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Side-by-side financial comparison of BRIGHT HORIZONS FAMILY SOLUTIONS INC. (BFAM) and ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION). Click either name above to swap in a different company.

ZIONS BANCORPORATION, NATIONAL ASSOCIATION is the larger business by last-quarter revenue ($891.0M vs $733.7M, roughly 1.2× BRIGHT HORIZONS FAMILY SOLUTIONS INC.). On growth, BRIGHT HORIZONS FAMILY SOLUTIONS INC. posted the faster year-over-year revenue change (8.8% vs 8.7%). ZIONS BANCORPORATION, NATIONAL ASSOCIATION produced more free cash flow last quarter ($952.0M vs $258.5M). Over the past eight quarters, ZIONS BANCORPORATION, NATIONAL ASSOCIATION's revenue compounded faster (9.6% CAGR vs 8.5%).

Bright Horizons Family Solutions Inc. is a United States–based child-care provider and is the largest provider of employer-sponsored child care. It also provides back-up child care and elder care, tuition program management, education advising, and student loan repayment programs. It is headquartered in Newton, Massachusetts.

Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.

BFAM vs ZION — Head-to-Head

Bigger by revenue
ZION
ZION
1.2× larger
ZION
$891.0M
$733.7M
BFAM
Growing faster (revenue YoY)
BFAM
BFAM
+0.2% gap
BFAM
8.8%
8.7%
ZION
More free cash flow
ZION
ZION
$693.5M more FCF
ZION
$952.0M
$258.5M
BFAM
Faster 2-yr revenue CAGR
ZION
ZION
Annualised
ZION
9.6%
8.5%
BFAM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BFAM
BFAM
ZION
ZION
Revenue
$733.7M
$891.0M
Net Profit
$263.0M
Gross Margin
19.3%
Operating Margin
6.2%
Net Margin
29.5%
Revenue YoY
8.8%
8.7%
Net Profit YoY
21.8%
EPS (diluted)
$0.38
$1.77

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BFAM
BFAM
ZION
ZION
Q4 25
$733.7M
$891.0M
Q3 25
$802.8M
$861.0M
Q2 25
$731.6M
$838.0M
Q1 25
$665.5M
$795.0M
Q4 24
$674.1M
$820.0M
Q3 24
$719.1M
$792.0M
Q2 24
$670.1M
$777.0M
Q1 24
$622.7M
$742.0M
Net Profit
BFAM
BFAM
ZION
ZION
Q4 25
$263.0M
Q3 25
$78.6M
$222.0M
Q2 25
$54.8M
$244.0M
Q1 25
$38.0M
$170.0M
Q4 24
$216.0M
Q3 24
$54.9M
$214.0M
Q2 24
$39.2M
$201.0M
Q1 24
$17.0M
$153.0M
Gross Margin
BFAM
BFAM
ZION
ZION
Q4 25
19.3%
Q3 25
27.0%
Q2 25
25.0%
Q1 25
23.4%
Q4 24
20.8%
Q3 24
25.2%
Q2 24
24.2%
Q1 24
21.7%
Operating Margin
BFAM
BFAM
ZION
ZION
Q4 25
6.2%
Q3 25
15.1%
Q2 25
11.8%
Q1 25
9.4%
Q4 24
7.2%
Q3 24
12.4%
Q2 24
10.3%
Q1 24
6.4%
Net Margin
BFAM
BFAM
ZION
ZION
Q4 25
29.5%
Q3 25
9.8%
25.8%
Q2 25
7.5%
29.1%
Q1 25
5.7%
21.4%
Q4 24
26.3%
Q3 24
7.6%
27.0%
Q2 24
5.8%
25.9%
Q1 24
2.7%
20.6%
EPS (diluted)
BFAM
BFAM
ZION
ZION
Q4 25
$0.38
$1.77
Q3 25
$1.37
$1.48
Q2 25
$0.95
$1.63
Q1 25
$0.66
$1.13
Q4 24
$0.50
$1.34
Q3 24
$0.94
$1.37
Q2 24
$0.67
$1.28
Q1 24
$0.29
$0.96

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BFAM
BFAM
ZION
ZION
Cash + ST InvestmentsLiquidity on hand
$140.1M
Total DebtLower is stronger
$747.6M
$1.5B
Stockholders' EquityBook value
$1.3B
$7.2B
Total Assets
$3.9B
$89.0B
Debt / EquityLower = less leverage
0.56×
0.21×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BFAM
BFAM
ZION
ZION
Q4 25
$140.1M
Q3 25
$116.6M
Q2 25
$179.2M
Q1 25
$112.0M
Q4 24
$110.3M
Q3 24
$109.9M
Q2 24
$140.2M
Q1 24
$63.7M
Total Debt
BFAM
BFAM
ZION
ZION
Q4 25
$747.6M
$1.5B
Q3 25
$747.5M
$1.5B
Q2 25
$797.0M
$970.0M
Q1 25
$872.7M
$964.0M
Q4 24
$918.4M
$950.0M
Q3 24
$925.7M
$548.0M
Q2 24
$931.9M
$546.0M
Q1 24
$938.1M
$544.0M
Stockholders' Equity
BFAM
BFAM
ZION
ZION
Q4 25
$1.3B
$7.2B
Q3 25
$1.4B
$6.9B
Q2 25
$1.4B
$6.6B
Q1 25
$1.3B
$6.3B
Q4 24
$1.3B
$6.1B
Q3 24
$1.4B
$6.4B
Q2 24
$1.3B
$6.0B
Q1 24
$1.2B
$5.8B
Total Assets
BFAM
BFAM
ZION
ZION
Q4 25
$3.9B
$89.0B
Q3 25
$3.9B
$88.5B
Q2 25
$3.9B
$88.9B
Q1 25
$3.8B
$88.0B
Q4 24
$3.9B
$88.8B
Q3 24
$3.9B
$87.0B
Q2 24
$3.8B
$87.6B
Q1 24
$3.8B
$87.1B
Debt / Equity
BFAM
BFAM
ZION
ZION
Q4 25
0.56×
0.21×
Q3 25
0.52×
0.21×
Q2 25
0.57×
0.15×
Q1 25
0.66×
0.15×
Q4 24
0.72×
0.16×
Q3 24
0.66×
0.09×
Q2 24
0.73×
0.09×
Q1 24
0.76×
0.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BFAM
BFAM
ZION
ZION
Operating Cash FlowLast quarter
$350.7M
$1.1B
Free Cash FlowOCF − Capex
$258.5M
$952.0M
FCF MarginFCF / Revenue
35.2%
106.8%
Capex IntensityCapex / Revenue
12.6%
13.6%
Cash ConversionOCF / Net Profit
4.08×
TTM Free Cash FlowTrailing 4 quarters
$402.4M
$1.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BFAM
BFAM
ZION
ZION
Q4 25
$350.7M
$1.1B
Q3 25
$-17.6M
$438.0M
Q2 25
$134.2M
$-62.0M
Q1 25
$86.2M
$179.0M
Q4 24
$337.5M
$1.1B
Q3 24
$-8.9M
$119.0M
Q2 24
$109.4M
$251.0M
Q1 24
$116.3M
$261.0M
Free Cash Flow
BFAM
BFAM
ZION
ZION
Q4 25
$258.5M
$952.0M
Q3 25
$-42.4M
$413.0M
Q2 25
$115.4M
$-93.0M
Q1 25
$70.9M
$152.0M
Q4 24
$240.2M
$1.1B
Q3 24
$-32.2M
$97.0M
Q2 24
$86.8M
$234.0M
Q1 24
$96.9M
$231.0M
FCF Margin
BFAM
BFAM
ZION
ZION
Q4 25
35.2%
106.8%
Q3 25
-5.3%
48.0%
Q2 25
15.8%
-11.1%
Q1 25
10.7%
19.1%
Q4 24
35.6%
128.2%
Q3 24
-4.5%
12.2%
Q2 24
13.0%
30.1%
Q1 24
15.6%
31.1%
Capex Intensity
BFAM
BFAM
ZION
ZION
Q4 25
12.6%
13.6%
Q3 25
3.1%
2.9%
Q2 25
2.6%
3.7%
Q1 25
2.3%
3.4%
Q4 24
14.4%
11.8%
Q3 24
3.2%
2.8%
Q2 24
3.4%
2.2%
Q1 24
3.1%
4.0%
Cash Conversion
BFAM
BFAM
ZION
ZION
Q4 25
4.08×
Q3 25
-0.22×
1.97×
Q2 25
2.45×
-0.25×
Q1 25
2.26×
1.05×
Q4 24
5.31×
Q3 24
-0.16×
0.56×
Q2 24
2.79×
1.25×
Q1 24
6.85×
1.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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