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Side-by-side financial comparison of BGSF, INC. (BGSF) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $22.0M, roughly 1.4× BGSF, INC.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -5.3%, a 41.6% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -9.4%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $1.7M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs -5.3%).
BGSF Inc. is a leading U.S.-headquartered workforce solutions firm that provides tailored staffing, talent recruitment, and end-to-end workforce management services. It serves core segments including information technology, healthcare, professional administration, light industrial, and creative industries, catering to small, mid-sized and large enterprise clients across North America.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
BGSF vs PDLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $22.0M | $31.4M |
| Net Profit | $-1.2M | $10.1M |
| Gross Margin | 35.0% | — |
| Operating Margin | -17.6% | 43.6% |
| Net Margin | -5.3% | 36.3% |
| Revenue YoY | -9.4% | 37.6% |
| Net Profit YoY | -18.2% | 245.6% |
| EPS (diluted) | $-0.12 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $22.0M | $31.4M | ||
| Q3 25 | $26.9M | $26.7M | ||
| Q2 25 | $23.5M | $26.5M | ||
| Q1 25 | $20.9M | $24.6M | ||
| Q4 24 | $24.3M | $22.8M | ||
| Q3 24 | $29.8M | $20.2M | ||
| Q2 24 | $25.7M | $20.2M | ||
| Q1 24 | $24.5M | $20.5M |
| Q4 25 | $-1.2M | $10.1M | ||
| Q3 25 | $-5.8M | $6.5M | ||
| Q2 25 | $-3.7M | $6.1M | ||
| Q1 25 | $-722.0K | $6.0M | ||
| Q4 24 | $-981.0K | $2.9M | ||
| Q3 24 | $-804.0K | $2.4M | ||
| Q2 24 | $-761.0K | $3.2M | ||
| Q1 24 | $-792.0K | $2.4M |
| Q4 25 | 35.0% | — | ||
| Q3 25 | 35.9% | — | ||
| Q2 25 | 35.8% | — | ||
| Q1 25 | 36.2% | — | ||
| Q4 24 | 35.9% | — | ||
| Q3 24 | 35.9% | — | ||
| Q2 24 | 37.3% | — | ||
| Q1 24 | 38.1% | — |
| Q4 25 | -17.6% | 43.6% | ||
| Q3 25 | -3.5% | 32.8% | ||
| Q2 25 | -18.8% | 30.2% | ||
| Q1 25 | 1.6% | 32.5% | ||
| Q4 24 | -15.7% | 19.6% | ||
| Q3 24 | -3.4% | 15.2% | ||
| Q2 24 | -5.7% | 21.8% | ||
| Q1 24 | 1.7% | 18.3% |
| Q4 25 | -5.3% | 36.3% | ||
| Q3 25 | -21.6% | 24.3% | ||
| Q2 25 | -15.9% | 23.0% | ||
| Q1 25 | -3.5% | 24.2% | ||
| Q4 24 | -4.0% | 14.1% | ||
| Q3 24 | -2.7% | 12.1% | ||
| Q2 24 | -3.0% | 15.8% | ||
| Q1 24 | -3.2% | 11.8% |
| Q4 25 | $-0.12 | $0.43 | ||
| Q3 25 | $-0.52 | $0.27 | ||
| Q2 25 | $-0.34 | $0.25 | ||
| Q1 25 | $-0.06 | $0.25 | ||
| Q4 24 | — | $0.11 | ||
| Q3 24 | $-0.07 | $0.10 | ||
| Q2 24 | $-0.07 | $0.14 | ||
| Q1 24 | — | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $126.2M |
| Total DebtLower is stronger | — | $596.1M |
| Stockholders' EquityBook value | $48.1M | $541.5M |
| Total Assets | $57.8M | $3.2B |
| Debt / EquityLower = less leverage | — | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $126.2M | ||
| Q3 25 | $41.2M | $146.6M | ||
| Q2 25 | $2.8M | $126.6M | ||
| Q1 25 | $2.0M | $129.9M | ||
| Q4 24 | $32.0K | $139.8M | ||
| Q3 24 | $262 | $155.8M | ||
| Q2 24 | $226 | $103.2M | ||
| Q1 24 | $50 | $134.7M |
| Q4 25 | — | $596.1M | ||
| Q3 25 | — | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
| Q4 25 | $48.1M | $541.5M | ||
| Q3 25 | $50.7M | $529.8M | ||
| Q2 25 | $78.3M | $521.1M | ||
| Q1 25 | $81.8M | $513.9M | ||
| Q4 24 | $82.3M | $505.5M | ||
| Q3 24 | $82.9M | $504.6M | ||
| Q2 24 | $83.2M | $497.7M | ||
| Q1 24 | $83.6M | $493.7M |
| Q4 25 | $57.8M | $3.2B | ||
| Q3 25 | $83.6M | $3.2B | ||
| Q2 25 | $149.7M | $3.2B | ||
| Q1 25 | $152.3M | $3.1B | ||
| Q4 24 | $150.1M | $3.0B | ||
| Q3 24 | $157.3K | $3.0B | ||
| Q2 24 | $159.8K | $2.8B | ||
| Q1 24 | $170.6K | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.7M | $55.6M |
| Free Cash FlowOCF − Capex | $1.7M | $54.6M |
| FCF MarginFCF / Revenue | 7.6% | 173.9% |
| Capex IntensityCapex / Revenue | 0.1% | 3.1% |
| Cash ConversionOCF / Net Profit | — | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | $-16.0K | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7M | $55.6M | ||
| Q3 25 | $-4.8M | $1.4M | ||
| Q2 25 | $2.2M | $6.2M | ||
| Q1 25 | $1.1M | $13.1M | ||
| Q4 24 | $3.2M | $7.2M | ||
| Q3 24 | $6.5M | $-14.6M | ||
| Q2 24 | $7.3M | $-2.6M | ||
| Q1 24 | $7.4M | $1.5M |
| Q4 25 | $1.7M | $54.6M | ||
| Q3 25 | $-4.9M | $786.0K | ||
| Q2 25 | $2.1M | $5.9M | ||
| Q1 25 | $1.0M | $12.9M | ||
| Q4 24 | $2.5M | $4.5M | ||
| Q3 24 | $6.5M | $-15.0M | ||
| Q2 24 | $7.3M | $-2.6M | ||
| Q1 24 | $6.9M | $-315.0K |
| Q4 25 | 7.6% | 173.9% | ||
| Q3 25 | -18.1% | 2.9% | ||
| Q2 25 | 9.1% | 22.4% | ||
| Q1 25 | 5.0% | 52.6% | ||
| Q4 24 | 10.2% | 19.7% | ||
| Q3 24 | 21.7% | -74.1% | ||
| Q2 24 | 28.5% | -13.0% | ||
| Q1 24 | 28.1% | -1.5% |
| Q4 25 | 0.1% | 3.1% | ||
| Q3 25 | 0.4% | 2.3% | ||
| Q2 25 | 0.0% | 1.0% | ||
| Q1 25 | 0.1% | 0.6% | ||
| Q4 24 | 3.0% | 11.9% | ||
| Q3 24 | 0.0% | 2.0% | ||
| Q2 24 | 0.0% | 0.3% | ||
| Q1 24 | 2.0% | 8.7% |
| Q4 25 | — | 5.48× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -5.99× | ||
| Q2 24 | — | -0.80× | ||
| Q1 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BGSF
| Contract Field Talent | $21.4M | 97% |
| Other | $595.0K | 3% |
PDLB
Segment breakdown not available.
