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Side-by-side financial comparison of Beam Therapeutics Inc. (BEAM) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.

CPI Card Group Inc. is the larger business by last-quarter revenue ($153.1M vs $114.1M, roughly 1.3× Beam Therapeutics Inc.). Beam Therapeutics Inc. runs the higher net margin — 214.1% vs 4.8%, a 209.3% gap on every dollar of revenue. On growth, Beam Therapeutics Inc. posted the faster year-over-year revenue change (279.5% vs 22.3%). CPI Card Group Inc. produced more free cash flow last quarter ($35.2M vs $-87.0M).

Beam Therapeutics Inc. is an American biotechnology company conducting research in the field of gene therapies and genome editing. The company is headquartered in Cambridge, Massachusetts. In the development of therapies, the company relies on CRISPR base editing and prime editing, whereby single nucleotides in a DNA sequence can be enzymatically modified without producing double-strand breaks.

CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.

BEAM vs PMTS — Head-to-Head

Bigger by revenue
PMTS
PMTS
1.3× larger
PMTS
$153.1M
$114.1M
BEAM
Growing faster (revenue YoY)
BEAM
BEAM
+257.2% gap
BEAM
279.5%
22.3%
PMTS
Higher net margin
BEAM
BEAM
209.3% more per $
BEAM
214.1%
4.8%
PMTS
More free cash flow
PMTS
PMTS
$122.2M more FCF
PMTS
$35.2M
$-87.0M
BEAM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BEAM
BEAM
PMTS
PMTS
Revenue
$114.1M
$153.1M
Net Profit
$244.3M
$7.3M
Gross Margin
31.5%
Operating Margin
-15.3%
12.0%
Net Margin
214.1%
4.8%
Revenue YoY
279.5%
22.3%
Net Profit YoY
370.4%
8.5%
EPS (diluted)
$2.53
$0.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BEAM
BEAM
PMTS
PMTS
Q4 25
$114.1M
$153.1M
Q3 25
$138.0M
Q2 25
$129.8M
Q1 25
$122.8M
Q4 24
$125.1M
Q3 24
$124.8M
Q2 24
$118.8M
Q1 24
$111.9M
Net Profit
BEAM
BEAM
PMTS
PMTS
Q4 25
$244.3M
$7.3M
Q3 25
$2.3M
Q2 25
$518.0K
Q1 25
$4.8M
Q4 24
$6.8M
Q3 24
$1.3M
Q2 24
$6.0M
Q1 24
$5.5M
Gross Margin
BEAM
BEAM
PMTS
PMTS
Q4 25
31.5%
Q3 25
29.7%
Q2 25
30.9%
Q1 25
33.2%
Q4 24
34.1%
Q3 24
35.8%
Q2 24
35.7%
Q1 24
37.1%
Operating Margin
BEAM
BEAM
PMTS
PMTS
Q4 25
-15.3%
12.0%
Q3 25
9.4%
Q2 25
7.3%
Q1 25
11.5%
Q4 24
12.7%
Q3 24
14.3%
Q2 24
12.5%
Q1 24
12.6%
Net Margin
BEAM
BEAM
PMTS
PMTS
Q4 25
214.1%
4.8%
Q3 25
1.7%
Q2 25
0.4%
Q1 25
3.9%
Q4 24
5.4%
Q3 24
1.0%
Q2 24
5.1%
Q1 24
4.9%
EPS (diluted)
BEAM
BEAM
PMTS
PMTS
Q4 25
$2.53
$0.62
Q3 25
$0.19
Q2 25
$0.04
Q1 25
$0.40
Q4 24
$0.56
Q3 24
$0.11
Q2 24
$0.51
Q1 24
$0.46

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BEAM
BEAM
PMTS
PMTS
Cash + ST InvestmentsLiquidity on hand
$1.2B
$21.7M
Total DebtLower is stronger
$286.7M
Stockholders' EquityBook value
$1.2B
$-17.3M
Total Assets
$1.5B
$403.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BEAM
BEAM
PMTS
PMTS
Q4 25
$1.2B
$21.7M
Q3 25
$16.0M
Q2 25
$17.1M
Q1 25
$31.5M
Q4 24
$33.5M
Q3 24
$14.7M
Q2 24
$7.5M
Q1 24
$17.1M
Total Debt
BEAM
BEAM
PMTS
PMTS
Q4 25
$286.7M
Q3 25
$308.4M
Q2 25
$310.9M
Q1 25
$280.7M
Q4 24
$280.4M
Q3 24
$280.2M
Q2 24
$269.7M
Q1 24
$265.3M
Stockholders' Equity
BEAM
BEAM
PMTS
PMTS
Q4 25
$1.2B
$-17.3M
Q3 25
$-25.7M
Q2 25
$-29.0M
Q1 25
$-29.7M
Q4 24
$-35.6M
Q3 24
$-42.8M
Q2 24
$-44.6M
Q1 24
$-48.5M
Total Assets
BEAM
BEAM
PMTS
PMTS
Q4 25
$1.5B
$403.2M
Q3 25
$407.1M
Q2 25
$399.8M
Q1 25
$351.9M
Q4 24
$349.7M
Q3 24
$342.3M
Q2 24
$321.4M
Q1 24
$319.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BEAM
BEAM
PMTS
PMTS
Operating Cash FlowLast quarter
$-83.3M
$39.6M
Free Cash FlowOCF − Capex
$-87.0M
$35.2M
FCF MarginFCF / Revenue
-76.3%
23.0%
Capex IntensityCapex / Revenue
3.3%
2.9%
Cash ConversionOCF / Net Profit
-0.34×
5.39×
TTM Free Cash FlowTrailing 4 quarters
$41.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BEAM
BEAM
PMTS
PMTS
Q4 25
$-83.3M
$39.6M
Q3 25
$10.0M
Q2 25
$4.3M
Q1 25
$5.6M
Q4 24
$26.7M
Q3 24
$12.5M
Q2 24
$-4.8M
Q1 24
$8.9M
Free Cash Flow
BEAM
BEAM
PMTS
PMTS
Q4 25
$-87.0M
$35.2M
Q3 25
$5.3M
Q2 25
$533.0K
Q1 25
$292.0K
Q4 24
$21.6M
Q3 24
$11.1M
Q2 24
$-6.0M
Q1 24
$7.4M
FCF Margin
BEAM
BEAM
PMTS
PMTS
Q4 25
-76.3%
23.0%
Q3 25
3.8%
Q2 25
0.4%
Q1 25
0.2%
Q4 24
17.3%
Q3 24
8.9%
Q2 24
-5.0%
Q1 24
6.6%
Capex Intensity
BEAM
BEAM
PMTS
PMTS
Q4 25
3.3%
2.9%
Q3 25
3.4%
Q2 25
2.9%
Q1 25
4.3%
Q4 24
4.0%
Q3 24
1.2%
Q2 24
1.0%
Q1 24
1.3%
Cash Conversion
BEAM
BEAM
PMTS
PMTS
Q4 25
-0.34×
5.39×
Q3 25
4.32×
Q2 25
8.39×
Q1 25
1.17×
Q4 24
3.94×
Q3 24
9.70×
Q2 24
-0.79×
Q1 24
1.63×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BEAM
BEAM

Pfizer$109.1M96%
Other$5.0M4%

PMTS
PMTS

US Debit And Credit$128.9M84%
US Prepaid Debit$24.4M16%

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