vs

Side-by-side financial comparison of BRIGHT HORIZONS FAMILY SOLUTIONS INC. (BFAM) and OneMain Holdings, Inc. (OMF). Click either name above to swap in a different company.

OneMain Holdings, Inc. is the larger business by last-quarter revenue ($1.1B vs $733.7M, roughly 1.5× BRIGHT HORIZONS FAMILY SOLUTIONS INC.). On growth, BRIGHT HORIZONS FAMILY SOLUTIONS INC. posted the faster year-over-year revenue change (8.8% vs 8.3%). Over the past eight quarters, OneMain Holdings, Inc.'s revenue compounded faster (10.4% CAGR vs 8.5%).

Bright Horizons Family Solutions Inc. is a United States–based child-care provider and is the largest provider of employer-sponsored child care. It also provides back-up child care and elder care, tuition program management, education advising, and student loan repayment programs. It is headquartered in Newton, Massachusetts.

OneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks an...

BFAM vs OMF — Head-to-Head

Bigger by revenue
OMF
OMF
1.5× larger
OMF
$1.1B
$733.7M
BFAM
Growing faster (revenue YoY)
BFAM
BFAM
+0.5% gap
BFAM
8.8%
8.3%
OMF
Faster 2-yr revenue CAGR
OMF
OMF
Annualised
OMF
10.4%
8.5%
BFAM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BFAM
BFAM
OMF
OMF
Revenue
$733.7M
$1.1B
Net Profit
$204.0M
Gross Margin
19.3%
Operating Margin
6.2%
22.8%
Net Margin
18.7%
Revenue YoY
8.8%
8.3%
Net Profit YoY
61.9%
EPS (diluted)
$0.38
$1.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BFAM
BFAM
OMF
OMF
Q4 25
$733.7M
$1.1B
Q3 25
$802.8M
$1.1B
Q2 25
$731.6M
$1.0B
Q1 25
$665.5M
$996.0M
Q4 24
$674.1M
$1.0B
Q3 24
$719.1M
$981.0M
Q2 24
$670.1M
$922.0M
Q1 24
$622.7M
$896.0M
Net Profit
BFAM
BFAM
OMF
OMF
Q4 25
$204.0M
Q3 25
$78.6M
$199.0M
Q2 25
$54.8M
$167.0M
Q1 25
$38.0M
$213.0M
Q4 24
$126.0M
Q3 24
$54.9M
$157.0M
Q2 24
$39.2M
$71.0M
Q1 24
$17.0M
$155.0M
Gross Margin
BFAM
BFAM
OMF
OMF
Q4 25
19.3%
Q3 25
27.0%
Q2 25
25.0%
Q1 25
23.4%
Q4 24
20.8%
Q3 24
25.2%
Q2 24
24.2%
Q1 24
21.7%
Operating Margin
BFAM
BFAM
OMF
OMF
Q4 25
6.2%
22.8%
Q3 25
15.1%
24.5%
Q2 25
11.8%
20.9%
Q1 25
9.4%
27.6%
Q4 24
7.2%
16.3%
Q3 24
12.4%
21.1%
Q2 24
10.3%
10.0%
Q1 24
6.4%
22.8%
Net Margin
BFAM
BFAM
OMF
OMF
Q4 25
18.7%
Q3 25
9.8%
18.6%
Q2 25
7.5%
16.3%
Q1 25
5.7%
21.4%
Q4 24
12.5%
Q3 24
7.6%
16.0%
Q2 24
5.8%
7.7%
Q1 24
2.7%
17.3%
EPS (diluted)
BFAM
BFAM
OMF
OMF
Q4 25
$0.38
$1.71
Q3 25
$1.37
$1.67
Q2 25
$0.95
$1.40
Q1 25
$0.66
$1.78
Q4 24
$0.50
$1.05
Q3 24
$0.94
$1.31
Q2 24
$0.67
$0.59
Q1 24
$0.29
$1.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BFAM
BFAM
OMF
OMF
Cash + ST InvestmentsLiquidity on hand
$140.1M
$914.0M
Total DebtLower is stronger
$747.6M
$22.7B
Stockholders' EquityBook value
$1.3B
$3.4B
Total Assets
$3.9B
$27.4B
Debt / EquityLower = less leverage
0.56×
6.67×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BFAM
BFAM
OMF
OMF
Q4 25
$140.1M
$914.0M
Q3 25
$116.6M
$658.0M
Q2 25
$179.2M
$769.0M
Q1 25
$112.0M
$627.0M
Q4 24
$110.3M
$458.0M
Q3 24
$109.9M
$577.0M
Q2 24
$140.2M
$667.0M
Q1 24
$63.7M
$831.0M
Total Debt
BFAM
BFAM
OMF
OMF
Q4 25
$747.6M
$22.7B
Q3 25
$747.5M
$22.3B
Q2 25
$797.0M
$22.1B
Q1 25
$872.7M
$21.5B
Q4 24
$918.4M
$21.4B
Q3 24
$925.7M
$21.1B
Q2 24
$931.9M
$20.7B
Q1 24
$938.1M
$19.5B
Stockholders' Equity
BFAM
BFAM
OMF
OMF
Q4 25
$1.3B
$3.4B
Q3 25
$1.4B
$3.4B
Q2 25
$1.4B
$3.3B
Q1 25
$1.3B
$3.3B
Q4 24
$1.3B
$3.2B
Q3 24
$1.4B
$3.2B
Q2 24
$1.3B
$3.2B
Q1 24
$1.2B
$3.2B
Total Assets
BFAM
BFAM
OMF
OMF
Q4 25
$3.9B
$27.4B
Q3 25
$3.9B
$27.0B
Q2 25
$3.9B
$26.6B
Q1 25
$3.8B
$26.0B
Q4 24
$3.9B
$25.9B
Q3 24
$3.9B
$25.6B
Q2 24
$3.8B
$25.1B
Q1 24
$3.8B
$23.9B
Debt / Equity
BFAM
BFAM
OMF
OMF
Q4 25
0.56×
6.67×
Q3 25
0.52×
6.61×
Q2 25
0.57×
6.63×
Q1 25
0.66×
6.55×
Q4 24
0.72×
6.72×
Q3 24
0.66×
6.59×
Q2 24
0.73×
6.56×
Q1 24
0.76×
6.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BFAM
BFAM
OMF
OMF
Operating Cash FlowLast quarter
$350.7M
$865.0M
Free Cash FlowOCF − Capex
$258.5M
FCF MarginFCF / Revenue
35.2%
Capex IntensityCapex / Revenue
12.6%
Cash ConversionOCF / Net Profit
4.24×
TTM Free Cash FlowTrailing 4 quarters
$402.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BFAM
BFAM
OMF
OMF
Q4 25
$350.7M
$865.0M
Q3 25
$-17.6M
$828.0M
Q2 25
$134.2M
$774.0M
Q1 25
$86.2M
$665.0M
Q4 24
$337.5M
$752.0M
Q3 24
$-8.9M
$677.0M
Q2 24
$109.4M
$712.0M
Q1 24
$116.3M
$558.0M
Free Cash Flow
BFAM
BFAM
OMF
OMF
Q4 25
$258.5M
Q3 25
$-42.4M
Q2 25
$115.4M
Q1 25
$70.9M
Q4 24
$240.2M
Q3 24
$-32.2M
Q2 24
$86.8M
Q1 24
$96.9M
FCF Margin
BFAM
BFAM
OMF
OMF
Q4 25
35.2%
Q3 25
-5.3%
Q2 25
15.8%
Q1 25
10.7%
Q4 24
35.6%
Q3 24
-4.5%
Q2 24
13.0%
Q1 24
15.6%
Capex Intensity
BFAM
BFAM
OMF
OMF
Q4 25
12.6%
Q3 25
3.1%
Q2 25
2.6%
Q1 25
2.3%
Q4 24
14.4%
Q3 24
3.2%
Q2 24
3.4%
Q1 24
3.1%
Cash Conversion
BFAM
BFAM
OMF
OMF
Q4 25
4.24×
Q3 25
-0.22×
4.16×
Q2 25
2.45×
4.63×
Q1 25
2.26×
3.12×
Q4 24
5.97×
Q3 24
-0.16×
4.31×
Q2 24
2.79×
10.03×
Q1 24
6.85×
3.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons