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Side-by-side financial comparison of Bank First Corp (BFC) and Hour Loop, Inc (HOUR). Click either name above to swap in a different company.
Hour Loop, Inc is the larger business by last-quarter revenue ($56.1M vs $44.9M, roughly 1.2× Bank First Corp). Bank First Corp runs the higher net margin — 45.8% vs -1.2%, a 47.0% gap on every dollar of revenue. On growth, Bank First Corp posted the faster year-over-year revenue change (12.1% vs 3.0%). Bank First Corp produced more free cash flow last quarter ($51.0M vs $3.0M). Over the past eight quarters, Hour Loop, Inc's revenue compounded faster (50.7% CAGR vs 9.1%).
First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee. Through its banking subsidiary First Horizon Bank, it provides financial services through locations in 12 states across the Southeast, a region in which it is the fourth largest regional bank.
Hour Loop, Inc. is an e-commerce retail company that offers a diverse portfolio of products including home goods, apparel, toys, electronics accessories, and daily consumer essentials. It primarily operates through leading third-party online marketplaces, with its core customer base concentrated in North America, focusing on delivering affordable, high-value daily products to mass consumers.
BFC vs HOUR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $44.9M | $56.1M |
| Net Profit | $18.4M | $-657.3K |
| Gross Margin | — | 49.6% |
| Operating Margin | 51.0% | -1.5% |
| Net Margin | 45.8% | -1.2% |
| Revenue YoY | 12.1% | 3.0% |
| Net Profit YoY | 4.8% | 57.0% |
| EPS (diluted) | $1.87 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $44.9M | $56.1M | ||
| Q3 25 | $44.2M | $33.4M | ||
| Q2 25 | $41.6M | $27.1M | ||
| Q1 25 | $43.1M | $25.8M | ||
| Q4 24 | $40.1M | $54.4M | ||
| Q3 24 | $40.8M | $31.1M | ||
| Q2 24 | $38.9M | $28.1M | ||
| Q1 24 | $37.7M | $24.7M |
| Q4 25 | $18.4M | $-657.3K | ||
| Q3 25 | $18.0M | $530.6K | ||
| Q2 25 | $16.9M | $1.2M | ||
| Q1 25 | $18.2M | $654.5K | ||
| Q4 24 | $17.5M | $-1.5M | ||
| Q3 24 | $16.6M | $469.6K | ||
| Q2 24 | $16.1M | $649.1K | ||
| Q1 24 | $15.4M | $1.1M |
| Q4 25 | — | 49.6% | ||
| Q3 25 | — | 51.4% | ||
| Q2 25 | — | 57.2% | ||
| Q1 25 | — | 54.7% | ||
| Q4 24 | — | 45.7% | ||
| Q3 24 | — | 54.8% | ||
| Q2 24 | — | 55.7% | ||
| Q1 24 | — | 58.6% |
| Q4 25 | 51.0% | -1.5% | ||
| Q3 25 | 50.8% | 2.2% | ||
| Q2 25 | 49.7% | 6.0% | ||
| Q1 25 | 51.3% | 3.6% | ||
| Q4 24 | 54.4% | -4.5% | ||
| Q3 24 | 50.7% | 2.3% | ||
| Q2 24 | 51.0% | 3.3% | ||
| Q1 24 | 45.6% | 6.2% |
| Q4 25 | 45.8% | -1.2% | ||
| Q3 25 | 40.7% | 1.6% | ||
| Q2 25 | 40.5% | 4.3% | ||
| Q1 25 | 42.3% | 2.5% | ||
| Q4 24 | 49.3% | -2.8% | ||
| Q3 24 | 40.6% | 1.5% | ||
| Q2 24 | 41.3% | 2.3% | ||
| Q1 24 | 40.8% | 4.3% |
| Q4 25 | $1.87 | $-0.02 | ||
| Q3 25 | $1.83 | $0.01 | ||
| Q2 25 | $1.71 | $0.04 | ||
| Q1 25 | $1.82 | $0.02 | ||
| Q4 24 | $1.75 | $-0.04 | ||
| Q3 24 | $1.65 | $0.01 | ||
| Q2 24 | $1.59 | $0.02 | ||
| Q1 24 | $1.51 | $0.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $243.2M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $643.8M | $7.0M |
| Total Assets | $4.5B | $23.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $243.2M | — | ||
| Q3 25 | $126.2M | — | ||
| Q2 25 | $120.3M | — | ||
| Q1 25 | $300.9M | — | ||
| Q4 24 | $261.3M | — | ||
| Q3 24 | $204.4M | — | ||
| Q2 24 | $99.0M | — | ||
| Q1 24 | $83.4M | $2.9M |
| Q4 25 | $643.8M | $7.0M | ||
| Q3 25 | $628.1M | $7.7M | ||
| Q2 25 | $612.3M | $7.2M | ||
| Q1 25 | $648.4M | $5.8M | ||
| Q4 24 | $639.7M | $5.2M | ||
| Q3 24 | $628.9M | $6.7M | ||
| Q2 24 | $614.6M | $6.2M | ||
| Q1 24 | $609.3M | $5.5M |
| Q4 25 | $4.5B | $23.8M | ||
| Q3 25 | $4.4B | $31.6M | ||
| Q2 25 | $4.4B | $23.0M | ||
| Q1 25 | $4.5B | $19.1M | ||
| Q4 24 | $4.5B | $20.0M | ||
| Q3 24 | $4.3B | $32.4M | ||
| Q2 24 | $4.1B | $20.2M | ||
| Q1 24 | $4.1B | $16.7M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $62.5M | $3.0M |
| Free Cash FlowOCF − Capex | $51.0M | $3.0M |
| FCF MarginFCF / Revenue | 113.6% | 5.3% |
| Capex IntensityCapex / Revenue | 25.5% | 0.0% |
| Cash ConversionOCF / Net Profit | 3.40× | — |
| TTM Free Cash FlowTrailing 4 quarters | $75.8M | $2.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $62.5M | $3.0M | ||
| Q3 25 | $15.5M | $500.4K | ||
| Q2 25 | $11.9M | $-901.5K | ||
| Q1 25 | $6.2M | $-23.9K | ||
| Q4 24 | $65.8M | $1.5M | ||
| Q3 24 | $18.8M | $-2.2M | ||
| Q2 24 | $14.9M | $456.2K | ||
| Q1 24 | $1.3M | $492.9K |
| Q4 25 | $51.0M | $3.0M | ||
| Q3 25 | $12.5M | $449.3K | ||
| Q2 25 | $8.2M | $-901.6K | ||
| Q1 25 | $4.0M | $-24.6K | ||
| Q4 24 | $58.6M | $1.5M | ||
| Q3 24 | $16.9M | $-2.2M | ||
| Q2 24 | $13.7M | $439.4K | ||
| Q1 24 | $551.0K | $475.1K |
| Q4 25 | 113.6% | 5.3% | ||
| Q3 25 | 28.2% | 1.3% | ||
| Q2 25 | 19.8% | -3.3% | ||
| Q1 25 | 9.3% | -0.1% | ||
| Q4 24 | 146.3% | 2.8% | ||
| Q3 24 | 41.5% | -7.0% | ||
| Q2 24 | 35.3% | 1.6% | ||
| Q1 24 | 1.5% | 1.9% |
| Q4 25 | 25.5% | 0.0% | ||
| Q3 25 | 6.7% | 0.2% | ||
| Q2 25 | 8.7% | 0.0% | ||
| Q1 25 | 5.0% | 0.0% | ||
| Q4 24 | 18.0% | 0.0% | ||
| Q3 24 | 4.5% | 0.0% | ||
| Q2 24 | 3.1% | 0.1% | ||
| Q1 24 | 2.1% | 0.1% |
| Q4 25 | 3.40× | — | ||
| Q3 25 | 0.86× | 0.94× | ||
| Q2 25 | 0.70× | -0.77× | ||
| Q1 25 | 0.34× | -0.04× | ||
| Q4 24 | 3.75× | — | ||
| Q3 24 | 1.13× | -4.64× | ||
| Q2 24 | 0.93× | 0.70× | ||
| Q1 24 | 0.09× | 0.46× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
