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Side-by-side financial comparison of El Pollo Loco Holdings, Inc. (LOCO) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.
El Pollo Loco Holdings, Inc. is the larger business by last-quarter revenue ($123.5M vs $121.1M, roughly 1.0× Porch Group, Inc.). El Pollo Loco Holdings, Inc. runs the higher net margin — 5.3% vs -3.9%, a 9.2% gap on every dollar of revenue. On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 8.1%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs 3.1%).
El Pollo Loco, Inc., is a restaurant chain based in the United States, specializing in Mexican-style grilled chicken. Restaurant service consists of dine-in and take-out, with some locations offering drive-through options. The company is headquartered in Costa Mesa, California, and operates about 500 company-owned and franchised restaurants in the Southwestern United States.
Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.
LOCO vs PRCH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $123.5M | $121.1M |
| Net Profit | $6.5M | $-4.7M |
| Gross Margin | — | 52.7% |
| Operating Margin | 8.3% | 34.7% |
| Net Margin | 5.3% | -3.9% |
| Revenue YoY | 8.1% | 100.0% |
| Net Profit YoY | 9.9% | 2.0% |
| EPS (diluted) | $0.22 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $121.1M | ||
| Q4 25 | $123.5M | $112.3M | ||
| Q3 25 | $121.5M | $115.1M | ||
| Q2 25 | $125.8M | $107.0M | ||
| Q1 25 | $119.2M | $84.5M | ||
| Q4 24 | $114.3M | $75.3M | ||
| Q3 24 | $120.4M | $77.7M | ||
| Q2 24 | $122.2M | $75.9M |
| Q1 26 | — | $-4.7M | ||
| Q4 25 | $6.5M | $-3.5M | ||
| Q3 25 | $7.4M | $-10.9M | ||
| Q2 25 | $7.1M | $2.6M | ||
| Q1 25 | $5.5M | $8.4M | ||
| Q4 24 | $6.0M | $30.5M | ||
| Q3 24 | $6.2M | $14.4M | ||
| Q2 24 | $7.6M | $-64.3M |
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 99.5% | ||
| Q3 25 | — | 75.6% | ||
| Q2 25 | — | 70.9% | ||
| Q1 25 | — | 77.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 79.4% | ||
| Q2 24 | — | 22.1% |
| Q1 26 | — | 34.7% | ||
| Q4 25 | 8.3% | 14.7% | ||
| Q3 25 | 9.4% | 14.2% | ||
| Q2 25 | 9.0% | 4.7% | ||
| Q1 25 | 7.5% | -1.5% | ||
| Q4 24 | 7.9% | 33.3% | ||
| Q3 24 | 8.4% | -3.2% | ||
| Q2 24 | 10.1% | -69.2% |
| Q1 26 | — | -3.9% | ||
| Q4 25 | 5.3% | -3.1% | ||
| Q3 25 | 6.1% | -9.4% | ||
| Q2 25 | 5.6% | 2.4% | ||
| Q1 25 | 4.6% | 9.9% | ||
| Q4 24 | 5.2% | 40.5% | ||
| Q3 24 | 5.1% | 18.5% | ||
| Q2 24 | 6.2% | -84.8% |
| Q1 26 | — | $-0.04 | ||
| Q4 25 | $0.22 | $0.00 | ||
| Q3 25 | $0.25 | $-0.10 | ||
| Q2 25 | $0.24 | $0.00 | ||
| Q1 25 | $0.19 | $0.07 | ||
| Q4 24 | $0.21 | $0.34 | ||
| Q3 24 | $0.21 | $0.12 | ||
| Q2 24 | $0.25 | $-0.65 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $6.2M | $68.4M |
| Total DebtLower is stronger | $51.0M | $391.3M |
| Stockholders' EquityBook value | $291.1M | $26.3M |
| Total Assets | $606.6M | $806.6M |
| Debt / EquityLower = less leverage | 0.18× | 14.87× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $68.4M | ||
| Q4 25 | $6.2M | $57.3M | ||
| Q3 25 | $10.9M | $85.0M | ||
| Q2 25 | $9.0M | $79.8M | ||
| Q1 25 | $4.3M | $70.4M | ||
| Q4 24 | $2.5M | $191.7M | ||
| Q3 24 | $7.9M | $238.6M | ||
| Q2 24 | $10.5M | $308.4M |
| Q1 26 | — | $391.3M | ||
| Q4 25 | $51.0M | $392.8M | ||
| Q3 25 | $61.0M | $387.1M | ||
| Q2 25 | $69.0M | $394.1M | ||
| Q1 25 | $73.0M | $409.2M | ||
| Q4 24 | $71.0M | $403.9M | ||
| Q3 24 | $76.0M | $399.0M | ||
| Q2 24 | $87.0M | $436.8M |
| Q1 26 | — | $26.3M | ||
| Q4 25 | $291.1M | $-24.6M | ||
| Q3 25 | $282.9M | $-27.9M | ||
| Q2 25 | $274.2M | $-29.3M | ||
| Q1 25 | $265.7M | $-52.4M | ||
| Q4 24 | $260.7M | $-43.2M | ||
| Q3 24 | $255.2M | $-77.0M | ||
| Q2 24 | $248.6M | $-101.9M |
| Q1 26 | — | $806.6M | ||
| Q4 25 | $606.6M | $797.4M | ||
| Q3 25 | $602.7M | $787.7M | ||
| Q2 25 | $596.8M | $770.7M | ||
| Q1 25 | $590.5M | $802.3M | ||
| Q4 24 | $592.0M | $814.0M | ||
| Q3 24 | $590.0M | $867.3M | ||
| Q2 24 | $593.8M | $876.1M |
| Q1 26 | — | 14.87× | ||
| Q4 25 | 0.18× | — | ||
| Q3 25 | 0.22× | — | ||
| Q2 25 | 0.25× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.27× | — | ||
| Q3 24 | 0.30× | — | ||
| Q2 24 | 0.35× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $13.9M | — |
| Free Cash FlowOCF − Capex | $5.1M | — |
| FCF MarginFCF / Revenue | 4.1% | — |
| Capex IntensityCapex / Revenue | 7.1% | — |
| Cash ConversionOCF / Net Profit | 2.13× | — |
| TTM Free Cash FlowTrailing 4 quarters | $25.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $13.9M | $1.2M | ||
| Q3 25 | $15.3M | $40.8M | ||
| Q2 25 | $14.1M | $35.6M | ||
| Q1 25 | $4.7M | $-11.2M | ||
| Q4 24 | $5.6M | $-26.6M | ||
| Q3 24 | $13.0M | $12.4M | ||
| Q2 24 | $17.0M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | $5.1M | $1.1M | ||
| Q3 25 | $9.9M | $40.7M | ||
| Q2 25 | $9.1M | $35.4M | ||
| Q1 25 | $1.3M | $-11.2M | ||
| Q4 24 | $1.1M | $-26.8M | ||
| Q3 24 | $9.1M | $12.2M | ||
| Q2 24 | $10.4M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | 4.1% | 1.0% | ||
| Q3 25 | 8.2% | 35.4% | ||
| Q2 25 | 7.2% | 33.0% | ||
| Q1 25 | 1.1% | -13.3% | ||
| Q4 24 | 1.0% | -35.6% | ||
| Q3 24 | 7.6% | 15.7% | ||
| Q2 24 | 8.5% | -34.3% |
| Q1 26 | — | — | ||
| Q4 25 | 7.1% | 0.1% | ||
| Q3 25 | 4.4% | 0.1% | ||
| Q2 25 | 4.0% | 0.2% | ||
| Q1 25 | 2.8% | 0.1% | ||
| Q4 24 | 3.9% | 0.3% | ||
| Q3 24 | 3.2% | 0.3% | ||
| Q2 24 | 5.3% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 2.13× | — | ||
| Q3 25 | 2.08× | — | ||
| Q2 25 | 1.99× | 13.79× | ||
| Q1 25 | 0.86× | -1.33× | ||
| Q4 24 | 0.95× | -0.87× | ||
| Q3 24 | 2.11× | 0.86× | ||
| Q2 24 | 2.22× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LOCO
| Services | $102.4M | 83% |
| Franchise | $13.0M | 11% |
| Franchise Advertising Fee | $8.1M | 7% |
PRCH
Segment breakdown not available.
