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Side-by-side financial comparison of Better Home & Finance Holding Co (BETR) and HARTE HANKS INC (HHS). Click either name above to swap in a different company.
Better Home & Finance Holding Co is the larger business by last-quarter revenue ($44.3M vs $39.9M, roughly 1.1× HARTE HANKS INC). HARTE HANKS INC runs the higher net margin — 5.5% vs -3349.0%, a 3354.5% gap on every dollar of revenue. On growth, Better Home & Finance Holding Co posted the faster year-over-year revenue change (77.4% vs -15.4%). HARTE HANKS INC produced more free cash flow last quarter ($-686.0K vs $-167.8M). Over the past eight quarters, Better Home & Finance Holding Co's revenue compounded faster (41.1% CAGR vs -6.4%).
Bajaj Finance Limited (BFL) is an Indian deposit-taking non-banking financial company (NBFC-UL) headquartered in Pune. It has 110.64 million customers and holds assets under management worth ₹462,250 crore (US$55 billion), as of September 2025.
Harte Hanks is a global marketing services company headquartered in Boston, Massachusetts. Harte Hanks services include analytics, strategy, marketing technology, creative services, digital marketing, customer care, direct mail, logistics, and fulfillment.
BETR vs HHS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $44.3M | $39.9M |
| Net Profit | $-39.9M | $2.2M |
| Gross Margin | — | — |
| Operating Margin | -3376.8% | -0.3% |
| Net Margin | -3349.0% | 5.5% |
| Revenue YoY | 77.4% | -15.4% |
| Net Profit YoY | 32.6% | — |
| EPS (diluted) | $-2.52 | $0.30 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $44.3M | $39.9M | ||
| Q3 25 | $43.9M | $39.5M | ||
| Q2 25 | $44.1M | $38.6M | ||
| Q1 25 | $32.6M | $41.6M | ||
| Q4 24 | $25.0M | $47.1M | ||
| Q3 24 | $29.0M | $47.6M | ||
| Q2 24 | $32.3M | $45.0M | ||
| Q1 24 | $22.3M | $45.4M |
| Q4 25 | $-39.9M | $2.2M | ||
| Q3 25 | $-39.1M | $-2.3M | ||
| Q2 25 | $-36.3M | $-335.0K | ||
| Q1 25 | $-50.6M | $-392.0K | ||
| Q4 24 | $-59.2M | — | ||
| Q3 24 | $-54.2M | $142.0K | ||
| Q2 24 | $-41.4M | $-27.8M | ||
| Q1 24 | $-51.5M | $-171.0K |
| Q4 25 | -3376.8% | -0.3% | ||
| Q3 25 | -88.9% | 1.3% | ||
| Q2 25 | -81.9% | 0.1% | ||
| Q1 25 | -154.9% | -0.1% | ||
| Q4 24 | -1428.3% | -3.3% | ||
| Q3 24 | -186.5% | 4.0% | ||
| Q2 24 | -127.6% | 3.0% | ||
| Q1 24 | -230.8% | 0.8% |
| Q4 25 | -3349.0% | 5.5% | ||
| Q3 25 | -89.2% | -5.8% | ||
| Q2 25 | -82.2% | -0.9% | ||
| Q1 25 | -155.3% | -0.9% | ||
| Q4 24 | -1437.5% | — | ||
| Q3 24 | -187.0% | 0.3% | ||
| Q2 24 | -128.2% | -61.8% | ||
| Q1 24 | -231.4% | -0.4% |
| Q4 25 | $-2.52 | $0.30 | ||
| Q3 25 | $-2.56 | $-0.31 | ||
| Q2 25 | $-2.39 | $-0.05 | ||
| Q1 25 | $-3.33 | $-0.05 | ||
| Q4 24 | $-3.92 | $-0.31 | ||
| Q3 24 | $-3.58 | $0.02 | ||
| Q2 24 | $-2.74 | $-3.84 | ||
| Q1 24 | $-3.41 | $-0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $203.4M | $5.6M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $37.2M | $20.5M |
| Total Assets | $1.5B | $91.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $203.4M | $5.6M | ||
| Q3 25 | $205.8M | $6.5M | ||
| Q2 25 | $221.5M | $4.8M | ||
| Q1 25 | $228.0M | $9.0M | ||
| Q4 24 | $264.9M | $9.8M | ||
| Q3 24 | $262.1M | $5.9M | ||
| Q2 24 | $378.8M | $11.0M | ||
| Q1 24 | $482.6M | $11.5M |
| Q4 25 | $37.2M | $20.5M | ||
| Q3 25 | $41.9M | $19.9M | ||
| Q2 25 | $76.6M | $22.2M | ||
| Q1 25 | $-102.1M | $21.4M | ||
| Q4 24 | $-58.2M | $21.7M | ||
| Q3 24 | $388.0K | $21.0M | ||
| Q2 24 | $44.9M | $20.6M | ||
| Q1 24 | $76.3M | $20.0M |
| Q4 25 | $1.5B | $91.8M | ||
| Q3 25 | $1.4B | $92.7M | ||
| Q2 25 | $1.2B | $95.0M | ||
| Q1 25 | $1.0B | $100.6M | ||
| Q4 24 | $913.1M | $101.8M | ||
| Q3 24 | $845.2M | $108.1M | ||
| Q2 24 | $957.9M | $109.7M | ||
| Q1 24 | $841.6M | $113.4M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-166.6M | $737.0K |
| Free Cash FlowOCF − Capex | $-167.8M | $-686.0K |
| FCF MarginFCF / Revenue | -378.6% | -1.7% |
| Capex IntensityCapex / Revenue | 2.7% | 3.6% |
| Cash ConversionOCF / Net Profit | — | 0.33× |
| TTM Free Cash FlowTrailing 4 quarters | $-277.9M | $-4.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-166.6M | $737.0K | ||
| Q3 25 | $4.2M | $3.2M | ||
| Q2 25 | $-56.3M | $-4.8M | ||
| Q1 25 | $-57.2M | $-818.0K | ||
| Q4 24 | $-380.0M | $4.0M | ||
| Q3 24 | $-10.6M | $-2.9M | ||
| Q2 24 | $-220.6M | $1.6M | ||
| Q1 24 | $-42.8M | $-5.7M |
| Q4 25 | $-167.8M | $-686.0K | ||
| Q3 25 | $4.0M | $2.2M | ||
| Q2 25 | $-56.7M | $-5.1M | ||
| Q1 25 | $-57.4M | $-923.0K | ||
| Q4 24 | $-383.4M | $3.4M | ||
| Q3 24 | $-11.7M | $-4.9M | ||
| Q2 24 | $-221.8M | $926.0K | ||
| Q1 24 | $-43.3M | $-6.2M |
| Q4 25 | -378.6% | -1.7% | ||
| Q3 25 | 9.1% | 5.5% | ||
| Q2 25 | -128.5% | -13.1% | ||
| Q1 25 | -176.3% | -2.2% | ||
| Q4 24 | -1534.6% | 7.3% | ||
| Q3 24 | -40.5% | -10.2% | ||
| Q2 24 | -687.6% | 2.1% | ||
| Q1 24 | -194.5% | -13.7% |
| Q4 25 | 2.7% | 3.6% | ||
| Q3 25 | 0.5% | 2.5% | ||
| Q2 25 | 0.9% | 0.6% | ||
| Q1 25 | 0.6% | 0.3% | ||
| Q4 24 | 13.6% | 1.3% | ||
| Q3 24 | 4.1% | 4.0% | ||
| Q2 24 | 3.9% | 1.5% | ||
| Q1 24 | 2.1% | 1.2% |
| Q4 25 | — | 0.33× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -20.76× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BETR
Segment breakdown not available.
HHS
| Fulfillment And Logistics Services | $17.3M | 43% |
| Customer Care | $13.7M | 34% |
| Other | $8.9M | 22% |
