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Side-by-side financial comparison of Bluerock Homes Trust, Inc. (BHM) and NorthEast Community Bancorp, Inc. (NECB). Click either name above to swap in a different company.
NorthEast Community Bancorp, Inc. is the larger business by last-quarter revenue ($26.4M vs $18.9M, roughly 1.4× Bluerock Homes Trust, Inc.). NorthEast Community Bancorp, Inc. runs the higher net margin — 40.9% vs -50.1%, a 91.0% gap on every dollar of revenue. On growth, Bluerock Homes Trust, Inc. posted the faster year-over-year revenue change (35.9% vs 3.9%). NorthEast Community Bancorp, Inc. produced more free cash flow last quarter ($50.8M vs $10.4M). Over the past eight quarters, Bluerock Homes Trust, Inc.'s revenue compounded faster (30.1% CAGR vs 1.8%).
Bluerock Homes Trust, Inc. is a U.S.-headquartered real estate investment trust that acquires, owns and operates a portfolio of high-quality single-family rental residential properties. It caters to middle-market renters across high-growth suburban markets, prioritizing regions with strong demographic fundamentals and sustained rental housing demand.
NorthEast Community Bancorp, Inc. (MD) is a U.S.-based bank holding company operating primarily in the Mid-Atlantic region. It provides a comprehensive suite of consumer and commercial banking services, including deposit products, mortgage loans, small business financing, and wealth management solutions to individual and local enterprise clients.
BHM vs NECB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $18.9M | $26.4M |
| Net Profit | $-9.5M | $10.8M |
| Gross Margin | — | — |
| Operating Margin | -48.8% | 59.0% |
| Net Margin | -50.1% | 40.9% |
| Revenue YoY | 35.9% | 3.9% |
| Net Profit YoY | -29.9% | 5.8% |
| EPS (diluted) | $-0.75 | $0.78 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $18.9M | $26.4M | ||
| Q3 25 | $16.6M | $27.0M | ||
| Q2 25 | $16.8M | $25.9M | ||
| Q1 25 | $16.4M | $25.5M | ||
| Q4 24 | $13.9M | $25.4M | ||
| Q3 24 | $12.7M | $27.6M | ||
| Q2 24 | $12.5M | $27.0M | ||
| Q1 24 | $11.2M | $25.5M |
| Q4 25 | $-9.5M | $10.8M | ||
| Q3 25 | $-10.0M | $11.9M | ||
| Q2 25 | $-5.8M | $11.2M | ||
| Q1 25 | $-7.3M | $10.6M | ||
| Q4 24 | $-7.3M | $10.2M | ||
| Q3 24 | $3.5M | $12.7M | ||
| Q2 24 | $-5.2M | $12.8M | ||
| Q1 24 | $-3.2M | $11.4M |
| Q4 25 | -48.8% | 59.0% | ||
| Q3 25 | -57.6% | 61.6% | ||
| Q2 25 | -30.9% | 59.5% | ||
| Q1 25 | -42.6% | 57.4% | ||
| Q4 24 | -52.8% | 57.0% | ||
| Q3 24 | 27.9% | 63.6% | ||
| Q2 24 | -41.3% | 65.6% | ||
| Q1 24 | -28.4% | 62.7% |
| Q4 25 | -50.1% | 40.9% | ||
| Q3 25 | -60.0% | 44.0% | ||
| Q2 25 | -34.7% | 43.1% | ||
| Q1 25 | -44.7% | 41.4% | ||
| Q4 24 | -52.8% | 40.1% | ||
| Q3 24 | 27.9% | 45.9% | ||
| Q2 24 | -41.3% | 47.5% | ||
| Q1 24 | -28.4% | 44.5% |
| Q4 25 | $-0.75 | $0.78 | ||
| Q3 25 | $-0.94 | $0.87 | ||
| Q2 25 | $-0.66 | $0.82 | ||
| Q1 25 | $-0.67 | $0.78 | ||
| Q4 24 | $-0.65 | $0.74 | ||
| Q3 24 | $0.24 | $0.95 | ||
| Q2 24 | $-0.42 | $0.97 | ||
| Q1 24 | $-0.27 | $0.86 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $169.6M | $81.2M |
| Total DebtLower is stronger | $428.4M | $70.0M |
| Stockholders' EquityBook value | $128.7M | $351.7M |
| Total Assets | $1.2B | $2.1B |
| Debt / EquityLower = less leverage | 3.33× | 0.20× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $169.6M | $81.2M | ||
| Q3 25 | $2.1M | $64.3M | ||
| Q2 25 | $4.2M | $59.4M | ||
| Q1 25 | $3.0M | $89.5M | ||
| Q4 24 | $115.2M | $78.3M | ||
| Q3 24 | $155.1M | $97.8M | ||
| Q2 24 | $116.0M | $113.9M | ||
| Q1 24 | $92.3M | $107.4M |
| Q4 25 | $428.4M | $70.0M | ||
| Q3 25 | $415.9M | $170.0M | ||
| Q2 25 | $338.6M | $135.0M | ||
| Q1 25 | $336.5M | — | ||
| Q4 24 | $373.8M | — | ||
| Q3 24 | $122.5M | $7.0M | ||
| Q2 24 | $119.7M | $47.0M | ||
| Q1 24 | $120.2M | $47.0M |
| Q4 25 | $128.7M | $351.7M | ||
| Q3 25 | $131.7M | $344.0M | ||
| Q2 25 | $135.3M | $336.7M | ||
| Q1 25 | $137.1M | $327.2M | ||
| Q4 24 | $139.1M | $318.3M | ||
| Q3 24 | $142.9M | $309.6M | ||
| Q2 24 | $142.5M | $300.0M | ||
| Q1 24 | $144.5M | $288.9M |
| Q4 25 | $1.2B | $2.1B | ||
| Q3 25 | $222.1M | $2.1B | ||
| Q2 25 | $220.3M | $2.0B | ||
| Q1 25 | $186.2M | $1.9B | ||
| Q4 24 | $967.0M | $2.0B | ||
| Q3 24 | $800.8M | $2.0B | ||
| Q2 24 | $756.2M | $1.9B | ||
| Q1 24 | $727.4M | $1.9B |
| Q4 25 | 3.33× | 0.20× | ||
| Q3 25 | 3.16× | 0.49× | ||
| Q2 25 | 2.50× | 0.40× | ||
| Q1 25 | 2.45× | — | ||
| Q4 24 | 2.69× | — | ||
| Q3 24 | 0.86× | 0.02× | ||
| Q2 24 | 0.84× | 0.16× | ||
| Q1 24 | 0.83× | 0.16× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $27.8M | $52.6M |
| Free Cash FlowOCF − Capex | $10.4M | $50.8M |
| FCF MarginFCF / Revenue | 55.0% | 192.3% |
| Capex IntensityCapex / Revenue | 91.8% | 6.6% |
| Cash ConversionOCF / Net Profit | — | 4.86× |
| TTM Free Cash FlowTrailing 4 quarters | $25.0M | $89.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $27.8M | $52.6M | ||
| Q3 25 | $13.4M | $14.1M | ||
| Q2 25 | $13.9M | $15.6M | ||
| Q1 25 | $951.0K | $10.9M | ||
| Q4 24 | $9.1M | $48.7M | ||
| Q3 24 | $1.7M | $14.4M | ||
| Q2 24 | $1.3M | $11.1M | ||
| Q1 24 | $1.1M | $12.9M |
| Q4 25 | $10.4M | $50.8M | ||
| Q3 25 | $8.7M | $13.6M | ||
| Q2 25 | $8.8M | $14.9M | ||
| Q1 25 | $-2.9M | $10.6M | ||
| Q4 24 | $-253.0K | $48.2M | ||
| Q3 24 | $-601.0K | $14.2M | ||
| Q2 24 | $-654.0K | $11.0M | ||
| Q1 24 | $-630.0K | $12.8M |
| Q4 25 | 55.0% | 192.3% | ||
| Q3 25 | 52.4% | 50.5% | ||
| Q2 25 | 52.2% | 57.3% | ||
| Q1 25 | -17.6% | 41.4% | ||
| Q4 24 | -1.8% | 189.3% | ||
| Q3 24 | -4.7% | 51.5% | ||
| Q2 24 | -5.2% | 40.8% | ||
| Q1 24 | -5.6% | 50.3% |
| Q4 25 | 91.8% | 6.6% | ||
| Q3 25 | 28.5% | 1.6% | ||
| Q2 25 | 30.3% | 2.9% | ||
| Q1 25 | 23.4% | 1.5% | ||
| Q4 24 | 66.9% | 2.0% | ||
| Q3 24 | 18.0% | 0.6% | ||
| Q2 24 | 15.3% | 0.5% | ||
| Q1 24 | 15.5% | 0.3% |
| Q4 25 | — | 4.86× | ||
| Q3 25 | — | 1.18× | ||
| Q2 25 | — | 1.40× | ||
| Q1 25 | — | 1.04× | ||
| Q4 24 | — | 4.77× | ||
| Q3 24 | 0.47× | 1.14× | ||
| Q2 24 | — | 0.87× | ||
| Q1 24 | — | 1.13× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BHM
| Residential Communities Segment | $11.4M | 61% |
| Scattered Single Family Homes Segment | $7.5M | 39% |
NECB
Segment breakdown not available.
