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Side-by-side financial comparison of Beam Therapeutics Inc. (BEAM) and TFS Financial CORP (TFSL). Click either name above to swap in a different company.

Beam Therapeutics Inc. is the larger business by last-quarter revenue ($114.1M vs $83.7M, roughly 1.4× TFS Financial CORP). Beam Therapeutics Inc. runs the higher net margin — 214.1% vs 26.6%, a 187.5% gap on every dollar of revenue. On growth, Beam Therapeutics Inc. posted the faster year-over-year revenue change (279.5% vs 11.9%). TFS Financial CORP produced more free cash flow last quarter ($57.1M vs $-87.0M).

Beam Therapeutics Inc. is an American biotechnology company conducting research in the field of gene therapies and genome editing. The company is headquartered in Cambridge, Massachusetts. In the development of therapies, the company relies on CRISPR base editing and prime editing, whereby single nucleotides in a DNA sequence can be enzymatically modified without producing double-strand breaks.

TFS Financial Corporation is a US-based financial holding company primarily operating through its retail banking subsidiary. It offers residential mortgage loans, savings accounts, and other consumer financial products, with its core customer base concentrated in Ohio and Florida, mainly serving individual and family clients.

BEAM vs TFSL — Head-to-Head

Bigger by revenue
BEAM
BEAM
1.4× larger
BEAM
$114.1M
$83.7M
TFSL
Growing faster (revenue YoY)
BEAM
BEAM
+267.6% gap
BEAM
279.5%
11.9%
TFSL
Higher net margin
BEAM
BEAM
187.5% more per $
BEAM
214.1%
26.6%
TFSL
More free cash flow
TFSL
TFSL
$144.1M more FCF
TFSL
$57.1M
$-87.0M
BEAM

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
BEAM
BEAM
TFSL
TFSL
Revenue
$114.1M
$83.7M
Net Profit
$244.3M
$22.3M
Gross Margin
Operating Margin
-15.3%
34.0%
Net Margin
214.1%
26.6%
Revenue YoY
279.5%
11.9%
Net Profit YoY
370.4%
-0.7%
EPS (diluted)
$2.53
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BEAM
BEAM
TFSL
TFSL
Q4 25
$114.1M
$83.7M
Q3 25
$85.5M
Q2 25
$82.0M
Q1 25
$79.1M
Q4 24
$74.8M
Q3 24
$75.1M
Q2 24
$75.5M
Q1 24
$77.1M
Net Profit
BEAM
BEAM
TFSL
TFSL
Q4 25
$244.3M
$22.3M
Q3 25
$26.0M
Q2 25
$21.5M
Q1 25
$21.0M
Q4 24
$22.4M
Q3 24
$18.2M
Q2 24
$20.0M
Q1 24
$20.7M
Operating Margin
BEAM
BEAM
TFSL
TFSL
Q4 25
-15.3%
34.0%
Q3 25
37.9%
Q2 25
33.3%
Q1 25
33.5%
Q4 24
37.9%
Q3 24
30.7%
Q2 24
33.4%
Q1 24
33.6%
Net Margin
BEAM
BEAM
TFSL
TFSL
Q4 25
214.1%
26.6%
Q3 25
30.4%
Q2 25
26.2%
Q1 25
26.6%
Q4 24
30.0%
Q3 24
24.2%
Q2 24
26.4%
Q1 24
26.9%
EPS (diluted)
BEAM
BEAM
TFSL
TFSL
Q4 25
$2.53
$0.08
Q3 25
$0.09
Q2 25
$0.08
Q1 25
$0.07
Q4 24
$0.08
Q3 24
$0.07
Q2 24
$0.07
Q1 24
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BEAM
BEAM
TFSL
TFSL
Cash + ST InvestmentsLiquidity on hand
$1.2B
$456.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.2B
$1.9B
Total Assets
$1.5B
$17.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BEAM
BEAM
TFSL
TFSL
Q4 25
$1.2B
$456.7M
Q3 25
$429.4M
Q2 25
$452.6M
Q1 25
$463.6M
Q4 24
$465.9M
Q3 24
$463.7M
Q2 24
$560.4M
Q1 24
$594.3M
Stockholders' Equity
BEAM
BEAM
TFSL
TFSL
Q4 25
$1.2B
$1.9B
Q3 25
$1.9B
Q2 25
$1.9B
Q1 25
$1.9B
Q4 24
$1.9B
Q3 24
$1.9B
Q2 24
$1.9B
Q1 24
$1.9B
Total Assets
BEAM
BEAM
TFSL
TFSL
Q4 25
$1.5B
$17.5B
Q3 25
$17.5B
Q2 25
$17.4B
Q1 25
$17.1B
Q4 24
$17.1B
Q3 24
$17.1B
Q2 24
$17.0B
Q1 24
$17.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BEAM
BEAM
TFSL
TFSL
Operating Cash FlowLast quarter
$-83.3M
$58.7M
Free Cash FlowOCF − Capex
$-87.0M
$57.1M
FCF MarginFCF / Revenue
-76.3%
68.2%
Capex IntensityCapex / Revenue
3.3%
2.0%
Cash ConversionOCF / Net Profit
-0.34×
2.64×
TTM Free Cash FlowTrailing 4 quarters
$167.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BEAM
BEAM
TFSL
TFSL
Q4 25
$-83.3M
$58.7M
Q3 25
$82.4M
Q2 25
$26.8M
Q1 25
$21.2M
Q4 24
$45.5M
Q3 24
$88.6M
Q2 24
$96.7M
Q1 24
$14.2M
Free Cash Flow
BEAM
BEAM
TFSL
TFSL
Q4 25
$-87.0M
$57.1M
Q3 25
$71.0M
Q2 25
$25.0M
Q1 25
$14.3M
Q4 24
$44.9M
Q3 24
$85.5M
Q2 24
$95.9M
Q1 24
$13.4M
FCF Margin
BEAM
BEAM
TFSL
TFSL
Q4 25
-76.3%
68.2%
Q3 25
83.0%
Q2 25
30.5%
Q1 25
18.0%
Q4 24
60.0%
Q3 24
113.8%
Q2 24
127.0%
Q1 24
17.4%
Capex Intensity
BEAM
BEAM
TFSL
TFSL
Q4 25
3.3%
2.0%
Q3 25
13.4%
Q2 25
2.1%
Q1 25
8.8%
Q4 24
0.9%
Q3 24
4.1%
Q2 24
1.1%
Q1 24
1.1%
Cash Conversion
BEAM
BEAM
TFSL
TFSL
Q4 25
-0.34×
2.64×
Q3 25
3.17×
Q2 25
1.24×
Q1 25
1.01×
Q4 24
2.03×
Q3 24
4.86×
Q2 24
4.85×
Q1 24
0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BEAM
BEAM

Pfizer$109.1M96%
Other$5.0M4%

TFSL
TFSL

Segment breakdown not available.

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