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Side-by-side financial comparison of BREAD FINANCIAL HOLDINGS, INC. (BFH) and VISHAY INTERTECHNOLOGY INC (VSH). Click either name above to swap in a different company.

BREAD FINANCIAL HOLDINGS, INC. is the larger business by last-quarter revenue ($975.0M vs $839.2M, roughly 1.2× VISHAY INTERTECHNOLOGY INC). On growth, VISHAY INTERTECHNOLOGY INC posted the faster year-over-year revenue change (17.3% vs 5.4%). Over the past eight quarters, VISHAY INTERTECHNOLOGY INC's revenue compounded faster (6.4% CAGR vs -0.8%).

Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.

Vishay Intertechnology, Inc. is an American manufacturer of discrete semiconductors and passive electronic components founded by Polish-born businessman Felix Zandman. Vishay has manufacturing plants in Israel, Asia, Europe, and the Americas where it produces rectifiers, diodes, MOSFETs, optoelectronics, selected integrated circuits, resistors, capacitors, and inductors. Vishay Intertechnology revenues for 2024 were $2.9 billion. At the end of 2024, Vishay had approximately 22,700 full-time e...

BFH vs VSH — Head-to-Head

Bigger by revenue
BFH
BFH
1.2× larger
BFH
$975.0M
$839.2M
VSH
Growing faster (revenue YoY)
VSH
VSH
+11.9% gap
VSH
17.3%
5.4%
BFH
Faster 2-yr revenue CAGR
VSH
VSH
Annualised
VSH
6.4%
-0.8%
BFH

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
BFH
BFH
VSH
VSH
Revenue
$975.0M
$839.2M
Net Profit
$7.2M
Gross Margin
21.0%
Operating Margin
4.9%
2.6%
Net Margin
0.9%
Revenue YoY
5.4%
17.3%
Net Profit YoY
626.6%
EPS (diluted)
$1.21
$0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BFH
BFH
VSH
VSH
Q1 26
$839.2M
Q4 25
$975.0M
$800.9M
Q3 25
$971.0M
$790.6M
Q2 25
$929.0M
$762.3M
Q1 25
$970.0M
$715.2M
Q4 24
$925.0M
$714.7M
Q3 24
$983.0M
$735.4M
Q2 24
$939.0M
$741.2M
Net Profit
BFH
BFH
VSH
VSH
Q1 26
$7.2M
Q4 25
$986.0K
Q3 25
$188.0M
$-7.9M
Q2 25
$139.0M
$2.0M
Q1 25
$138.0M
$-4.1M
Q4 24
$-66.1M
Q3 24
$2.0M
$-19.3M
Q2 24
$133.0M
$23.5M
Gross Margin
BFH
BFH
VSH
VSH
Q1 26
21.0%
Q4 25
19.6%
Q3 25
19.5%
Q2 25
19.5%
Q1 25
19.0%
Q4 24
19.9%
Q3 24
20.5%
Q2 24
22.0%
Operating Margin
BFH
BFH
VSH
VSH
Q1 26
2.6%
Q4 25
4.9%
1.8%
Q3 25
20.2%
2.4%
Q2 25
18.7%
2.9%
Q1 25
20.3%
0.1%
Q4 24
-2.9%
-7.9%
Q3 24
4.1%
-2.5%
Q2 24
19.2%
5.1%
Net Margin
BFH
BFH
VSH
VSH
Q1 26
0.9%
Q4 25
0.1%
Q3 25
19.4%
-1.0%
Q2 25
15.0%
0.3%
Q1 25
14.2%
-0.6%
Q4 24
-9.2%
Q3 24
0.2%
-2.6%
Q2 24
14.2%
3.2%
EPS (diluted)
BFH
BFH
VSH
VSH
Q1 26
$0.05
Q4 25
$1.21
$0.01
Q3 25
$3.96
$-0.06
Q2 25
$2.94
$0.01
Q1 25
$2.78
$-0.03
Q4 24
$0.08
$-0.48
Q3 24
$0.05
$-0.14
Q2 24
$2.66
$0.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BFH
BFH
VSH
VSH
Cash + ST InvestmentsLiquidity on hand
$3.6B
$479.5M
Total DebtLower is stronger
$4.3B
$983.1M
Stockholders' EquityBook value
$3.3B
$2.1B
Total Assets
$22.7B
$4.3B
Debt / EquityLower = less leverage
1.29×
0.47×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BFH
BFH
VSH
VSH
Q1 26
$479.5M
Q4 25
$3.6B
$515.0M
Q3 25
$3.8B
$443.9M
Q2 25
$3.8B
$473.9M
Q1 25
$4.2B
$609.4M
Q4 24
$4.0B
$590.3M
Q3 24
$3.5B
$643.8M
Q2 24
$4.1B
$672.7M
Total Debt
BFH
BFH
VSH
VSH
Q1 26
$983.1M
Q4 25
$4.3B
$950.9M
Q3 25
$3.8B
$919.7M
Q2 25
$4.2B
$914.5M
Q1 25
$5.1B
$988.2M
Q4 24
$5.6B
$905.0M
Q3 24
$4.6B
$820.8M
Q2 24
$820.6M
Stockholders' Equity
BFH
BFH
VSH
VSH
Q1 26
$2.1B
Q4 25
$3.3B
$2.1B
Q3 25
$3.3B
$2.1B
Q2 25
$3.2B
$2.1B
Q1 25
$3.1B
$2.0B
Q4 24
$3.1B
$2.0B
Q3 24
$3.1B
$2.2B
Q2 24
$3.2B
$2.2B
Total Assets
BFH
BFH
VSH
VSH
Q1 26
$4.3B
Q4 25
$22.7B
$4.2B
Q3 25
$21.7B
$4.2B
Q2 25
$21.8B
$4.2B
Q1 25
$22.4B
$4.2B
Q4 24
$22.9B
$4.1B
Q3 24
$21.7B
$4.2B
Q2 24
$22.1B
$4.2B
Debt / Equity
BFH
BFH
VSH
VSH
Q1 26
0.47×
Q4 25
1.29×
0.46×
Q3 25
1.14×
0.44×
Q2 25
1.34×
0.44×
Q1 25
1.67×
0.49×
Q4 24
1.82×
0.45×
Q3 24
1.47×
0.38×
Q2 24
0.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BFH
BFH
VSH
VSH
Operating Cash FlowLast quarter
$568.0M
$63.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
8.89×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BFH
BFH
VSH
VSH
Q1 26
$63.7M
Q4 25
$568.0M
$149.4M
Q3 25
$605.0M
$27.6M
Q2 25
$526.0M
$-8.8M
Q1 25
$393.0M
$16.1M
Q4 24
$479.0M
$67.7M
Q3 24
$456.0M
$50.6M
Q2 24
$477.0M
$-24.7M
Free Cash Flow
BFH
BFH
VSH
VSH
Q1 26
Q4 25
$54.6M
Q3 25
$-24.7M
Q2 25
$-73.4M
Q1 25
$-45.5M
Q4 24
$-77.2M
Q3 24
$-9.0M
Q2 24
$-87.3M
FCF Margin
BFH
BFH
VSH
VSH
Q1 26
Q4 25
6.8%
Q3 25
-3.1%
Q2 25
-9.6%
Q1 25
-6.4%
Q4 24
-10.8%
Q3 24
-1.2%
Q2 24
-11.8%
Capex Intensity
BFH
BFH
VSH
VSH
Q1 26
Q4 25
11.8%
Q3 25
6.6%
Q2 25
8.5%
Q1 25
8.6%
Q4 24
20.3%
Q3 24
8.1%
Q2 24
8.4%
Cash Conversion
BFH
BFH
VSH
VSH
Q1 26
8.89×
Q4 25
151.48×
Q3 25
3.22×
Q2 25
3.78×
-4.39×
Q1 25
2.85×
Q4 24
Q3 24
228.00×
Q2 24
3.59×
-1.05×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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