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Side-by-side financial comparison of BILL Holdings, Inc. (BILL) and IDACORP INC (IDA). Click either name above to swap in a different company.
BILL Holdings, Inc. is the larger business by last-quarter revenue ($414.7M vs $360.1M, roughly 1.2× IDACORP INC). IDACORP INC runs the higher net margin — 12.1% vs -0.6%, a 12.7% gap on every dollar of revenue. On growth, BILL Holdings, Inc. posted the faster year-over-year revenue change (14.4% vs -4.2%). BILL Holdings, Inc. produced more free cash flow last quarter ($103.8M vs $-216.2M). Over the past eight quarters, BILL Holdings, Inc.'s revenue compounded faster (13.3% CAGR vs -7.2%).
BILL Holdings, Inc. is an American company based in San Jose, California, that provides automated, cloud-based software for financial operations for small businesses in the United States. A white-labeled, end-to-end payments automation platform, Bill.com Connect is offered to financial institutions as part of their single sign-on online business banking ecosystem.
IDACORP, Inc is an electricity holding company, incorporated in Idaho with headquarters in Boise. It comprises Idaho Power Company, IDACORP Financial and Ida-West Energy. It was formed on October 1, 1998.
BILL vs IDA — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $414.7M | $360.1M |
| Net Profit | $-2.6M | $43.6M |
| Gross Margin | 79.8% | — |
| Operating Margin | -4.4% | 14.9% |
| Net Margin | -0.6% | 12.1% |
| Revenue YoY | 14.4% | -4.2% |
| Net Profit YoY | -107.7% | 15.1% |
| EPS (diluted) | $-0.03 | $0.78 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $414.7M | $360.1M | ||
| Q3 25 | $395.7M | $526.4M | ||
| Q2 25 | $383.3M | $449.3M | ||
| Q1 25 | $358.2M | $411.1M | ||
| Q4 24 | $362.6M | $375.9M | ||
| Q3 24 | $358.4M | $532.5M | ||
| Q2 24 | $343.7M | $442.6M | ||
| Q1 24 | $323.0M | $417.9M |
| Q4 25 | $-2.6M | $43.6M | ||
| Q3 25 | $-3.0M | $124.4M | ||
| Q2 25 | $-7.1M | $95.8M | ||
| Q1 25 | $-11.6M | $59.6M | ||
| Q4 24 | $33.5M | $37.9M | ||
| Q3 24 | $8.9M | $113.6M | ||
| Q2 24 | $7.6M | $89.5M | ||
| Q1 24 | $31.8M | $48.2M |
| Q4 25 | 79.8% | — | ||
| Q3 25 | 80.5% | — | ||
| Q2 25 | 80.8% | — | ||
| Q1 25 | 81.2% | — | ||
| Q4 24 | 81.6% | — | ||
| Q3 24 | 82.0% | — | ||
| Q2 24 | 81.0% | — | ||
| Q1 24 | 83.0% | — |
| Q4 25 | -4.4% | 14.9% | ||
| Q3 25 | -5.2% | 27.5% | ||
| Q2 25 | -5.8% | 22.4% | ||
| Q1 25 | -8.1% | 13.4% | ||
| Q4 24 | -6.0% | 11.0% | ||
| Q3 24 | -2.1% | 25.1% | ||
| Q2 24 | -6.5% | 23.3% | ||
| Q1 24 | -8.6% | 11.9% |
| Q4 25 | -0.6% | 12.1% | ||
| Q3 25 | -0.7% | 23.6% | ||
| Q2 25 | -1.8% | 21.3% | ||
| Q1 25 | -3.2% | 14.5% | ||
| Q4 24 | 9.3% | 10.1% | ||
| Q3 24 | 2.5% | 21.3% | ||
| Q2 24 | 2.2% | 20.2% | ||
| Q1 24 | 9.8% | 11.5% |
| Q4 25 | $-0.03 | $0.78 | ||
| Q3 25 | $-0.03 | $2.26 | ||
| Q2 25 | $0.02 | $1.76 | ||
| Q1 25 | $-0.11 | $1.10 | ||
| Q4 24 | $-0.06 | $0.72 | ||
| Q3 24 | $0.08 | $2.12 | ||
| Q2 24 | $0.37 | $1.71 | ||
| Q1 24 | $0.00 | $0.95 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.1B | $215.7M |
| Total DebtLower is stronger | $1.8B | $3.3B |
| Stockholders' EquityBook value | $3.8B | $3.6B |
| Total Assets | $10.1B | $10.2B |
| Debt / EquityLower = less leverage | 0.48× | 0.93× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.1B | $215.7M | ||
| Q3 25 | $1.1B | $333.2M | ||
| Q2 25 | $1.0B | $474.5M | ||
| Q1 25 | $1.0B | $634.5M | ||
| Q4 24 | $1.6B | $368.9M | ||
| Q3 24 | $853.5M | $427.9M | ||
| Q2 24 | $985.9M | $169.6M | ||
| Q1 24 | $952.5M | $157.6M |
| Q4 25 | $1.8B | $3.3B | ||
| Q3 25 | $1.9B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | $3.1B | ||
| Q3 24 | $914.8M | — | ||
| Q2 24 | $914.0M | — | ||
| Q1 24 | $1.1B | — |
| Q4 25 | $3.8B | $3.6B | ||
| Q3 25 | $3.9B | $3.5B | ||
| Q2 25 | $3.9B | $3.4B | ||
| Q1 25 | $3.9B | $3.3B | ||
| Q4 24 | $3.8B | $3.3B | ||
| Q3 24 | $4.0B | $3.3B | ||
| Q2 24 | $4.1B | $3.2B | ||
| Q1 24 | $4.1B | $2.9B |
| Q4 25 | $10.1B | $10.2B | ||
| Q3 25 | $10.2B | $10.1B | ||
| Q2 25 | $10.1B | $9.9B | ||
| Q1 25 | $9.6B | $9.6B | ||
| Q4 24 | $9.7B | $9.2B | ||
| Q3 24 | $9.0B | $9.1B | ||
| Q2 24 | $9.2B | $8.7B | ||
| Q1 24 | $9.1B | $8.3B |
| Q4 25 | 0.48× | 0.93× | ||
| Q3 25 | 0.48× | — | ||
| Q2 25 | 0.44× | — | ||
| Q1 25 | 0.43× | — | ||
| Q4 24 | 0.44× | 0.92× | ||
| Q3 24 | 0.23× | — | ||
| Q2 24 | 0.22× | — | ||
| Q1 24 | 0.28× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $105.3M | $137.8M |
| Free Cash FlowOCF − Capex | $103.8M | $-216.2M |
| FCF MarginFCF / Revenue | 25.0% | -60.0% |
| Capex IntensityCapex / Revenue | 0.4% | 98.3% |
| Cash ConversionOCF / Net Profit | — | 3.16× |
| TTM Free Cash FlowTrailing 4 quarters | $378.8M | $-577.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $105.3M | $137.8M | ||
| Q3 25 | $96.9M | $162.8M | ||
| Q2 25 | $83.8M | $176.9M | ||
| Q1 25 | $99.5M | $124.3M | ||
| Q4 24 | $78.7M | $136.4M | ||
| Q3 24 | $88.6M | $201.9M | ||
| Q2 24 | $78.6M | $146.4M | ||
| Q1 24 | $66.8M | $109.7M |
| Q4 25 | $103.8M | $-216.2M | ||
| Q3 25 | $95.6M | $-127.9M | ||
| Q2 25 | $81.0M | $-156.4M | ||
| Q1 25 | $98.4M | $-77.0M | ||
| Q4 24 | $78.3M | $-48.9M | ||
| Q3 24 | $88.6M | $-16.1M | ||
| Q2 24 | $78.4M | $-199.6M | ||
| Q1 24 | $66.8M | $-150.3M |
| Q4 25 | 25.0% | -60.0% | ||
| Q3 25 | 24.1% | -24.3% | ||
| Q2 25 | 21.1% | -34.8% | ||
| Q1 25 | 27.5% | -18.7% | ||
| Q4 24 | 21.6% | -13.0% | ||
| Q3 24 | 24.7% | -3.0% | ||
| Q2 24 | 22.8% | -45.1% | ||
| Q1 24 | 20.7% | -36.0% |
| Q4 25 | 0.4% | 98.3% | ||
| Q3 25 | 0.3% | 55.2% | ||
| Q2 25 | 0.7% | 74.2% | ||
| Q1 25 | 0.3% | 49.0% | ||
| Q4 24 | 0.1% | 49.3% | ||
| Q3 24 | 0.0% | 41.0% | ||
| Q2 24 | 0.1% | 78.2% | ||
| Q1 24 | 0.0% | 62.2% |
| Q4 25 | — | 3.16× | ||
| Q3 25 | — | 1.31× | ||
| Q2 25 | — | 1.85× | ||
| Q1 25 | — | 2.08× | ||
| Q4 24 | 2.35× | 3.60× | ||
| Q3 24 | 9.94× | 1.78× | ||
| Q2 24 | 10.35× | 1.63× | ||
| Q1 24 | 2.10× | 2.28× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BILL
| Accounts Payable And Accounts Receivable Solutions | $185.9M | 45% |
| Spend And Expense Interchange Revenue | $166.5M | 40% |
| Interest On Funds Held For Customers | $39.5M | 10% |
| Embedded And Other Solutions | $22.8M | 5% |
IDA
| Retailrevenues | $323.0M | 90% |
| Transmissionserviceswheeling | $18.6M | 5% |
| Energyefficiencyprogramrevenues | $11.7M | 3% |
| Wholesaleenergysales | $10.5M | 3% |
| Otherrevenues | $9.5M | 3% |
