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Side-by-side financial comparison of Hour Loop, Inc (HOUR) and MID PENN BANCORP INC (MPB). Click either name above to swap in a different company.

MID PENN BANCORP INC is the larger business by last-quarter revenue ($62.0M vs $56.1M, roughly 1.1× Hour Loop, Inc). MID PENN BANCORP INC runs the higher net margin — 31.4% vs -1.2%, a 32.5% gap on every dollar of revenue. On growth, MID PENN BANCORP INC posted the faster year-over-year revenue change (30.8% vs 3.0%). MID PENN BANCORP INC produced more free cash flow last quarter ($71.8M vs $3.0M). Over the past eight quarters, Hour Loop, Inc's revenue compounded faster (50.7% CAGR vs 21.1%).

Hour Loop, Inc. is an e-commerce retail company that offers a diverse portfolio of products including home goods, apparel, toys, electronics accessories, and daily consumer essentials. It primarily operates through leading third-party online marketplaces, with its core customer base concentrated in North America, focusing on delivering affordable, high-value daily products to mass consumers.

Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.

HOUR vs MPB — Head-to-Head

Bigger by revenue
MPB
MPB
1.1× larger
MPB
$62.0M
$56.1M
HOUR
Growing faster (revenue YoY)
MPB
MPB
+27.7% gap
MPB
30.8%
3.0%
HOUR
Higher net margin
MPB
MPB
32.5% more per $
MPB
31.4%
-1.2%
HOUR
More free cash flow
MPB
MPB
$68.8M more FCF
MPB
$71.8M
$3.0M
HOUR
Faster 2-yr revenue CAGR
HOUR
HOUR
Annualised
HOUR
50.7%
21.1%
MPB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HOUR
HOUR
MPB
MPB
Revenue
$56.1M
$62.0M
Net Profit
$-657.3K
$19.4M
Gross Margin
49.6%
Operating Margin
-1.5%
43.6%
Net Margin
-1.2%
31.4%
Revenue YoY
3.0%
30.8%
Net Profit YoY
57.0%
47.0%
EPS (diluted)
$-0.02
$0.83

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HOUR
HOUR
MPB
MPB
Q4 25
$56.1M
$62.0M
Q3 25
$33.4M
$61.8M
Q2 25
$27.1M
$54.3M
Q1 25
$25.8M
$47.7M
Q4 24
$54.4M
$47.4M
Q3 24
$31.1M
$45.3M
Q2 24
$28.1M
$44.1M
Q1 24
$24.7M
$42.3M
Net Profit
HOUR
HOUR
MPB
MPB
Q4 25
$-657.3K
$19.4M
Q3 25
$530.6K
$18.3M
Q2 25
$1.2M
$4.8M
Q1 25
$654.5K
$13.7M
Q4 24
$-1.5M
$13.2M
Q3 24
$469.6K
$12.3M
Q2 24
$649.1K
$11.8M
Q1 24
$1.1M
$12.1M
Gross Margin
HOUR
HOUR
MPB
MPB
Q4 25
49.6%
Q3 25
51.4%
Q2 25
57.2%
Q1 25
54.7%
Q4 24
45.7%
Q3 24
54.8%
Q2 24
55.7%
Q1 24
58.6%
Operating Margin
HOUR
HOUR
MPB
MPB
Q4 25
-1.5%
43.6%
Q3 25
2.2%
39.3%
Q2 25
6.0%
7.9%
Q1 25
3.6%
35.2%
Q4 24
-4.5%
34.1%
Q3 24
2.3%
32.8%
Q2 24
3.3%
32.4%
Q1 24
6.2%
34.8%
Net Margin
HOUR
HOUR
MPB
MPB
Q4 25
-1.2%
31.4%
Q3 25
1.6%
29.6%
Q2 25
4.3%
8.8%
Q1 25
2.5%
28.8%
Q4 24
-2.8%
27.9%
Q3 24
1.5%
27.1%
Q2 24
2.3%
26.7%
Q1 24
4.3%
28.7%
EPS (diluted)
HOUR
HOUR
MPB
MPB
Q4 25
$-0.02
$0.83
Q3 25
$0.01
$0.79
Q2 25
$0.04
$0.22
Q1 25
$0.02
$0.71
Q4 24
$-0.04
$0.72
Q3 24
$0.01
$0.74
Q2 24
$0.02
$0.71
Q1 24
$0.03
$0.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HOUR
HOUR
MPB
MPB
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$7.0M
$814.1M
Total Assets
$23.8M
$6.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HOUR
HOUR
MPB
MPB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$2.9M
Stockholders' Equity
HOUR
HOUR
MPB
MPB
Q4 25
$7.0M
$814.1M
Q3 25
$7.7M
$796.3M
Q2 25
$7.2M
$775.7M
Q1 25
$5.8M
$667.9M
Q4 24
$5.2M
$655.0M
Q3 24
$6.7M
$573.1M
Q2 24
$6.2M
$559.7M
Q1 24
$5.5M
$551.0M
Total Assets
HOUR
HOUR
MPB
MPB
Q4 25
$23.8M
$6.1B
Q3 25
$31.6M
$6.3B
Q2 25
$23.0M
$6.4B
Q1 25
$19.1M
$5.5B
Q4 24
$20.0M
$5.5B
Q3 24
$32.4M
$5.5B
Q2 24
$20.2M
$5.4B
Q1 24
$16.7M
$5.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HOUR
HOUR
MPB
MPB
Operating Cash FlowLast quarter
$3.0M
$80.0M
Free Cash FlowOCF − Capex
$3.0M
$71.8M
FCF MarginFCF / Revenue
5.3%
115.8%
Capex IntensityCapex / Revenue
0.0%
13.3%
Cash ConversionOCF / Net Profit
4.12×
TTM Free Cash FlowTrailing 4 quarters
$2.5M
$132.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HOUR
HOUR
MPB
MPB
Q4 25
$3.0M
$80.0M
Q3 25
$500.4K
$26.3M
Q2 25
$-901.5K
$29.0M
Q1 25
$-23.9K
$11.5M
Q4 24
$1.5M
$51.4M
Q3 24
$-2.2M
$16.9M
Q2 24
$456.2K
$18.0M
Q1 24
$492.9K
$12.4M
Free Cash Flow
HOUR
HOUR
MPB
MPB
Q4 25
$3.0M
$71.8M
Q3 25
$449.3K
$24.3M
Q2 25
$-901.6K
$27.2M
Q1 25
$-24.6K
$8.8M
Q4 24
$1.5M
$44.5M
Q3 24
$-2.2M
$16.8M
Q2 24
$439.4K
$17.7M
Q1 24
$475.1K
$12.1M
FCF Margin
HOUR
HOUR
MPB
MPB
Q4 25
5.3%
115.8%
Q3 25
1.3%
39.4%
Q2 25
-3.3%
50.1%
Q1 25
-0.1%
18.4%
Q4 24
2.8%
93.8%
Q3 24
-7.0%
37.1%
Q2 24
1.6%
40.2%
Q1 24
1.9%
28.5%
Capex Intensity
HOUR
HOUR
MPB
MPB
Q4 25
0.0%
13.3%
Q3 25
0.2%
3.1%
Q2 25
0.0%
3.2%
Q1 25
0.0%
5.7%
Q4 24
0.0%
14.6%
Q3 24
0.0%
0.0%
Q2 24
0.1%
0.7%
Q1 24
0.1%
0.8%
Cash Conversion
HOUR
HOUR
MPB
MPB
Q4 25
4.12×
Q3 25
0.94×
1.44×
Q2 25
-0.77×
6.08×
Q1 25
-0.04×
0.84×
Q4 24
3.88×
Q3 24
-4.64×
1.37×
Q2 24
0.70×
1.53×
Q1 24
0.46×
1.02×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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