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Side-by-side financial comparison of Burke & Herbert Financial Services Corp. (BHRB) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.
Porch Group, Inc. is the larger business by last-quarter revenue ($121.1M vs $86.5M, roughly 1.4× Burke & Herbert Financial Services Corp.). Burke & Herbert Financial Services Corp. runs the higher net margin — 34.9% vs -3.9%, a 38.8% gap on every dollar of revenue. On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 4.9%). Over the past eight quarters, Burke & Herbert Financial Services Corp.'s revenue compounded faster (81.1% CAGR vs 26.4%).
Burke & Herbert Financial Services Corp is a U.S.-based regional financial holding company, offering personal and commercial banking, wealth management, residential mortgage lending, and small business financing services. Its core market covers Virginia and adjacent Mid-Atlantic regions, serving retail consumers, SMEs, and high-net-worth clients.
Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.
BHRB vs PRCH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $86.5M | $121.1M |
| Net Profit | $30.2M | $-4.7M |
| Gross Margin | — | 52.7% |
| Operating Margin | 43.8% | 34.7% |
| Net Margin | 34.9% | -3.9% |
| Revenue YoY | 4.9% | 100.0% |
| Net Profit YoY | 52.8% | 2.0% |
| EPS (diluted) | $1.98 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $121.1M | ||
| Q4 25 | $86.5M | $112.3M | ||
| Q3 25 | $85.4M | $115.1M | ||
| Q2 25 | $87.1M | $107.0M | ||
| Q1 25 | $83.0M | $84.5M | ||
| Q4 24 | $82.5M | $75.3M | ||
| Q3 24 | $83.8M | $77.7M | ||
| Q2 24 | $69.3M | $75.9M |
| Q1 26 | — | $-4.7M | ||
| Q4 25 | $30.2M | $-3.5M | ||
| Q3 25 | $30.0M | $-10.9M | ||
| Q2 25 | $29.9M | $2.6M | ||
| Q1 25 | $27.2M | $8.4M | ||
| Q4 24 | $19.8M | $30.5M | ||
| Q3 24 | $27.6M | $14.4M | ||
| Q2 24 | $-16.9M | $-64.3M |
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 99.5% | ||
| Q3 25 | — | 75.6% | ||
| Q2 25 | — | 70.9% | ||
| Q1 25 | — | 77.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 79.4% | ||
| Q2 24 | — | 22.1% |
| Q1 26 | — | 34.7% | ||
| Q4 25 | 43.8% | 14.7% | ||
| Q3 25 | 43.3% | 14.2% | ||
| Q2 25 | 42.7% | 4.7% | ||
| Q1 25 | 39.6% | -1.5% | ||
| Q4 24 | 24.6% | 33.3% | ||
| Q3 24 | 39.2% | -3.2% | ||
| Q2 24 | -27.5% | -69.2% |
| Q1 26 | — | -3.9% | ||
| Q4 25 | 34.9% | -3.1% | ||
| Q3 25 | 35.1% | -9.4% | ||
| Q2 25 | 34.3% | 2.4% | ||
| Q1 25 | 32.8% | 9.9% | ||
| Q4 24 | 24.0% | 40.5% | ||
| Q3 24 | 33.0% | 18.5% | ||
| Q2 24 | -24.4% | -84.8% |
| Q1 26 | — | $-0.04 | ||
| Q4 25 | $1.98 | $0.00 | ||
| Q3 25 | $1.97 | $-0.10 | ||
| Q2 25 | $1.97 | $0.00 | ||
| Q1 25 | $1.80 | $0.07 | ||
| Q4 24 | $1.72 | $0.34 | ||
| Q3 24 | $1.82 | $0.12 | ||
| Q2 24 | $-1.41 | $-0.65 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $68.4M |
| Total DebtLower is stronger | — | $391.3M |
| Stockholders' EquityBook value | $854.6M | $26.3M |
| Total Assets | $7.9B | $806.6M |
| Debt / EquityLower = less leverage | — | 14.87× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $68.4M | ||
| Q4 25 | — | $57.3M | ||
| Q3 25 | — | $85.0M | ||
| Q2 25 | — | $79.8M | ||
| Q1 25 | — | $70.4M | ||
| Q4 24 | — | $191.7M | ||
| Q3 24 | — | $238.6M | ||
| Q2 24 | — | $308.4M |
| Q1 26 | — | $391.3M | ||
| Q4 25 | — | $392.8M | ||
| Q3 25 | — | $387.1M | ||
| Q2 25 | — | $394.1M | ||
| Q1 25 | — | $409.2M | ||
| Q4 24 | — | $403.9M | ||
| Q3 24 | — | $399.0M | ||
| Q2 24 | — | $436.8M |
| Q1 26 | — | $26.3M | ||
| Q4 25 | $854.6M | $-24.6M | ||
| Q3 25 | $822.2M | $-27.9M | ||
| Q2 25 | $780.0M | $-29.3M | ||
| Q1 25 | $758.0M | $-52.4M | ||
| Q4 24 | $730.2M | $-43.2M | ||
| Q3 24 | $738.1M | $-77.0M | ||
| Q2 24 | $693.1M | $-101.9M |
| Q1 26 | — | $806.6M | ||
| Q4 25 | $7.9B | $797.4M | ||
| Q3 25 | $7.9B | $787.7M | ||
| Q2 25 | $8.1B | $770.7M | ||
| Q1 25 | $7.8B | $802.3M | ||
| Q4 24 | $7.8B | $814.0M | ||
| Q3 24 | $7.9B | $867.3M | ||
| Q2 24 | $7.8B | $876.1M |
| Q1 26 | — | 14.87× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $107.9M | — |
| Free Cash FlowOCF − Capex | $96.2M | — |
| FCF MarginFCF / Revenue | 111.2% | — |
| Capex IntensityCapex / Revenue | 13.5% | — |
| Cash ConversionOCF / Net Profit | 3.57× | — |
| TTM Free Cash FlowTrailing 4 quarters | $164.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $107.9M | $1.2M | ||
| Q3 25 | $39.3M | $40.8M | ||
| Q2 25 | $41.0K | $35.6M | ||
| Q1 25 | $37.6M | $-11.2M | ||
| Q4 24 | $85.8M | $-26.6M | ||
| Q3 24 | $47.8M | $12.4M | ||
| Q2 24 | $-46.0M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | $96.2M | $1.1M | ||
| Q3 25 | $35.4M | $40.7M | ||
| Q2 25 | $-3.4M | $35.4M | ||
| Q1 25 | $35.9M | $-11.2M | ||
| Q4 24 | $81.2M | $-26.8M | ||
| Q3 24 | $46.0M | $12.2M | ||
| Q2 24 | $-47.0M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | 111.2% | 1.0% | ||
| Q3 25 | 41.5% | 35.4% | ||
| Q2 25 | -3.9% | 33.0% | ||
| Q1 25 | 43.2% | -13.3% | ||
| Q4 24 | 98.5% | -35.6% | ||
| Q3 24 | 55.0% | 15.7% | ||
| Q2 24 | -67.8% | -34.3% |
| Q1 26 | — | — | ||
| Q4 25 | 13.5% | 0.1% | ||
| Q3 25 | 4.5% | 0.1% | ||
| Q2 25 | 3.9% | 0.2% | ||
| Q1 25 | 2.1% | 0.1% | ||
| Q4 24 | 5.5% | 0.3% | ||
| Q3 24 | 2.1% | 0.3% | ||
| Q2 24 | 1.5% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 3.57× | — | ||
| Q3 25 | 1.31× | — | ||
| Q2 25 | 0.00× | 13.79× | ||
| Q1 25 | 1.38× | -1.33× | ||
| Q4 24 | 4.33× | -0.87× | ||
| Q3 24 | 1.73× | 0.86× | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
