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Side-by-side financial comparison of Better Home & Finance Holding Co (BETR) and HEALTHSTREAM INC (HSTM). Click either name above to swap in a different company.
HEALTHSTREAM INC is the larger business by last-quarter revenue ($79.7M vs $44.3M, roughly 1.8× Better Home & Finance Holding Co). On growth, Better Home & Finance Holding Co posted the faster year-over-year revenue change (77.4% vs 7.4%). HEALTHSTREAM INC produced more free cash flow last quarter ($13.0M vs $-167.8M). Over the past eight quarters, Better Home & Finance Holding Co's revenue compounded faster (41.1% CAGR vs 4.7%).
Bajaj Finance Limited (BFL) is an Indian deposit-taking non-banking financial company (NBFC-UL) headquartered in Pune. It has 110.64 million customers and holds assets under management worth ₹462,250 crore (US$55 billion), as of September 2025.
HealthStream Inc is a leading U.S.-based provider of workforce development, compliance, and training solutions tailored for the healthcare industry. It offers cloud-based platforms covering clinical skill training, talent management, patient safety education, and regulatory adherence tools, serving over 4,000 healthcare organizations including hospitals, clinics, and long-term care facilities nationwide.
BETR vs HSTM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $44.3M | $79.7M |
| Net Profit | $-39.9M | — |
| Gross Margin | — | — |
| Operating Margin | -3376.8% | 3.0% |
| Net Margin | -3349.0% | — |
| Revenue YoY | 77.4% | 7.4% |
| Net Profit YoY | 32.6% | — |
| EPS (diluted) | $-2.52 | $0.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $44.3M | $79.7M | ||
| Q3 25 | $43.9M | $76.5M | ||
| Q2 25 | $44.1M | $74.4M | ||
| Q1 25 | $32.6M | $73.5M | ||
| Q4 24 | $25.0M | $74.2M | ||
| Q3 24 | $29.0M | $73.1M | ||
| Q2 24 | $32.3M | $71.6M | ||
| Q1 24 | $22.3M | $72.8M |
| Q4 25 | $-39.9M | — | ||
| Q3 25 | $-39.1M | $6.1M | ||
| Q2 25 | $-36.3M | $5.4M | ||
| Q1 25 | $-50.6M | $4.3M | ||
| Q4 24 | $-59.2M | — | ||
| Q3 24 | $-54.2M | $5.7M | ||
| Q2 24 | $-41.4M | $4.2M | ||
| Q1 24 | $-51.5M | $5.2M |
| Q4 25 | -3376.8% | 3.0% | ||
| Q3 25 | -88.9% | 9.9% | ||
| Q2 25 | -81.9% | 7.9% | ||
| Q1 25 | -154.9% | 6.0% | ||
| Q4 24 | -1428.3% | 6.3% | ||
| Q3 24 | -186.5% | 8.9% | ||
| Q2 24 | -127.6% | 6.2% | ||
| Q1 24 | -230.8% | 7.8% |
| Q4 25 | -3349.0% | — | ||
| Q3 25 | -89.2% | 8.0% | ||
| Q2 25 | -82.2% | 7.2% | ||
| Q1 25 | -155.3% | 5.9% | ||
| Q4 24 | -1437.5% | — | ||
| Q3 24 | -187.0% | 7.8% | ||
| Q2 24 | -128.2% | 5.8% | ||
| Q1 24 | -231.4% | 7.2% |
| Q4 25 | $-2.52 | $0.09 | ||
| Q3 25 | $-2.56 | $0.20 | ||
| Q2 25 | $-2.39 | $0.18 | ||
| Q1 25 | $-3.33 | $0.14 | ||
| Q4 24 | $-3.92 | $0.16 | ||
| Q3 24 | $-3.58 | $0.19 | ||
| Q2 24 | $-2.74 | $0.14 | ||
| Q1 24 | $-3.41 | $0.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $203.4M | $36.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $37.2M | $354.0M |
| Total Assets | $1.5B | $520.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $203.4M | $36.2M | ||
| Q3 25 | $205.8M | $53.5M | ||
| Q2 25 | $221.5M | $52.1M | ||
| Q1 25 | $228.0M | $77.3M | ||
| Q4 24 | $264.9M | $59.5M | ||
| Q3 24 | $262.1M | $57.5M | ||
| Q2 24 | $378.8M | $46.1M | ||
| Q1 24 | $482.6M | $52.4M |
| Q4 25 | $37.2M | $354.0M | ||
| Q3 25 | $41.9M | $349.2M | ||
| Q2 25 | $76.6M | $350.6M | ||
| Q1 25 | $-102.1M | $362.8M | ||
| Q4 24 | $-58.2M | $359.4M | ||
| Q3 24 | $388.0K | $355.5M | ||
| Q2 24 | $44.9M | $349.2M | ||
| Q1 24 | $76.3M | $344.9M |
| Q4 25 | $1.5B | $520.4M | ||
| Q3 25 | $1.4B | $499.9M | ||
| Q2 25 | $1.2B | $500.1M | ||
| Q1 25 | $1.0B | $524.0M | ||
| Q4 24 | $913.1M | $510.8M | ||
| Q3 24 | $845.2M | $502.8M | ||
| Q2 24 | $957.9M | $499.6M | ||
| Q1 24 | $841.6M | $511.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-166.6M | $13.2M |
| Free Cash FlowOCF − Capex | $-167.8M | $13.0M |
| FCF MarginFCF / Revenue | -378.6% | 16.3% |
| Capex IntensityCapex / Revenue | 2.7% | 0.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-277.9M | $59.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-166.6M | $13.2M | ||
| Q3 25 | $4.2M | $18.0M | ||
| Q2 25 | $-56.3M | $5.0M | ||
| Q1 25 | $-57.2M | $27.1M | ||
| Q4 24 | $-380.0M | $11.2M | ||
| Q3 24 | $-10.6M | $19.1M | ||
| Q2 24 | $-220.6M | $6.5M | ||
| Q1 24 | $-42.8M | $20.9M |
| Q4 25 | $-167.8M | $13.0M | ||
| Q3 25 | $4.0M | $17.9M | ||
| Q2 25 | $-56.7M | $2.7M | ||
| Q1 25 | $-57.4M | $26.0M | ||
| Q4 24 | $-383.4M | $11.0M | ||
| Q3 24 | $-11.7M | $18.8M | ||
| Q2 24 | $-221.8M | $6.3M | ||
| Q1 24 | $-43.3M | $20.2M |
| Q4 25 | -378.6% | 16.3% | ||
| Q3 25 | 9.1% | 23.4% | ||
| Q2 25 | -128.5% | 3.6% | ||
| Q1 25 | -176.3% | 35.4% | ||
| Q4 24 | -1534.6% | 14.8% | ||
| Q3 24 | -40.5% | 25.8% | ||
| Q2 24 | -687.6% | 8.8% | ||
| Q1 24 | -194.5% | 27.8% |
| Q4 25 | 2.7% | 0.3% | ||
| Q3 25 | 0.5% | 0.1% | ||
| Q2 25 | 0.9% | 3.1% | ||
| Q1 25 | 0.6% | 1.4% | ||
| Q4 24 | 13.6% | 0.3% | ||
| Q3 24 | 4.1% | 0.4% | ||
| Q2 24 | 3.9% | 0.2% | ||
| Q1 24 | 2.1% | 1.0% |
| Q4 25 | — | — | ||
| Q3 25 | — | 2.96× | ||
| Q2 25 | — | 0.93× | ||
| Q1 25 | — | 6.25× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.34× | ||
| Q2 24 | — | 1.55× | ||
| Q1 24 | — | 4.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BETR
Segment breakdown not available.
HSTM
| Subscription Services | $77.0M | 97% |
| Professional Services | $2.7M | 3% |
