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Side-by-side financial comparison of Burke & Herbert Financial Services Corp. (BHRB) and Nerdy Inc. (NRDY). Click either name above to swap in a different company.
Burke & Herbert Financial Services Corp. is the larger business by last-quarter revenue ($86.5M vs $49.1M, roughly 1.8× Nerdy Inc.). Burke & Herbert Financial Services Corp. runs the higher net margin — 34.9% vs -18.8%, a 53.8% gap on every dollar of revenue. On growth, Burke & Herbert Financial Services Corp. posted the faster year-over-year revenue change (4.9% vs 2.3%). Burke & Herbert Financial Services Corp. produced more free cash flow last quarter ($96.2M vs $-4.3M). Over the past eight quarters, Burke & Herbert Financial Services Corp.'s revenue compounded faster (81.1% CAGR vs -4.4%).
Burke & Herbert Financial Services Corp is a U.S.-based regional financial holding company, offering personal and commercial banking, wealth management, residential mortgage lending, and small business financing services. Its core market covers Virginia and adjacent Mid-Atlantic regions, serving retail consumers, SMEs, and high-net-worth clients.
Nerdy Inc. is a leading U.S.-based edtech firm best known for operating the Varsity Tutors platform, offering live one-on-one tutoring, on-demand courses, test prep resources, and skill-building content. It serves K-12 students, higher ed learners, and working professionals across hundreds of academic and professional subject areas.
BHRB vs NRDY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $86.5M | $49.1M |
| Net Profit | $30.2M | $-9.2M |
| Gross Margin | — | 51.0% |
| Operating Margin | 43.8% | -28.3% |
| Net Margin | 34.9% | -18.8% |
| Revenue YoY | 4.9% | 2.3% |
| Net Profit YoY | 52.8% | 8.9% |
| EPS (diluted) | $1.98 | $-0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $86.5M | $49.1M | ||
| Q3 25 | $85.4M | $37.0M | ||
| Q2 25 | $87.1M | $45.3M | ||
| Q1 25 | $83.0M | $47.6M | ||
| Q4 24 | $82.5M | $48.0M | ||
| Q3 24 | $83.8M | $37.5M | ||
| Q2 24 | $69.3M | $51.0M | ||
| Q1 24 | $26.4M | $53.7M |
| Q4 25 | $30.2M | $-9.2M | ||
| Q3 25 | $30.0M | $-12.3M | ||
| Q2 25 | $29.9M | $-7.9M | ||
| Q1 25 | $27.2M | $-10.5M | ||
| Q4 24 | $19.8M | $-10.1M | ||
| Q3 24 | $27.6M | $-15.9M | ||
| Q2 24 | $-16.9M | $-9.1M | ||
| Q1 24 | $5.2M | $-7.4M |
| Q4 25 | — | 51.0% | ||
| Q3 25 | — | 62.9% | ||
| Q2 25 | — | 61.5% | ||
| Q1 25 | — | 58.0% | ||
| Q4 24 | — | 66.6% | ||
| Q3 24 | — | 70.5% | ||
| Q2 24 | — | 65.7% | ||
| Q1 24 | — | 68.0% |
| Q4 25 | 43.8% | -28.3% | ||
| Q3 25 | 43.3% | -51.5% | ||
| Q2 25 | 42.7% | -27.1% | ||
| Q1 25 | 39.6% | -34.8% | ||
| Q4 24 | 24.6% | -34.0% | ||
| Q3 24 | 39.2% | -68.5% | ||
| Q2 24 | -27.5% | -29.9% | ||
| Q1 24 | 22.3% | -23.9% |
| Q4 25 | 34.9% | -18.8% | ||
| Q3 25 | 35.1% | -33.2% | ||
| Q2 25 | 34.3% | -17.4% | ||
| Q1 25 | 32.8% | -22.1% | ||
| Q4 24 | 24.0% | -21.1% | ||
| Q3 24 | 33.0% | -42.4% | ||
| Q2 24 | -24.4% | -17.8% | ||
| Q1 24 | 19.8% | -13.9% |
| Q4 25 | $1.98 | $-0.07 | ||
| Q3 25 | $1.97 | $-0.10 | ||
| Q2 25 | $1.97 | $-0.07 | ||
| Q1 25 | $1.80 | $-0.09 | ||
| Q4 24 | $1.72 | $-0.09 | ||
| Q3 24 | $1.82 | $-0.14 | ||
| Q2 24 | $-1.41 | $-0.08 | ||
| Q1 24 | $0.69 | $-0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $47.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $854.6M | $19.0M |
| Total Assets | $7.9B | $76.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $47.9M | ||
| Q3 25 | — | $32.7M | ||
| Q2 25 | — | $36.7M | ||
| Q1 25 | — | $44.9M | ||
| Q4 24 | — | $52.5M | ||
| Q3 24 | — | $65.0M | ||
| Q2 24 | — | $69.8M | ||
| Q1 24 | — | $77.0M |
| Q4 25 | $854.6M | $19.0M | ||
| Q3 25 | $822.2M | $24.3M | ||
| Q2 25 | $780.0M | $31.8M | ||
| Q1 25 | $758.0M | $34.4M | ||
| Q4 24 | $730.2M | $39.5M | ||
| Q3 24 | $738.1M | $43.3M | ||
| Q2 24 | $693.1M | $52.2M | ||
| Q1 24 | $319.3M | $52.8M |
| Q4 25 | $7.9B | $76.2M | ||
| Q3 25 | $7.9B | $70.4M | ||
| Q2 25 | $8.1B | $73.7M | ||
| Q1 25 | $7.8B | $83.0M | ||
| Q4 24 | $7.8B | $92.5M | ||
| Q3 24 | $7.9B | $106.8M | ||
| Q2 24 | $7.8B | $111.3M | ||
| Q1 24 | $3.7B | $121.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $107.9M | $-2.9M |
| Free Cash FlowOCF − Capex | $96.2M | $-4.3M |
| FCF MarginFCF / Revenue | 111.2% | -8.7% |
| Capex IntensityCapex / Revenue | 13.5% | 2.7% |
| Cash ConversionOCF / Net Profit | 3.57× | — |
| TTM Free Cash FlowTrailing 4 quarters | $164.1M | $-24.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $107.9M | $-2.9M | ||
| Q3 25 | $39.3M | $-2.4M | ||
| Q2 25 | $41.0K | $-7.0M | ||
| Q1 25 | $37.6M | $-6.4M | ||
| Q4 24 | $85.8M | $-11.3M | ||
| Q3 24 | $47.8M | $-3.1M | ||
| Q2 24 | $-46.0M | $-5.6M | ||
| Q1 24 | $7.1M | $4.4M |
| Q4 25 | $96.2M | $-4.3M | ||
| Q3 25 | $35.4M | $-4.1M | ||
| Q2 25 | $-3.4M | $-8.2M | ||
| Q1 25 | $35.9M | $-7.6M | ||
| Q4 24 | $81.2M | $-12.5M | ||
| Q3 24 | $46.0M | $-5.0M | ||
| Q2 24 | $-47.0M | $-7.1M | ||
| Q1 24 | $5.6M | $2.1M |
| Q4 25 | 111.2% | -8.7% | ||
| Q3 25 | 41.5% | -11.2% | ||
| Q2 25 | -3.9% | -18.1% | ||
| Q1 25 | 43.2% | -16.0% | ||
| Q4 24 | 98.5% | -26.0% | ||
| Q3 24 | 55.0% | -13.3% | ||
| Q2 24 | -67.8% | -14.0% | ||
| Q1 24 | 21.2% | 4.0% |
| Q4 25 | 13.5% | 2.7% | ||
| Q3 25 | 4.5% | 4.6% | ||
| Q2 25 | 3.9% | 2.6% | ||
| Q1 25 | 2.1% | 2.5% | ||
| Q4 24 | 5.5% | 2.4% | ||
| Q3 24 | 2.1% | 5.2% | ||
| Q2 24 | 1.5% | 3.0% | ||
| Q1 24 | 5.7% | 4.1% |
| Q4 25 | 3.57× | — | ||
| Q3 25 | 1.31× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 1.38× | — | ||
| Q4 24 | 4.33× | — | ||
| Q3 24 | 1.73× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 1.36× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
