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Side-by-side financial comparison of Business First Bancshares, Inc. (BFST) and Urban Edge Properties (UE). Click either name above to swap in a different company.

Urban Edge Properties is the larger business by last-quarter revenue ($132.6M vs $83.1M, roughly 1.6× Business First Bancshares, Inc.). On growth, Urban Edge Properties posted the faster year-over-year revenue change (12.2% vs 7.1%). Over the past eight quarters, Business First Bancshares, Inc.'s revenue compounded faster (16.8% CAGR vs 11.6%).

First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina and one of the largest banks in the United States. Its primary subsidiary is First Citizens Bank, which operates over 500 branches in 23 states. A second subsidiary is Silicon Valley Bank, which operates 39 offices in 15 states.

Urban Edge Properties is a publicly traded real estate investment trust (REIT) that owns, operates, and develops high-quality retail and mixed-use properties, primarily located in densely populated urban and suburban markets across the United States. Its portfolio covers grocery-anchored shopping centers, lifestyle outlets, and community-focused commercial assets.

BFST vs UE — Head-to-Head

Bigger by revenue
UE
UE
1.6× larger
UE
$132.6M
$83.1M
BFST
Growing faster (revenue YoY)
UE
UE
+5.1% gap
UE
12.2%
7.1%
BFST
Faster 2-yr revenue CAGR
BFST
BFST
Annualised
BFST
16.8%
11.6%
UE

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
BFST
BFST
UE
UE
Revenue
$83.1M
$132.6M
Net Profit
$22.6M
Gross Margin
Operating Margin
33.2%
Net Margin
17.1%
Revenue YoY
7.1%
12.2%
Net Profit YoY
-6.7%
EPS (diluted)
$0.71
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BFST
BFST
UE
UE
Q1 26
$132.6M
Q4 25
$83.1M
$119.6M
Q3 25
$80.9M
$120.1M
Q2 25
$81.5M
$114.1M
Q1 25
$79.2M
$118.2M
Q4 24
$77.6M
$116.4M
Q3 24
$66.9M
$112.4M
Q2 24
$66.2M
$106.5M
Net Profit
BFST
BFST
UE
UE
Q1 26
$22.6M
Q4 25
$12.4M
Q3 25
$22.9M
$14.9M
Q2 25
$22.1M
$58.0M
Q1 25
$20.5M
$8.2M
Q4 24
$30.1M
Q3 24
$17.8M
$9.1M
Q2 24
$17.2M
$30.8M
Operating Margin
BFST
BFST
UE
UE
Q1 26
Q4 25
33.2%
11.3%
Q3 25
35.7%
13.4%
Q2 25
34.4%
53.9%
Q1 25
32.6%
7.6%
Q4 24
27.5%
27.6%
Q3 24
34.0%
8.9%
Q2 24
32.9%
30.6%
Net Margin
BFST
BFST
UE
UE
Q1 26
17.1%
Q4 25
10.4%
Q3 25
28.2%
12.4%
Q2 25
27.1%
50.8%
Q1 25
25.9%
6.9%
Q4 24
25.9%
Q3 24
26.7%
8.1%
Q2 24
26.0%
28.9%
EPS (diluted)
BFST
BFST
UE
UE
Q1 26
$0.18
Q4 25
$0.71
$0.09
Q3 25
$0.73
$0.12
Q2 25
$0.70
$0.46
Q1 25
$0.65
$0.07
Q4 24
$0.51
$0.25
Q3 24
$0.65
$0.07
Q2 24
$0.62
$0.26

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BFST
BFST
UE
UE
Cash + ST InvestmentsLiquidity on hand
$411.2M
$50.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$896.9M
$1.4B
Total Assets
$8.2B
$3.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BFST
BFST
UE
UE
Q1 26
$50.0M
Q4 25
$411.2M
$48.9M
Q3 25
$399.1M
$77.8M
Q2 25
$495.8M
$53.0M
Q1 25
$312.9M
$48.0M
Q4 24
$319.1M
$41.4M
Q3 24
$213.2M
$67.9M
Q2 24
$208.1M
$78.6M
Stockholders' Equity
BFST
BFST
UE
UE
Q1 26
$1.4B
Q4 25
$896.9M
$1.4B
Q3 25
$878.4M
$1.4B
Q2 25
$848.4M
$1.4B
Q1 25
$826.3M
$1.4B
Q4 24
$799.5M
$1.4B
Q3 24
$699.5M
$1.3B
Q2 24
$664.5M
$1.3B
Total Assets
BFST
BFST
UE
UE
Q1 26
$3.4B
Q4 25
$8.2B
$3.3B
Q3 25
$8.0B
$3.3B
Q2 25
$7.9B
$3.3B
Q1 25
$7.8B
$3.3B
Q4 24
$7.9B
$3.3B
Q3 24
$6.9B
$3.2B
Q2 24
$6.7B
$3.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BFST
BFST
UE
UE
Operating Cash FlowLast quarter
$92.1M
$39.1M
Free Cash FlowOCF − Capex
$92.0M
FCF MarginFCF / Revenue
110.7%
Capex IntensityCapex / Revenue
0.1%
1.5%
Cash ConversionOCF / Net Profit
1.73×
TTM Free Cash FlowTrailing 4 quarters
$165.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BFST
BFST
UE
UE
Q1 26
$39.1M
Q4 25
$92.1M
$182.7M
Q3 25
$32.4M
$55.7M
Q2 25
$14.0M
$43.5M
Q1 25
$28.7M
$32.6M
Q4 24
$61.4M
$153.2M
Q3 24
$21.4M
$36.6M
Q2 24
$15.1M
$41.2M
Free Cash Flow
BFST
BFST
UE
UE
Q1 26
Q4 25
$92.0M
$81.8M
Q3 25
$32.1M
$26.1M
Q2 25
$13.8M
$19.6M
Q1 25
$27.7M
$11.9M
Q4 24
$59.8M
$42.5M
Q3 24
$21.0M
$12.2M
Q2 24
$14.0M
$19.9M
FCF Margin
BFST
BFST
UE
UE
Q1 26
Q4 25
110.7%
68.4%
Q3 25
39.6%
21.7%
Q2 25
16.9%
17.2%
Q1 25
34.9%
10.0%
Q4 24
77.1%
36.6%
Q3 24
31.4%
10.8%
Q2 24
21.2%
18.6%
Capex Intensity
BFST
BFST
UE
UE
Q1 26
1.5%
Q4 25
0.1%
84.4%
Q3 25
0.4%
24.6%
Q2 25
0.3%
20.9%
Q1 25
1.3%
17.5%
Q4 24
2.0%
95.1%
Q3 24
0.6%
21.7%
Q2 24
1.6%
20.1%
Cash Conversion
BFST
BFST
UE
UE
Q1 26
1.73×
Q4 25
14.71×
Q3 25
1.42×
3.73×
Q2 25
0.63×
0.75×
Q1 25
1.40×
3.97×
Q4 24
5.09×
Q3 24
1.20×
4.03×
Q2 24
0.88×
1.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BFST
BFST

Segment breakdown not available.

UE
UE

Rental revenue$124.2M94%
Other$8.4M6%

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