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REPUBLIC BANCORP INC /KY/

REPUBLIC BANCORP INC /KY/RBCAAEarnings & Financial Report

Nasdaq · economics of banking

Republic Bank & Trust Company is a Louisville, Kentucky-based bank.

RBCAA Q3 2025 Key Financial Metrics

Revenue

$93.5M

Gross Profit

N/A

Operating Profit

$37.8M

Net Profit

$29.7M

Gross Margin

N/A

Operating Margin

40.4%

Net Margin

31.8%

YoY Growth

6.2%

Financial Flow

REPUBLIC BANCORP INC /KY/ Q3 2025 Financial Summary

REPUBLIC BANCORP INC /KY/ reported revenue of $93.5M for Q3 2025, with a net profit of $29.7M (31.8% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$93.5M
Net Profit$29.7M
Gross MarginN/A
Operating Margin40.4%
Report PeriodQ3 2025

REPUBLIC BANCORP INC /KY/ Annual Revenue by Year

REPUBLIC BANCORP INC /KY/ annual revenue history includes year-by-year totals (for example, 2024 revenue was $384.8M).

YearAnnual Revenue
2024$384.8M
2023$360.2M
2022$326.5M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$81.9M$120.3M$86.9M$88.1M$89.5M$135.8M$93.8M$93.5M
YoY Growth5.0%4.3%3.2%11.8%9.3%12.9%8.0%6.2%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$6.59B$6.88B$6.62B$6.69B$6.85B$7.08B$6.97B$7.01B
Liabilities$5.68B$5.94B$5.66B$5.71B$5.85B$6.04B$5.91B$5.93B
Equity$912.8M$935.6M$955.4M$979.7M$992.0M$1.03B$1.06B$1.08B

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$22.3M$71.2M$3.0M$51.3M$23.5M$93.2M$8.4M$33.3M