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Side-by-side financial comparison of BREAD FINANCIAL HOLDINGS, INC. (BFH) and JBT Marel Corp (JBTM). Click either name above to swap in a different company.

JBT Marel Corp is the larger business by last-quarter revenue ($1.0B vs $975.0M, roughly 1.0× BREAD FINANCIAL HOLDINGS, INC.). On growth, JBT Marel Corp posted the faster year-over-year revenue change (115.6% vs 5.4%). Over the past eight quarters, JBT Marel Corp's revenue compounded faster (60.3% CAGR vs -0.8%).

Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.

JBT Marel Corporation, formerly known as JBT Corporation, or John Bean Technologies Corporation, is a food processing machinery and automated vehicle company. The company was incorporated in 2008 when FMC Technologies divested its non-energy businesses. The company is based in Chicago, Illinois and traces its history back to a company founded in 1884 by John Bean, an orchardist in Los Gatos, California.

BFH vs JBTM — Head-to-Head

Bigger by revenue
JBTM
JBTM
1.0× larger
JBTM
$1.0B
$975.0M
BFH
Growing faster (revenue YoY)
JBTM
JBTM
+110.2% gap
JBTM
115.6%
5.4%
BFH
Faster 2-yr revenue CAGR
JBTM
JBTM
Annualised
JBTM
60.3%
-0.8%
BFH

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BFH
BFH
JBTM
JBTM
Revenue
$975.0M
$1.0B
Net Profit
$53.1M
Gross Margin
34.5%
Operating Margin
4.9%
7.2%
Net Margin
5.3%
Revenue YoY
5.4%
115.6%
Net Profit YoY
858.6%
EPS (diluted)
$1.21
$1.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BFH
BFH
JBTM
JBTM
Q4 25
$975.0M
$1.0B
Q3 25
$971.0M
$1.0B
Q2 25
$929.0M
$934.8M
Q1 25
$970.0M
$854.1M
Q4 24
$925.0M
$467.6M
Q3 24
$983.0M
$453.8M
Q2 24
$939.0M
$402.3M
Q1 24
$991.0M
$392.3M
Net Profit
BFH
BFH
JBTM
JBTM
Q4 25
$53.1M
Q3 25
$188.0M
$66.0M
Q2 25
$139.0M
$3.4M
Q1 25
$138.0M
$-173.0M
Q4 24
$-7.0M
Q3 24
$2.0M
$38.9M
Q2 24
$133.0M
$30.7M
Q1 24
$134.0M
$22.8M
Gross Margin
BFH
BFH
JBTM
JBTM
Q4 25
34.5%
Q3 25
35.9%
Q2 25
35.8%
Q1 25
34.2%
Q4 24
38.4%
Q3 24
36.1%
Q2 24
35.6%
Q1 24
35.8%
Operating Margin
BFH
BFH
JBTM
JBTM
Q4 25
4.9%
7.2%
Q3 25
20.2%
10.2%
Q2 25
18.7%
5.2%
Q1 25
20.3%
-3.9%
Q4 24
-2.9%
3.4%
Q3 24
4.1%
10.3%
Q2 24
19.2%
6.7%
Q1 24
19.0%
7.4%
Net Margin
BFH
BFH
JBTM
JBTM
Q4 25
5.3%
Q3 25
19.4%
6.6%
Q2 25
15.0%
0.4%
Q1 25
14.2%
-20.3%
Q4 24
-1.5%
Q3 24
0.2%
8.6%
Q2 24
14.2%
7.6%
Q1 24
13.5%
5.8%
EPS (diluted)
BFH
BFH
JBTM
JBTM
Q4 25
$1.21
$1.04
Q3 25
$3.96
$1.26
Q2 25
$2.94
$0.07
Q1 25
$2.78
$-3.35
Q4 24
$0.08
$-0.22
Q3 24
$0.05
$1.21
Q2 24
$2.66
$0.95
Q1 24
$2.70
$0.71

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BFH
BFH
JBTM
JBTM
Cash + ST InvestmentsLiquidity on hand
$3.6B
$167.9M
Total DebtLower is stronger
$4.3B
$1.5B
Stockholders' EquityBook value
$3.3B
$4.5B
Total Assets
$22.7B
$8.2B
Debt / EquityLower = less leverage
1.29×
0.33×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BFH
BFH
JBTM
JBTM
Q4 25
$3.6B
$167.9M
Q3 25
$3.8B
Q2 25
$3.8B
Q1 25
$4.2B
Q4 24
$4.0B
$1.2B
Q3 24
$3.5B
Q2 24
$4.1B
Q1 24
$3.8B
Total Debt
BFH
BFH
JBTM
JBTM
Q4 25
$4.3B
$1.5B
Q3 25
$3.8B
$1.5B
Q2 25
$4.2B
$1.5B
Q1 25
$5.1B
$2.0B
Q4 24
$5.6B
$1.3B
Q3 24
$4.6B
$648.3M
Q2 24
$647.7M
Q1 24
$647.0M
Stockholders' Equity
BFH
BFH
JBTM
JBTM
Q4 25
$3.3B
$4.5B
Q3 25
$3.3B
$4.4B
Q2 25
$3.2B
$4.4B
Q1 25
$3.1B
$4.1B
Q4 24
$3.1B
$1.5B
Q3 24
$3.1B
$1.6B
Q2 24
$3.2B
$1.5B
Q1 24
$3.0B
$1.5B
Total Assets
BFH
BFH
JBTM
JBTM
Q4 25
$22.7B
$8.2B
Q3 25
$21.7B
$8.2B
Q2 25
$21.8B
$8.3B
Q1 25
$22.4B
$8.0B
Q4 24
$22.9B
$3.4B
Q3 24
$21.7B
$2.8B
Q2 24
$22.1B
$2.7B
Q1 24
$22.3B
$2.7B
Debt / Equity
BFH
BFH
JBTM
JBTM
Q4 25
1.29×
0.33×
Q3 25
1.14×
0.34×
Q2 25
1.34×
0.35×
Q1 25
1.67×
0.48×
Q4 24
1.82×
0.81×
Q3 24
1.47×
0.41×
Q2 24
0.43×
Q1 24
0.43×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BFH
BFH
JBTM
JBTM
Operating Cash FlowLast quarter
$568.0M
$117.4M
Free Cash FlowOCF − Capex
$83.5M
FCF MarginFCF / Revenue
8.3%
Capex IntensityCapex / Revenue
3.4%
Cash ConversionOCF / Net Profit
2.21×
TTM Free Cash FlowTrailing 4 quarters
$238.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BFH
BFH
JBTM
JBTM
Q4 25
$568.0M
$117.4M
Q3 25
$605.0M
$87.7M
Q2 25
$526.0M
$102.2M
Q1 25
$393.0M
$34.4M
Q4 24
$479.0M
$128.7M
Q3 24
$456.0M
$71.9M
Q2 24
$477.0M
$21.6M
Q1 24
$447.0M
$10.4M
Free Cash Flow
BFH
BFH
JBTM
JBTM
Q4 25
$83.5M
Q3 25
$56.5M
Q2 25
$83.7M
Q1 25
$14.4M
Q4 24
$118.7M
Q3 24
$65.0M
Q2 24
$11.1M
Q1 24
$-100.0K
FCF Margin
BFH
BFH
JBTM
JBTM
Q4 25
8.3%
Q3 25
5.6%
Q2 25
9.0%
Q1 25
1.7%
Q4 24
25.4%
Q3 24
14.3%
Q2 24
2.8%
Q1 24
-0.0%
Capex Intensity
BFH
BFH
JBTM
JBTM
Q4 25
3.4%
Q3 25
3.1%
Q2 25
2.0%
Q1 25
2.3%
Q4 24
2.1%
Q3 24
1.5%
Q2 24
2.6%
Q1 24
2.7%
Cash Conversion
BFH
BFH
JBTM
JBTM
Q4 25
2.21×
Q3 25
3.22×
1.33×
Q2 25
3.78×
30.06×
Q1 25
2.85×
Q4 24
Q3 24
228.00×
1.85×
Q2 24
3.59×
0.70×
Q1 24
3.34×
0.46×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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