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Side-by-side financial comparison of Bank First Corp (BFC) and Fluent, Inc. (FLNT). Click either name above to swap in a different company.
Fluent, Inc. is the larger business by last-quarter revenue ($61.8M vs $44.9M, roughly 1.4× Bank First Corp). Bank First Corp runs the higher net margin — 45.8% vs -6.7%, a 52.4% gap on every dollar of revenue. On growth, Bank First Corp posted the faster year-over-year revenue change (12.1% vs -5.5%). Over the past eight quarters, Bank First Corp's revenue compounded faster (9.1% CAGR vs -3.2%).
First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee. Through its banking subsidiary First Horizon Bank, it provides financial services through locations in 12 states across the Southeast, a region in which it is the fourth largest regional bank.
THG Fluently, formerly Language Connect, is a translation and language localisation service provided by THG Ingenuity. It provides a range of language services, including translation, interpreting, localisation, voice-overs, transcription, and multilingual search engine optimization.
BFC vs FLNT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $44.9M | $61.8M |
| Net Profit | $18.4M | $-4.1M |
| Gross Margin | — | — |
| Operating Margin | 51.0% | 0.3% |
| Net Margin | 45.8% | -6.7% |
| Revenue YoY | 12.1% | -5.5% |
| Net Profit YoY | 4.8% | -20.1% |
| EPS (diluted) | $1.87 | $-0.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $44.9M | $61.8M | ||
| Q3 25 | $44.2M | $47.0M | ||
| Q2 25 | $41.6M | $44.7M | ||
| Q1 25 | $43.1M | $55.2M | ||
| Q4 24 | $40.1M | $65.4M | ||
| Q3 24 | $40.8M | $64.5M | ||
| Q2 24 | $38.9M | $58.7M | ||
| Q1 24 | $37.7M | $66.0M |
| Q4 25 | $18.4M | $-4.1M | ||
| Q3 25 | $18.0M | $-7.6M | ||
| Q2 25 | $16.9M | $-7.2M | ||
| Q1 25 | $18.2M | $-8.3M | ||
| Q4 24 | $17.5M | $-3.4M | ||
| Q3 24 | $16.6M | $-7.9M | ||
| Q2 24 | $16.1M | $-11.6M | ||
| Q1 24 | $15.4M | $-6.3M |
| Q4 25 | 51.0% | 0.3% | ||
| Q3 25 | 50.8% | -13.4% | ||
| Q2 25 | 49.7% | -15.9% | ||
| Q1 25 | 51.3% | -12.8% | ||
| Q4 24 | 54.4% | -8.3% | ||
| Q3 24 | 50.7% | -6.0% | ||
| Q2 24 | 51.0% | -17.7% | ||
| Q1 24 | 45.6% | -6.0% |
| Q4 25 | 45.8% | -6.7% | ||
| Q3 25 | 40.7% | -16.1% | ||
| Q2 25 | 40.5% | -16.2% | ||
| Q1 25 | 42.3% | -15.0% | ||
| Q4 24 | 49.3% | -5.2% | ||
| Q3 24 | 40.6% | -12.3% | ||
| Q2 24 | 41.3% | -19.8% | ||
| Q1 24 | 40.8% | -9.5% |
| Q4 25 | $1.87 | $-0.09 | ||
| Q3 25 | $1.83 | $-0.27 | ||
| Q2 25 | $1.71 | $-0.30 | ||
| Q1 25 | $1.82 | $-0.39 | ||
| Q4 24 | $1.75 | $-0.12 | ||
| Q3 24 | $1.65 | $-0.48 | ||
| Q2 24 | $1.59 | $-0.75 | ||
| Q1 24 | $1.51 | $-0.45 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $243.2M | $12.9M |
| Total DebtLower is stronger | — | $34.6M |
| Stockholders' EquityBook value | $643.8M | $18.2M |
| Total Assets | $4.5B | $89.1M |
| Debt / EquityLower = less leverage | — | 1.90× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $243.2M | $12.9M | ||
| Q3 25 | $126.2M | $9.2M | ||
| Q2 25 | $120.3M | $4.9M | ||
| Q1 25 | $300.9M | $4.8M | ||
| Q4 24 | $261.3M | $9.4M | ||
| Q3 24 | $204.4M | $6.6M | ||
| Q2 24 | $99.0M | $5.0M | ||
| Q1 24 | $83.4M | $11.7M |
| Q4 25 | — | $34.6M | ||
| Q3 25 | — | $26.0M | ||
| Q2 25 | — | $23.2M | ||
| Q1 25 | — | $25.6M | ||
| Q4 24 | — | $35.6M | ||
| Q3 24 | — | $37.9M | ||
| Q2 24 | — | $33.3M | ||
| Q1 24 | — | $31.0M |
| Q4 25 | $643.8M | $18.2M | ||
| Q3 25 | $628.1M | $21.6M | ||
| Q2 25 | $612.3M | $19.1M | ||
| Q1 25 | $648.4M | $22.0M | ||
| Q4 24 | $639.7M | $25.0M | ||
| Q3 24 | $628.9M | $20.0M | ||
| Q2 24 | $614.6M | $27.5M | ||
| Q1 24 | $609.3M | $28.7M |
| Q4 25 | $4.5B | $89.1M | ||
| Q3 25 | $4.4B | $76.1M | ||
| Q2 25 | $4.4B | $74.5M | ||
| Q1 25 | $4.5B | $77.5M | ||
| Q4 24 | $4.5B | $93.6M | ||
| Q3 24 | $4.3B | $77.5M | ||
| Q2 24 | $4.1B | $98.5M | ||
| Q1 24 | $4.1B | $103.6M |
| Q4 25 | — | 1.90× | ||
| Q3 25 | — | 1.21× | ||
| Q2 25 | — | 1.21× | ||
| Q1 25 | — | 1.16× | ||
| Q4 24 | — | 1.43× | ||
| Q3 24 | — | 1.90× | ||
| Q2 24 | — | 1.21× | ||
| Q1 24 | — | 1.08× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $62.5M | $2.8M |
| Free Cash FlowOCF − Capex | $51.0M | — |
| FCF MarginFCF / Revenue | 113.6% | — |
| Capex IntensityCapex / Revenue | 25.5% | — |
| Cash ConversionOCF / Net Profit | 3.40× | — |
| TTM Free Cash FlowTrailing 4 quarters | $75.8M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $62.5M | $2.8M | ||
| Q3 25 | $15.5M | $-7.3M | ||
| Q2 25 | $11.9M | $935.0K | ||
| Q1 25 | $6.2M | $2.1M | ||
| Q4 24 | $65.8M | $-2.1M | ||
| Q3 24 | $18.8M | $1.2M | ||
| Q2 24 | $14.9M | $-13.1M | ||
| Q1 24 | $1.3M | $-132.0K |
| Q4 25 | $51.0M | — | ||
| Q3 25 | $12.5M | $-7.3M | ||
| Q2 25 | $8.2M | — | ||
| Q1 25 | $4.0M | — | ||
| Q4 24 | $58.6M | — | ||
| Q3 24 | $16.9M | $1.2M | ||
| Q2 24 | $13.7M | — | ||
| Q1 24 | $551.0K | — |
| Q4 25 | 113.6% | — | ||
| Q3 25 | 28.2% | -15.6% | ||
| Q2 25 | 19.8% | — | ||
| Q1 25 | 9.3% | — | ||
| Q4 24 | 146.3% | — | ||
| Q3 24 | 41.5% | 1.9% | ||
| Q2 24 | 35.3% | — | ||
| Q1 24 | 1.5% | — |
| Q4 25 | 25.5% | — | ||
| Q3 25 | 6.7% | 0.0% | ||
| Q2 25 | 8.7% | — | ||
| Q1 25 | 5.0% | — | ||
| Q4 24 | 18.0% | — | ||
| Q3 24 | 4.5% | 0.0% | ||
| Q2 24 | 3.1% | — | ||
| Q1 24 | 2.1% | — |
| Q4 25 | 3.40× | — | ||
| Q3 25 | 0.86× | — | ||
| Q2 25 | 0.70× | — | ||
| Q1 25 | 0.34× | — | ||
| Q4 24 | 3.75× | — | ||
| Q3 24 | 1.13× | — | ||
| Q2 24 | 0.93× | — | ||
| Q1 24 | 0.09× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BFC
Segment breakdown not available.
FLNT
| Commerce Media Solutions | $34.7M | 56% |
| Owned And Operated | $21.3M | 34% |
| Call Solutions | $3.8M | 6% |
| Ad Parlor | $2.0M | 3% |
