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Side-by-side financial comparison of BREAD FINANCIAL HOLDINGS, INC. (BFH) and Kimco Realty (KIM). Click either name above to swap in a different company.
BREAD FINANCIAL HOLDINGS, INC. is the larger business by last-quarter revenue ($975.0M vs $558.0M, roughly 1.7× Kimco Realty). On growth, BREAD FINANCIAL HOLDINGS, INC. posted the faster year-over-year revenue change (5.4% vs 4.0%). Over the past eight quarters, Kimco Realty's revenue compounded faster (5.6% CAGR vs -0.8%).
Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.
Kimco Realty Corporation, headquartered in Jericho, New York, is a real estate investment trust that invests in shopping centers.
BFH vs KIM — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $975.0M | $558.0M |
| Net Profit | — | $166.3M |
| Gross Margin | — | — |
| Operating Margin | 4.9% | 37.2% |
| Net Margin | — | 29.8% |
| Revenue YoY | 5.4% | 4.0% |
| Net Profit YoY | — | 23.7% |
| EPS (diluted) | $1.21 | $0.46 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $558.0M | ||
| Q4 25 | $975.0M | $542.5M | ||
| Q3 25 | $971.0M | $535.9M | ||
| Q2 25 | $929.0M | $525.2M | ||
| Q1 25 | $970.0M | $536.6M | ||
| Q4 24 | $925.0M | $525.4M | ||
| Q3 24 | $983.0M | $507.6M | ||
| Q2 24 | $939.0M | $500.2M |
| Q1 26 | — | $166.3M | ||
| Q4 25 | — | $151.2M | ||
| Q3 25 | $188.0M | $137.8M | ||
| Q2 25 | $139.0M | $163.0M | ||
| Q1 25 | $138.0M | $132.8M | ||
| Q4 24 | — | $166.0M | ||
| Q3 24 | $2.0M | $136.0M | ||
| Q2 24 | $133.0M | $119.7M |
| Q1 26 | — | 37.2% | ||
| Q4 25 | 4.9% | 36.4% | ||
| Q3 25 | 20.2% | 34.9% | ||
| Q2 25 | 18.7% | 39.2% | ||
| Q1 25 | 20.3% | 33.6% | ||
| Q4 24 | -2.9% | 31.7% | ||
| Q3 24 | 4.1% | 33.7% | ||
| Q2 24 | 19.2% | 32.1% |
| Q1 26 | — | 29.8% | ||
| Q4 25 | — | 27.9% | ||
| Q3 25 | 19.4% | 25.7% | ||
| Q2 25 | 15.0% | 31.0% | ||
| Q1 25 | 14.2% | 24.8% | ||
| Q4 24 | — | 31.6% | ||
| Q3 24 | 0.2% | 26.8% | ||
| Q2 24 | 14.2% | 23.9% |
| Q1 26 | — | $0.46 | ||
| Q4 25 | $1.21 | — | ||
| Q3 25 | $3.96 | — | ||
| Q2 25 | $2.94 | — | ||
| Q1 25 | $2.78 | — | ||
| Q4 24 | $0.08 | — | ||
| Q3 24 | $0.05 | — | ||
| Q2 24 | $2.66 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $3.6B | — |
| Total DebtLower is stronger | $4.3B | — |
| Stockholders' EquityBook value | $3.3B | $10.4B |
| Total Assets | $22.7B | $19.6B |
| Debt / EquityLower = less leverage | 1.29× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $3.6B | $211.6M | ||
| Q3 25 | $3.8B | $159.3M | ||
| Q2 25 | $3.8B | $226.6M | ||
| Q1 25 | $4.2B | $131.3M | ||
| Q4 24 | $4.0B | $688.6M | ||
| Q3 24 | $3.5B | $789.0M | ||
| Q2 24 | $4.1B | $126.4M |
| Q1 26 | — | — | ||
| Q4 25 | $4.3B | $7.7B | ||
| Q3 25 | $3.8B | — | ||
| Q2 25 | $4.2B | — | ||
| Q1 25 | $5.1B | — | ||
| Q4 24 | $5.6B | $8.0B | ||
| Q3 24 | $4.6B | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $10.4B | ||
| Q4 25 | $3.3B | $10.4B | ||
| Q3 25 | $3.3B | $10.5B | ||
| Q2 25 | $3.2B | $10.5B | ||
| Q1 25 | $3.1B | $10.6B | ||
| Q4 24 | $3.1B | $10.7B | ||
| Q3 24 | $3.1B | $10.5B | ||
| Q2 24 | $3.2B | $10.6B |
| Q1 26 | — | $19.6B | ||
| Q4 25 | $22.7B | $19.7B | ||
| Q3 25 | $21.7B | $19.9B | ||
| Q2 25 | $21.8B | $19.8B | ||
| Q1 25 | $22.4B | $19.7B | ||
| Q4 24 | $22.9B | $20.3B | ||
| Q3 24 | $21.7B | $20.1B | ||
| Q2 24 | $22.1B | $19.5B |
| Q1 26 | — | — | ||
| Q4 25 | 1.29× | 0.74× | ||
| Q3 25 | 1.14× | — | ||
| Q2 25 | 1.34× | — | ||
| Q1 25 | 1.67× | — | ||
| Q4 24 | 1.82× | 0.75× | ||
| Q3 24 | 1.47× | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $568.0M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $568.0M | $258.4M | ||
| Q3 25 | $605.0M | $332.4M | ||
| Q2 25 | $526.0M | $305.4M | ||
| Q1 25 | $393.0M | $223.8M | ||
| Q4 24 | $479.0M | $239.5M | ||
| Q3 24 | $456.0M | $295.9M | ||
| Q2 24 | $477.0M | $294.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $205.4M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 38.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.0% | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | 0.0% | ||
| Q1 25 | — | 3.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.71× | ||
| Q3 25 | 3.22× | 2.41× | ||
| Q2 25 | 3.78× | 1.87× | ||
| Q1 25 | 2.85× | 1.69× | ||
| Q4 24 | — | 1.44× | ||
| Q3 24 | 228.00× | 2.18× | ||
| Q2 24 | 3.59× | 2.46× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BFH
Segment breakdown not available.
KIM
| Revenues from rental properties, net | $552.8M | 99% |
| Management and other fee income | $5.2M | 1% |
