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Side-by-side financial comparison of Burke & Herbert Financial Services Corp. (BHRB) and ZIPRECRUITER, INC. (ZIP). Click either name above to swap in a different company.

ZIPRECRUITER, INC. is the larger business by last-quarter revenue ($111.7M vs $86.5M, roughly 1.3× Burke & Herbert Financial Services Corp.). Burke & Herbert Financial Services Corp. runs the higher net margin — 34.9% vs -0.7%, a 35.7% gap on every dollar of revenue. On growth, Burke & Herbert Financial Services Corp. posted the faster year-over-year revenue change (4.9% vs 0.6%). Burke & Herbert Financial Services Corp. produced more free cash flow last quarter ($96.2M vs $7.6M). Over the past eight quarters, Burke & Herbert Financial Services Corp.'s revenue compounded faster (81.1% CAGR vs -4.4%).

Burke & Herbert Financial Services Corp is a U.S.-based regional financial holding company, offering personal and commercial banking, wealth management, residential mortgage lending, and small business financing services. Its core market covers Virginia and adjacent Mid-Atlantic regions, serving retail consumers, SMEs, and high-net-worth clients.

BHRB vs ZIP — Head-to-Head

Bigger by revenue
ZIP
ZIP
1.3× larger
ZIP
$111.7M
$86.5M
BHRB
Growing faster (revenue YoY)
BHRB
BHRB
+4.3% gap
BHRB
4.9%
0.6%
ZIP
Higher net margin
BHRB
BHRB
35.7% more per $
BHRB
34.9%
-0.7%
ZIP
More free cash flow
BHRB
BHRB
$88.6M more FCF
BHRB
$96.2M
$7.6M
ZIP
Faster 2-yr revenue CAGR
BHRB
BHRB
Annualised
BHRB
81.1%
-4.4%
ZIP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BHRB
BHRB
ZIP
ZIP
Revenue
$86.5M
$111.7M
Net Profit
$30.2M
$-835.0K
Gross Margin
89.1%
Operating Margin
43.8%
3.6%
Net Margin
34.9%
-0.7%
Revenue YoY
4.9%
0.6%
Net Profit YoY
52.8%
92.3%
EPS (diluted)
$1.98
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BHRB
BHRB
ZIP
ZIP
Q4 25
$86.5M
$111.7M
Q3 25
$85.4M
$115.0M
Q2 25
$87.1M
$112.2M
Q1 25
$83.0M
$110.1M
Q4 24
$82.5M
$111.0M
Q3 24
$83.8M
$117.1M
Q2 24
$69.3M
$123.7M
Q1 24
$26.4M
$122.2M
Net Profit
BHRB
BHRB
ZIP
ZIP
Q4 25
$30.2M
$-835.0K
Q3 25
$30.0M
$-9.8M
Q2 25
$29.9M
$-9.5M
Q1 25
$27.2M
$-12.8M
Q4 24
$19.8M
$-10.8M
Q3 24
$27.6M
$-2.6M
Q2 24
$-16.9M
$7.0M
Q1 24
$5.2M
$-6.5M
Gross Margin
BHRB
BHRB
ZIP
ZIP
Q4 25
89.1%
Q3 25
89.1%
Q2 25
89.3%
Q1 25
89.4%
Q4 24
89.6%
Q3 24
89.4%
Q2 24
89.5%
Q1 24
89.1%
Operating Margin
BHRB
BHRB
ZIP
ZIP
Q4 25
43.8%
3.6%
Q3 25
43.3%
-4.4%
Q2 25
42.7%
-5.9%
Q1 25
39.6%
-10.6%
Q4 24
24.6%
-3.6%
Q3 24
39.2%
-2.8%
Q2 24
-27.5%
7.6%
Q1 24
22.3%
-0.7%
Net Margin
BHRB
BHRB
ZIP
ZIP
Q4 25
34.9%
-0.7%
Q3 25
35.1%
-8.5%
Q2 25
34.3%
-8.5%
Q1 25
32.8%
-11.7%
Q4 24
24.0%
-9.7%
Q3 24
33.0%
-2.2%
Q2 24
-24.4%
5.7%
Q1 24
19.8%
-5.3%
EPS (diluted)
BHRB
BHRB
ZIP
ZIP
Q4 25
$1.98
$-0.03
Q3 25
$1.97
$-0.11
Q2 25
$1.97
$-0.10
Q1 25
$1.80
$-0.13
Q4 24
$1.72
$-0.10
Q3 24
$1.82
$-0.03
Q2 24
$-1.41
$0.07
Q1 24
$0.69
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BHRB
BHRB
ZIP
ZIP
Cash + ST InvestmentsLiquidity on hand
$188.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$854.6M
$-77.2M
Total Assets
$7.9B
$569.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BHRB
BHRB
ZIP
ZIP
Q4 25
$188.0M
Q3 25
$211.8M
Q2 25
$203.5M
Q1 25
$221.1M
Q4 24
$218.4M
Q3 24
$225.6M
Q2 24
$271.7M
Q1 24
$282.5M
Stockholders' Equity
BHRB
BHRB
ZIP
ZIP
Q4 25
$854.6M
$-77.2M
Q3 25
$822.2M
$-76.1M
Q2 25
$780.0M
$-65.9M
Q1 25
$758.0M
$-11.3M
Q4 24
$730.2M
$13.4M
Q3 24
$738.1M
$13.6M
Q2 24
$693.1M
$24.4M
Q1 24
$319.3M
$12.7M
Total Assets
BHRB
BHRB
ZIP
ZIP
Q4 25
$7.9B
$569.7M
Q3 25
$7.9B
$573.6M
Q2 25
$8.1B
$592.4M
Q1 25
$7.8B
$629.4M
Q4 24
$7.8B
$664.1M
Q3 24
$7.9B
$652.0M
Q2 24
$7.8B
$665.3M
Q1 24
$3.7B
$662.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BHRB
BHRB
ZIP
ZIP
Operating Cash FlowLast quarter
$107.9M
$7.7M
Free Cash FlowOCF − Capex
$96.2M
$7.6M
FCF MarginFCF / Revenue
111.2%
6.8%
Capex IntensityCapex / Revenue
13.5%
0.1%
Cash ConversionOCF / Net Profit
3.57×
TTM Free Cash FlowTrailing 4 quarters
$164.1M
$9.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BHRB
BHRB
ZIP
ZIP
Q4 25
$107.9M
$7.7M
Q3 25
$39.3M
$2.6M
Q2 25
$41.0K
$10.5M
Q1 25
$37.6M
$-9.9M
Q4 24
$85.8M
$12.5M
Q3 24
$47.8M
$9.3M
Q2 24
$-46.0M
$21.9M
Q1 24
$7.1M
$2.0M
Free Cash Flow
BHRB
BHRB
ZIP
ZIP
Q4 25
$96.2M
$7.6M
Q3 25
$35.4M
$2.2M
Q2 25
$-3.4M
$10.2M
Q1 25
$35.9M
$-10.2M
Q4 24
$81.2M
$12.0M
Q3 24
$46.0M
$9.2M
Q2 24
$-47.0M
$21.7M
Q1 24
$5.6M
$1.9M
FCF Margin
BHRB
BHRB
ZIP
ZIP
Q4 25
111.2%
6.8%
Q3 25
41.5%
1.9%
Q2 25
-3.9%
9.1%
Q1 25
43.2%
-9.3%
Q4 24
98.5%
10.8%
Q3 24
55.0%
7.8%
Q2 24
-67.8%
17.6%
Q1 24
21.2%
1.6%
Capex Intensity
BHRB
BHRB
ZIP
ZIP
Q4 25
13.5%
0.1%
Q3 25
4.5%
0.3%
Q2 25
3.9%
0.3%
Q1 25
2.1%
0.3%
Q4 24
5.5%
0.4%
Q3 24
2.1%
0.2%
Q2 24
1.5%
0.1%
Q1 24
5.7%
0.1%
Cash Conversion
BHRB
BHRB
ZIP
ZIP
Q4 25
3.57×
Q3 25
1.31×
Q2 25
0.00×
Q1 25
1.38×
Q4 24
4.33×
Q3 24
1.73×
Q2 24
3.12×
Q1 24
1.36×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BHRB
BHRB

Segment breakdown not available.

ZIP
ZIP

License$84.3M75%
Services$27.4M25%

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