q2 24
4.5%
19.2%
Capex Intensity
BDL
BDL
ORRF
ORRF
Q1 26
Q4 25
0.9%
6.5%
Q3 25
1.9%
0.8%
Q2 25
6.1%
1.3%
Q1 25
1.8%
3.8%
Q4 24
1.5%
2.6%
Q3 24
0.6%
Q2 24
1.8%
0.1%
Cash Conversion
BDL
BDL
ORRF
ORRF
Q1 26
Q4 25
6.14×
3.48×
Q3 25
3.75×
1.04×
Q2 25
1.02×
1.26×
Q1 25
-0.73×
0.61×
Q4 24
140.02×
2.55×
Q3 24
Q2 24
2.75×
0.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BDL
BDL

Restaurant Food Sales$30.9M59%
Package Store Sales$13.3M25%
Restaurant Bar Sales$7.9M15%

ORRF
ORRF

Net Interest Income$49.0M76%
Noninterest Income$15.6M24%

Related Comparisons