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Side-by-side financial comparison of SolarMax Technology, Inc. (SMXT) and TFS Financial CORP (TFSL). Click either name above to swap in a different company.

TFS Financial CORP is the larger business by last-quarter revenue ($83.7M vs $46.6M, roughly 1.8× SolarMax Technology, Inc.). TFS Financial CORP runs the higher net margin — 26.6% vs -1.9%, a 28.5% gap on every dollar of revenue. On growth, SolarMax Technology, Inc. posted the faster year-over-year revenue change (623.5% vs 11.9%).

SolarMax Technology, Inc. develops, manufactures and sells high-efficiency solar PV modules and clean energy systems. It serves residential, commercial and industrial clients in North America and key Asia-Pacific markets, offering installation and after-sales support to boost low-carbon energy use.

TFS Financial Corporation is a US-based financial holding company primarily operating through its retail banking subsidiary. It offers residential mortgage loans, savings accounts, and other consumer financial products, with its core customer base concentrated in Ohio and Florida, mainly serving individual and family clients.

SMXT vs TFSL — Head-to-Head

Bigger by revenue
TFSL
TFSL
1.8× larger
TFSL
$83.7M
$46.6M
SMXT
Growing faster (revenue YoY)
SMXT
SMXT
+611.6% gap
SMXT
623.5%
11.9%
TFSL
Higher net margin
TFSL
TFSL
28.5% more per $
TFSL
26.6%
-1.9%
SMXT

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
SMXT
SMXT
TFSL
TFSL
Revenue
$46.6M
$83.7M
Net Profit
$-872.2K
$22.3M
Gross Margin
2.7%
Operating Margin
-2.7%
34.0%
Net Margin
-1.9%
26.6%
Revenue YoY
623.5%
11.9%
Net Profit YoY
77.7%
-0.7%
EPS (diluted)
$-0.02
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SMXT
SMXT
TFSL
TFSL
Q4 25
$46.6M
$83.7M
Q3 25
$30.6M
$85.5M
Q2 25
$6.9M
$82.0M
Q1 25
$6.9M
$79.1M
Q4 24
$6.4M
$74.8M
Q3 24
$6.3M
$75.1M
Q2 24
$75.5M
Q1 24
$77.1M
Net Profit
SMXT
SMXT
TFSL
TFSL
Q4 25
$-872.2K
$22.3M
Q3 25
$-2.3M
$26.0M
Q2 25
$-1.9M
$21.5M
Q1 25
$-1.3M
$21.0M
Q4 24
$-3.9M
$22.4M
Q3 24
$-9.6M
$18.2M
Q2 24
$20.0M
Q1 24
$20.7M
Gross Margin
SMXT
SMXT
TFSL
TFSL
Q4 25
2.7%
Q3 25
3.1%
Q2 25
8.8%
Q1 25
20.5%
Q4 24
14.5%
Q3 24
19.9%
Q2 24
Q1 24
Operating Margin
SMXT
SMXT
TFSL
TFSL
Q4 25
-2.7%
34.0%
Q3 25
-6.9%
37.9%
Q2 25
-25.7%
33.3%
Q1 25
-16.7%
33.5%
Q4 24
-27.9%
37.9%
Q3 24
-158.4%
30.7%
Q2 24
33.4%
Q1 24
33.6%
Net Margin
SMXT
SMXT
TFSL
TFSL
Q4 25
-1.9%
26.6%
Q3 25
-7.4%
30.4%
Q2 25
-27.6%
26.2%
Q1 25
-18.7%
26.6%
Q4 24
-60.6%
30.0%
Q3 24
-152.0%
24.2%
Q2 24
26.4%
Q1 24
26.9%
EPS (diluted)
SMXT
SMXT
TFSL
TFSL
Q4 25
$-0.02
$0.08
Q3 25
$-0.04
$0.09
Q2 25
$-0.04
$0.08
Q1 25
$-0.03
$0.07
Q4 24
$-0.07
$0.08
Q3 24
$-0.21
$0.07
Q2 24
$0.07
Q1 24
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SMXT
SMXT
TFSL
TFSL
Cash + ST InvestmentsLiquidity on hand
$8.0M
$456.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$-12.2M
$1.9B
Total Assets
$91.3M
$17.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SMXT
SMXT
TFSL
TFSL
Q4 25
$8.0M
$456.7M
Q3 25
$5.7M
$429.4M
Q2 25
$1.9M
$452.6M
Q1 25
$6.8M
$463.6M
Q4 24
$7.1M
$465.9M
Q3 24
$8.6M
$463.7M
Q2 24
$560.4M
Q1 24
$594.3M
Stockholders' Equity
SMXT
SMXT
TFSL
TFSL
Q4 25
$-12.2M
$1.9B
Q3 25
$-11.8M
$1.9B
Q2 25
$-15.1M
$1.9B
Q1 25
$-15.9M
$1.9B
Q4 24
$-15.1M
$1.9B
Q3 24
$-10.9M
$1.9B
Q2 24
$1.9B
Q1 24
$1.9B
Total Assets
SMXT
SMXT
TFSL
TFSL
Q4 25
$91.3M
$17.5B
Q3 25
$58.7M
$17.5B
Q2 25
$38.2M
$17.4B
Q1 25
$38.6M
$17.1B
Q4 24
$38.6M
$17.1B
Q3 24
$43.0M
$17.1B
Q2 24
$17.0B
Q1 24
$17.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SMXT
SMXT
TFSL
TFSL
Operating Cash FlowLast quarter
$-2.5M
$58.7M
Free Cash FlowOCF − Capex
$57.1M
FCF MarginFCF / Revenue
68.2%
Capex IntensityCapex / Revenue
2.0%
Cash ConversionOCF / Net Profit
2.64×
TTM Free Cash FlowTrailing 4 quarters
$167.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SMXT
SMXT
TFSL
TFSL
Q4 25
$-2.5M
$58.7M
Q3 25
$3.4M
$82.4M
Q2 25
$220.7K
$26.8M
Q1 25
$-601.1K
$21.2M
Q4 24
$-1.3M
$45.5M
Q3 24
$203.6K
$88.6M
Q2 24
$96.7M
Q1 24
$14.2M
Free Cash Flow
SMXT
SMXT
TFSL
TFSL
Q4 25
$57.1M
Q3 25
$71.0M
Q2 25
$25.0M
Q1 25
$14.3M
Q4 24
$44.9M
Q3 24
$85.5M
Q2 24
$95.9M
Q1 24
$13.4M
FCF Margin
SMXT
SMXT
TFSL
TFSL
Q4 25
68.2%
Q3 25
83.0%
Q2 25
30.5%
Q1 25
18.0%
Q4 24
60.0%
Q3 24
113.8%
Q2 24
127.0%
Q1 24
17.4%
Capex Intensity
SMXT
SMXT
TFSL
TFSL
Q4 25
2.0%
Q3 25
13.4%
Q2 25
2.1%
Q1 25
8.8%
Q4 24
0.9%
Q3 24
0.0%
4.1%
Q2 24
1.1%
Q1 24
1.1%
Cash Conversion
SMXT
SMXT
TFSL
TFSL
Q4 25
2.64×
Q3 25
3.17×
Q2 25
1.24×
Q1 25
1.01×
Q4 24
2.03×
Q3 24
4.86×
Q2 24
4.85×
Q1 24
0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SMXT
SMXT

Yabucoa$35.9M77%
Other$10.7M23%

TFSL
TFSL

Segment breakdown not available.

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