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Side-by-side financial comparison of Bank First Corp (BFC) and ORASURE TECHNOLOGIES INC (OSUR). Click either name above to swap in a different company.
Bank First Corp is the larger business by last-quarter revenue ($44.9M vs $26.8M, roughly 1.7× ORASURE TECHNOLOGIES INC). Bank First Corp runs the higher net margin — 45.8% vs -72.1%, a 117.8% gap on every dollar of revenue. On growth, Bank First Corp posted the faster year-over-year revenue change (12.1% vs -28.5%). Bank First Corp produced more free cash flow last quarter ($51.0M vs $-9.9M). Over the past eight quarters, Bank First Corp's revenue compounded faster (9.1% CAGR vs -29.7%).
First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee. Through its banking subsidiary First Horizon Bank, it provides financial services through locations in 12 states across the Southeast, a region in which it is the fourth largest regional bank.
OraSure Technologies, Inc. is a Bethlehem, Pennsylvania–based company in the medical device industry. Their products include diagnostic testing kits. The company had recently developed OraQuick testing kit, the first over-the-counter home HIV test.
BFC vs OSUR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $44.9M | $26.8M |
| Net Profit | $18.4M | $-19.3M |
| Gross Margin | — | 41.0% |
| Operating Margin | 51.0% | -75.1% |
| Net Margin | 45.8% | -72.1% |
| Revenue YoY | 12.1% | -28.5% |
| Net Profit YoY | 4.8% | -78.7% |
| EPS (diluted) | $1.87 | $-0.28 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $44.9M | $26.8M | ||
| Q3 25 | $44.2M | $27.1M | ||
| Q2 25 | $41.6M | $31.2M | ||
| Q1 25 | $43.1M | $29.9M | ||
| Q4 24 | $40.1M | $37.4M | ||
| Q3 24 | $40.8M | $39.9M | ||
| Q2 24 | $38.9M | $54.3M | ||
| Q1 24 | $37.7M | $54.1M |
| Q4 25 | $18.4M | $-19.3M | ||
| Q3 25 | $18.0M | $-13.7M | ||
| Q2 25 | $16.9M | $-19.7M | ||
| Q1 25 | $18.2M | $-16.0M | ||
| Q4 24 | $17.5M | $-10.8M | ||
| Q3 24 | $16.6M | $-4.5M | ||
| Q2 24 | $16.1M | $-615.0K | ||
| Q1 24 | $15.4M | $-3.6M |
| Q4 25 | — | 41.0% | ||
| Q3 25 | — | 43.5% | ||
| Q2 25 | — | 42.1% | ||
| Q1 25 | — | 41.1% | ||
| Q4 24 | — | 36.2% | ||
| Q3 24 | — | 42.8% | ||
| Q2 24 | — | 45.4% | ||
| Q1 24 | — | 44.5% |
| Q4 25 | 51.0% | -75.1% | ||
| Q3 25 | 50.8% | -59.4% | ||
| Q2 25 | 49.7% | -57.7% | ||
| Q1 25 | 51.3% | -59.3% | ||
| Q4 24 | 54.4% | -33.2% | ||
| Q3 24 | 50.7% | -15.0% | ||
| Q2 24 | 51.0% | -5.0% | ||
| Q1 24 | 45.6% | -13.1% |
| Q4 25 | 45.8% | -72.1% | ||
| Q3 25 | 40.7% | -50.6% | ||
| Q2 25 | 40.5% | -63.0% | ||
| Q1 25 | 42.3% | -53.6% | ||
| Q4 24 | 49.3% | -28.8% | ||
| Q3 24 | 40.6% | -11.3% | ||
| Q2 24 | 41.3% | -1.1% | ||
| Q1 24 | 40.8% | -6.6% |
| Q4 25 | $1.87 | $-0.28 | ||
| Q3 25 | $1.83 | $-0.19 | ||
| Q2 25 | $1.71 | $-0.26 | ||
| Q1 25 | $1.82 | $-0.21 | ||
| Q4 24 | $1.75 | $-0.14 | ||
| Q3 24 | $1.65 | $-0.06 | ||
| Q2 24 | $1.59 | $-0.01 | ||
| Q1 24 | $1.51 | $-0.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $243.2M | $199.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $643.8M | $340.8M |
| Total Assets | $4.5B | $403.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $243.2M | $199.3M | ||
| Q3 25 | $126.2M | $216.5M | ||
| Q2 25 | $120.3M | $234.6M | ||
| Q1 25 | $300.9M | $247.6M | ||
| Q4 24 | $261.3M | $267.8M | ||
| Q3 24 | $204.4M | $278.6M | ||
| Q2 24 | $99.0M | $267.4M | ||
| Q1 24 | $83.4M | $263.8M |
| Q4 25 | $643.8M | $340.8M | ||
| Q3 25 | $628.1M | $362.0M | ||
| Q2 25 | $612.3M | $380.7M | ||
| Q1 25 | $648.4M | $396.3M | ||
| Q4 24 | $639.7M | $410.3M | ||
| Q3 24 | $628.9M | $425.6M | ||
| Q2 24 | $614.6M | $425.8M | ||
| Q1 24 | $609.3M | $426.3M |
| Q4 25 | $4.5B | $403.2M | ||
| Q3 25 | $4.4B | $423.1M | ||
| Q2 25 | $4.4B | $445.0M | ||
| Q1 25 | $4.5B | $457.6M | ||
| Q4 24 | $4.5B | $479.7M | ||
| Q3 24 | $4.3B | $464.1M | ||
| Q2 24 | $4.1B | $466.3M | ||
| Q1 24 | $4.1B | $467.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $62.5M | $-9.0M |
| Free Cash FlowOCF − Capex | $51.0M | $-9.9M |
| FCF MarginFCF / Revenue | 113.6% | -37.1% |
| Capex IntensityCapex / Revenue | 25.5% | 3.4% |
| Cash ConversionOCF / Net Profit | 3.40× | — |
| TTM Free Cash FlowTrailing 4 quarters | $75.8M | $-53.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $62.5M | $-9.0M | ||
| Q3 25 | $15.5M | $-10.1M | ||
| Q2 25 | $11.9M | $-10.2M | ||
| Q1 25 | $6.2M | $-19.7M | ||
| Q4 24 | $65.8M | $109.0K | ||
| Q3 24 | $18.8M | $12.7M | ||
| Q2 24 | $14.9M | $7.8M | ||
| Q1 24 | $1.3M | $6.7M |
| Q4 25 | $51.0M | $-9.9M | ||
| Q3 25 | $12.5M | $-11.0M | ||
| Q2 25 | $8.2M | $-12.2M | ||
| Q1 25 | $4.0M | $-20.2M | ||
| Q4 24 | $58.6M | $-347.0K | ||
| Q3 24 | $16.9M | $12.5M | ||
| Q2 24 | $13.7M | $6.2M | ||
| Q1 24 | $551.0K | $5.2M |
| Q4 25 | 113.6% | -37.1% | ||
| Q3 25 | 28.2% | -40.6% | ||
| Q2 25 | 19.8% | -38.9% | ||
| Q1 25 | 9.3% | -67.3% | ||
| Q4 24 | 146.3% | -0.9% | ||
| Q3 24 | 41.5% | 31.4% | ||
| Q2 24 | 35.3% | 11.5% | ||
| Q1 24 | 1.5% | 9.5% |
| Q4 25 | 25.5% | 3.4% | ||
| Q3 25 | 6.7% | 3.4% | ||
| Q2 25 | 8.7% | 6.2% | ||
| Q1 25 | 5.0% | 1.4% | ||
| Q4 24 | 18.0% | 1.2% | ||
| Q3 24 | 4.5% | 0.4% | ||
| Q2 24 | 3.1% | 3.0% | ||
| Q1 24 | 2.1% | 2.9% |
| Q4 25 | 3.40× | — | ||
| Q3 25 | 0.86× | — | ||
| Q2 25 | 0.70× | — | ||
| Q1 25 | 0.34× | — | ||
| Q4 24 | 3.75× | — | ||
| Q3 24 | 1.13× | — | ||
| Q2 24 | 0.93× | — | ||
| Q1 24 | 0.09× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BFC
Segment breakdown not available.
OSUR
| Product And Services | $24.9M | 93% |
| Other | $1.9M | 7% |
