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Side-by-side financial comparison of FLANIGANS ENTERPRISES INC (BDL) and REPUBLIC BANCORP INC (RBCAA). Click either name above to swap in a different company.

REPUBLIC BANCORP INC is the larger business by last-quarter revenue ($94.3M vs $52.6M, roughly 1.8× FLANIGANS ENTERPRISES INC). REPUBLIC BANCORP INC runs the higher net margin — 24.2% vs 1.5%, a 22.7% gap on every dollar of revenue. On growth, REPUBLIC BANCORP INC posted the faster year-over-year revenue change (5.3% vs 4.6%). REPUBLIC BANCORP INC produced more free cash flow last quarter ($161.1M vs $4.5M). Over the past eight quarters, FLANIGANS ENTERPRISES INC's revenue compounded faster (4.6% CAGR vs -11.5%).

Flanigans Enterprises Inc. is a U.S.-based hospitality company focused on the Florida market. It operates a chain of casual dining restaurants under the Flanigan's Seafood Bar and Grill brand, plus retail package liquor stores. Its key customer segments include local residents and regional tourists, offering affordably priced seafood, American comfort food and assorted beverages.

Republic Bancorp Inc. (Kentucky) is a U.S. regional banking holding company that provides a full range of retail and commercial banking services, including personal deposit accounts, consumer loans, business financing, mortgage products, and wealth management solutions. It mainly serves individual consumers and small to medium-sized enterprises in Kentucky and adjacent U.S. states.

BDL vs RBCAA — Head-to-Head

Bigger by revenue
RBCAA
RBCAA
1.8× larger
RBCAA
$94.3M
$52.6M
BDL
Growing faster (revenue YoY)
RBCAA
RBCAA
+0.7% gap
RBCAA
5.3%
4.6%
BDL
Higher net margin
RBCAA
RBCAA
22.7% more per $
RBCAA
24.2%
1.5%
BDL
More free cash flow
RBCAA
RBCAA
$156.6M more FCF
RBCAA
$161.1M
$4.5M
BDL
Faster 2-yr revenue CAGR
BDL
BDL
Annualised
BDL
4.6%
-11.5%
RBCAA

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
BDL
BDL
RBCAA
RBCAA
Revenue
$52.6M
$94.3M
Net Profit
$805.0K
$22.8M
Gross Margin
Operating Margin
3.2%
29.3%
Net Margin
1.5%
24.2%
Revenue YoY
4.6%
5.3%
Net Profit YoY
1363.6%
20.0%
EPS (diluted)
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BDL
BDL
RBCAA
RBCAA
Q4 25
$52.6M
$94.3M
Q3 25
$50.0M
$93.5M
Q2 25
$51.9M
$93.8M
Q1 25
$53.4M
$135.8M
Q4 24
$50.0M
$89.5M
Q3 24
$45.4M
$88.1M
Q2 24
$48.8M
$86.9M
Q1 24
$48.1M
$120.3M
Net Profit
BDL
BDL
RBCAA
RBCAA
Q4 25
$805.0K
$22.8M
Q3 25
$896.0K
$29.7M
Q2 25
$1.4M
$31.5M
Q1 25
$2.7M
$47.3M
Q4 24
$55.0K
$19.0M
Q3 24
$184.0K
$26.5M
Q2 24
$1.1M
$25.2M
Q1 24
$1.9M
$30.6M
Operating Margin
BDL
BDL
RBCAA
RBCAA
Q4 25
3.2%
29.3%
Q3 25
3.3%
40.4%
Q2 25
5.5%
43.0%
Q1 25
6.6%
44.1%
Q4 24
1.5%
25.8%
Q3 24
0.7%
38.4%
Q2 24
4.4%
37.0%
Q1 24
5.6%
32.2%
Net Margin
BDL
BDL
RBCAA
RBCAA
Q4 25
1.5%
24.2%
Q3 25
1.8%
31.8%
Q2 25
2.7%
33.5%
Q1 25
5.0%
34.8%
Q4 24
0.1%
21.2%
Q3 24
0.4%
30.1%
Q2 24
2.3%
29.0%
Q1 24
4.0%
25.4%
EPS (diluted)
BDL
BDL
RBCAA
RBCAA
Q4 25
$0.43
Q3 25
$0.48
Q2 25
$0.75
Q1 25
$1.45
Q4 24
$0.03
Q3 24
$0.11
Q2 24
$0.60
Q1 24
$1.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BDL
BDL
RBCAA
RBCAA
Cash + ST InvestmentsLiquidity on hand
$220.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$66.0M
$1.1B
Total Assets
$142.1M
$7.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BDL
BDL
RBCAA
RBCAA
Q4 25
$220.0M
Q3 25
$484.2M
Q2 25
$732.0K
$484.8M
Q1 25
$244.0K
$793.0M
Q4 24
$432.2M
Q3 24
$530.9M
Q2 24
$400.1M
Q1 24
$546.4M
Total Debt
BDL
BDL
RBCAA
RBCAA
Q4 25
Q3 25
$20.9M
Q2 25
Q1 25
Q4 24
Q3 24
$22.2M
Q2 24
Q1 24
Stockholders' Equity
BDL
BDL
RBCAA
RBCAA
Q4 25
$66.0M
$1.1B
Q3 25
$65.2M
$1.1B
Q2 25
$64.3M
$1.1B
Q1 25
$64.0M
$1.0B
Q4 24
$61.6M
$992.0M
Q3 24
$61.2M
$979.7M
Q2 24
$61.3M
$955.4M
Q1 24
$61.1M
$935.6M
Total Assets
BDL
BDL
RBCAA
RBCAA
Q4 25
$142.1M
$7.0B
Q3 25
$140.6M
$7.0B
Q2 25
$140.7M
$7.0B
Q1 25
$143.3M
$7.1B
Q4 24
$146.9M
$6.8B
Q3 24
$142.1M
$6.7B
Q2 24
$143.1M
$6.6B
Q1 24
$144.4M
$6.9B
Debt / Equity
BDL
BDL
RBCAA
RBCAA
Q4 25
Q3 25
0.32×
Q2 25
Q1 25
Q4 24
Q3 24
0.36×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BDL
BDL
RBCAA
RBCAA
Operating Cash FlowLast quarter
$4.9M
$168.2M
Free Cash FlowOCF − Capex
$4.5M
$161.1M
FCF MarginFCF / Revenue
8.5%
170.9%
Capex IntensityCapex / Revenue
0.9%
7.5%
Cash ConversionOCF / Net Profit
6.14×
7.37×
TTM Free Cash FlowTrailing 4 quarters
$2.2M
$288.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BDL
BDL
RBCAA
RBCAA
Q4 25
$4.9M
$168.2M
Q3 25
$3.4M
$33.3M
Q2 25
$1.4M
$8.4M
Q1 25
$-2.0M
$93.2M
Q4 24
$7.7M
$149.0M
Q3 24
$51.3M
Q2 24
$3.1M
$4.0M
Q1 24
$71.2M
Free Cash Flow
BDL
BDL
RBCAA
RBCAA
Q4 25
$4.5M
$161.1M
Q3 25
$2.4M
$30.8M
Q2 25
$-1.8M
$5.2M
Q1 25
$-3.0M
$91.6M
Q4 24
$7.0M
$143.2M
Q3 24
$49.8M
Q2 24
$2.2M
$2.7M
Q1 24
$69.1M
FCF Margin
BDL
BDL
RBCAA
RBCAA
Q4 25
8.5%
170.9%
Q3 25
4.9%
32.9%
Q2 25
-3.4%
5.5%
Q1 25
-5.5%
67.4%
Q4 24
13.9%
160.0%
Q3 24
56.5%
Q2 24
4.5%
3.1%
Q1 24
57.5%
Capex Intensity
BDL
BDL
RBCAA
RBCAA
Q4 25
0.9%
7.5%
Q3 25
1.9%
2.6%
Q2 25
6.1%
3.5%
Q1 25
1.8%
1.2%
Q4 24
1.5%
6.5%
Q3 24
1.7%
Q2 24
1.8%
1.5%
Q1 24
1.7%
Cash Conversion
BDL
BDL
RBCAA
RBCAA
Q4 25
6.14×
7.37×
Q3 25
3.75×
1.12×
Q2 25
1.02×
0.27×
Q1 25
-0.73×
1.97×
Q4 24
140.02×
7.84×
Q3 24
1.93×
Q2 24
2.75×
0.16×
Q1 24
2.33×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BDL
BDL

Restaurant Food Sales$30.9M59%
Package Store Sales$13.3M25%
Restaurant Bar Sales$7.9M15%

RBCAA
RBCAA

Segment breakdown not available.

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