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Side-by-side financial comparison of SAUL CENTERS, INC. (BFS) and Katapult Holdings, Inc. (KPLT). Click either name above to swap in a different company.
SAUL CENTERS, INC. is the larger business by last-quarter revenue ($75.1M vs $73.9M, roughly 1.0× Katapult Holdings, Inc.). Katapult Holdings, Inc. runs the higher net margin — 26.8% vs 8.7%, a 18.2% gap on every dollar of revenue. On growth, Katapult Holdings, Inc. posted the faster year-over-year revenue change (17.3% vs 10.6%). Over the past eight quarters, Katapult Holdings, Inc.'s revenue compounded faster (6.6% CAGR vs 6.2%).
Saul Centers, Inc. is a self-administered real estate investment trust (REIT) headquartered in the United States. It primarily owns, operates, and develops high-quality shopping centers, mixed-use properties, and multifamily residential assets, with its core portfolio concentrated in the Washington D.C. metropolitan area and other select high-growth U.S. regional markets.
Katapult Holdings, Inc. is a U.S.-based fintech company that provides accessible point-of-sale lease-to-purchase solutions for consumers with limited or no traditional credit history. It partners with a wide network of e-commerce platforms and brick-and-mortar retail merchants across segments including electronics, furniture and home goods to offer flexible payment plans for customers to obtain needed products.
BFS vs KPLT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $75.1M | $73.9M |
| Net Profit | $6.5M | $19.8M |
| Gross Margin | — | 15.6% |
| Operating Margin | 65.4% | -1.4% |
| Net Margin | 8.7% | 26.8% |
| Revenue YoY | 10.6% | 17.3% |
| Net Profit YoY | -19.6% | 307.3% |
| EPS (diluted) | $0.15 | $3.69 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $75.1M | $73.9M | ||
| Q3 25 | $72.0M | $74.0M | ||
| Q2 25 | $70.8M | $71.9M | ||
| Q1 25 | $71.9M | $71.9M | ||
| Q4 24 | $67.9M | $63.0M | ||
| Q3 24 | $67.3M | $60.3M | ||
| Q2 24 | $66.9M | $58.9M | ||
| Q1 24 | $66.7M | $65.1M |
| Q4 25 | $6.5M | $19.8M | ||
| Q3 25 | $10.5M | $-4.9M | ||
| Q2 25 | $10.7M | $-7.8M | ||
| Q1 25 | $9.8M | $-5.7M | ||
| Q4 24 | $8.1M | $-9.6M | ||
| Q3 24 | $14.5M | $-8.9M | ||
| Q2 24 | $14.4M | $-6.9M | ||
| Q1 24 | $13.6M | $-570.0K |
| Q4 25 | — | 15.6% | ||
| Q3 25 | — | 19.7% | ||
| Q2 25 | — | 15.5% | ||
| Q1 25 | — | 19.9% | ||
| Q4 24 | — | 11.8% | ||
| Q3 24 | 73.6% | 19.8% | ||
| Q2 24 | 74.2% | 16.9% | ||
| Q1 24 | 72.8% | 25.3% |
| Q4 25 | 65.4% | -1.4% | ||
| Q3 25 | 69.1% | 3.3% | ||
| Q2 25 | 68.7% | -2.0% | ||
| Q1 25 | 66.5% | -0.7% | ||
| Q4 24 | 82.9% | -7.7% | ||
| Q3 24 | 72.8% | -7.4% | ||
| Q2 24 | 75.0% | -4.5% | ||
| Q1 24 | 72.4% | 5.8% |
| Q4 25 | 8.7% | 26.8% | ||
| Q3 25 | 14.6% | -6.7% | ||
| Q2 25 | 15.1% | -10.9% | ||
| Q1 25 | 13.6% | -7.9% | ||
| Q4 24 | 11.9% | -15.2% | ||
| Q3 24 | 21.5% | -14.7% | ||
| Q2 24 | 21.6% | -11.7% | ||
| Q1 24 | 20.4% | -0.9% |
| Q4 25 | $0.15 | $3.69 | ||
| Q3 25 | $0.32 | $-0.94 | ||
| Q2 25 | $0.33 | $-1.63 | ||
| Q1 25 | $0.29 | $-1.23 | ||
| Q4 24 | $0.22 | $-2.17 | ||
| Q3 24 | $0.48 | $-2.05 | ||
| Q2 24 | $0.48 | $-1.61 | ||
| Q1 24 | $0.45 | $-0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $8.7M | $22.4M |
| Total DebtLower is stronger | $468.4M | — |
| Stockholders' EquityBook value | $307.8M | $-38.1M |
| Total Assets | $2.2B | $107.9M |
| Debt / EquityLower = less leverage | 1.52× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.7M | $22.4M | ||
| Q3 25 | $11.8M | $3.4M | ||
| Q2 25 | $5.3M | $3.7M | ||
| Q1 25 | $6.5M | $6.0M | ||
| Q4 24 | $10.3M | $3.5M | ||
| Q3 24 | $7.2M | $25.9M | ||
| Q2 24 | $6.9M | $33.7M | ||
| Q1 24 | $7.1M | $31.2M |
| Q4 25 | $468.4M | — | ||
| Q3 25 | $1.6B | — | ||
| Q2 25 | $1.6B | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $455.8M | — | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.4B | — | ||
| Q1 24 | $1.4B | — |
| Q4 25 | $307.8M | $-38.1M | ||
| Q3 25 | $316.6M | $-58.4M | ||
| Q2 25 | $322.4M | $-54.1M | ||
| Q1 25 | $328.4M | $-51.7M | ||
| Q4 24 | $335.8M | $-46.8M | ||
| Q3 24 | $341.8M | $-40.3M | ||
| Q2 24 | $345.7M | $-32.9M | ||
| Q1 24 | $347.1M | $-27.5M |
| Q4 25 | $2.2B | $107.9M | ||
| Q3 25 | $2.2B | $85.9M | ||
| Q2 25 | $2.1B | $90.6M | ||
| Q1 25 | $2.1B | $88.5M | ||
| Q4 24 | $2.1B | $93.2M | ||
| Q3 24 | $2.1B | $92.0M | ||
| Q2 24 | $2.1B | $106.6M | ||
| Q1 24 | $2.0B | $106.6M |
| Q4 25 | 1.52× | — | ||
| Q3 25 | 5.02× | — | ||
| Q2 25 | 4.85× | — | ||
| Q1 25 | 4.70× | — | ||
| Q4 24 | 1.36× | — | ||
| Q3 24 | 4.37× | — | ||
| Q2 24 | 4.17× | — | ||
| Q1 24 | 4.06× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $99.8M | $-11.9M |
| Free Cash FlowOCF − Capex | — | $-12.0M |
| FCF MarginFCF / Revenue | — | -16.2% |
| Capex IntensityCapex / Revenue | — | 0.0% |
| Cash ConversionOCF / Net Profit | 15.35× | -0.60× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $99.8M | $-11.9M | ||
| Q3 25 | $20.6M | $4.0M | ||
| Q2 25 | $26.6M | $-6.6M | ||
| Q1 25 | $30.4M | $3.4M | ||
| Q4 24 | $121.2M | $-32.6M | ||
| Q3 24 | $26.5M | $-5.4M | ||
| Q2 24 | $32.1M | $-628.0K | ||
| Q1 24 | $33.8M | $2.0M |
| Q4 25 | — | $-12.0M | ||
| Q3 25 | — | $4.0M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $3.4M | ||
| Q4 24 | — | $-32.6M | ||
| Q3 24 | $-28.3M | $-5.4M | ||
| Q2 24 | $-12.5M | $-653.0K | ||
| Q1 24 | $-11.7M | — |
| Q4 25 | — | -16.2% | ||
| Q3 25 | — | 5.4% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 4.7% | ||
| Q4 24 | — | -51.8% | ||
| Q3 24 | -42.1% | -9.0% | ||
| Q2 24 | -18.7% | -1.1% | ||
| Q1 24 | -17.6% | — |
| Q4 25 | — | 0.0% | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | 0.0% | ||
| Q1 25 | — | 0.0% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | 81.5% | 0.0% | ||
| Q2 24 | 66.7% | 0.0% | ||
| Q1 24 | 68.3% | 0.0% |
| Q4 25 | 15.35× | -0.60× | ||
| Q3 25 | 1.97× | — | ||
| Q2 25 | 2.48× | — | ||
| Q1 25 | 3.10× | — | ||
| Q4 24 | 14.98× | — | ||
| Q3 24 | 1.83× | — | ||
| Q2 24 | 2.22× | — | ||
| Q1 24 | 2.48× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
