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Side-by-side financial comparison of Brookfield Infrastructure Corp (BIPC) and Chime Financial, Inc. (CHYM). Click either name above to swap in a different company.

Brookfield Infrastructure Corp is the larger business by last-quarter revenue ($866.0M vs $543.5M, roughly 1.6× Chime Financial, Inc.). Chime Financial, Inc. runs the higher net margin — -10.1% vs -35.7%, a 25.6% gap on every dollar of revenue. On growth, Chime Financial, Inc. posted the faster year-over-year revenue change (28.8% vs -4.6%).

Brookfield Infrastructure Partners L.P. is a publicly traded limited partnership with corporate headquarters in Toronto, Canada, that engages in the acquisition and management of infrastructure assets on a global basis.

Chime Financial, Inc. is an American financial technology company based in San Francisco, California. It provides fee-free mobile banking services through two national banks, Stride Bank and The Bancorp Bank.

BIPC vs CHYM — Head-to-Head

Bigger by revenue
BIPC
BIPC
1.6× larger
BIPC
$866.0M
$543.5M
CHYM
Growing faster (revenue YoY)
CHYM
CHYM
+33.5% gap
CHYM
28.8%
-4.6%
BIPC
Higher net margin
CHYM
CHYM
25.6% more per $
CHYM
-10.1%
-35.7%
BIPC

Income Statement — Q2 FY2025 vs Q3 FY2025

Metric
BIPC
BIPC
CHYM
CHYM
Revenue
$866.0M
$543.5M
Net Profit
$-309.0M
$-54.7M
Gross Margin
65.0%
87.2%
Operating Margin
62.7%
-11.9%
Net Margin
-35.7%
-10.1%
Revenue YoY
-4.6%
28.8%
Net Profit YoY
-148.1%
-148.4%
EPS (diluted)
$-0.15

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BIPC
BIPC
CHYM
CHYM
Q3 25
$543.5M
Q2 25
$866.0M
$528.1M
Q3 24
$421.9M
Q2 24
$908.0M
$384.2M
Q2 23
$538.0M
Q2 22
$479.0M
Net Profit
BIPC
BIPC
CHYM
CHYM
Q3 25
$-54.7M
Q2 25
$-309.0M
$-923.4M
Q3 24
$-22.0M
Q2 24
$643.0M
$385.0K
Q2 23
$-154.0M
Q2 22
$842.0M
Gross Margin
BIPC
BIPC
CHYM
CHYM
Q3 25
87.2%
Q2 25
65.0%
87.3%
Q3 24
87.3%
Q2 24
63.8%
86.9%
Q2 23
72.3%
Q2 22
72.7%
Operating Margin
BIPC
BIPC
CHYM
CHYM
Q3 25
-11.9%
Q2 25
62.7%
-176.2%
Q3 24
-7.3%
Q2 24
61.9%
-2.5%
Q2 23
69.1%
Q2 22
69.1%
Net Margin
BIPC
BIPC
CHYM
CHYM
Q3 25
-10.1%
Q2 25
-35.7%
-174.8%
Q3 24
-5.2%
Q2 24
70.8%
0.1%
Q2 23
-28.6%
Q2 22
175.8%
EPS (diluted)
BIPC
BIPC
CHYM
CHYM
Q3 25
$-0.15
Q2 25
$-7.29
Q3 24
$-0.34
Q2 24
$0.00
Q2 23
Q2 22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BIPC
BIPC
CHYM
CHYM
Cash + ST InvestmentsLiquidity on hand
$1.2B
$445.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.2B
$1.4B
Total Assets
$23.9B
$2.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BIPC
BIPC
CHYM
CHYM
Q3 25
$445.0M
Q2 25
$1.2B
$868.3M
Q3 24
$270.8M
Q2 24
$466.0M
$295.4M
Q2 23
$356.0M
Q2 22
$512.0M
Stockholders' Equity
BIPC
BIPC
CHYM
CHYM
Q3 25
$1.4B
Q2 25
$2.2B
$1.4B
Q3 24
$-1.9B
Q2 24
$3.5B
$-1.9B
Q2 23
$-764.0M
Q2 22
$-1.1B
Total Assets
BIPC
BIPC
CHYM
CHYM
Q3 25
$2.0B
Q2 25
$23.9B
$1.9B
Q3 24
Q2 24
$23.7B
Q2 23
$11.0B
Q2 22
$10.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BIPC
BIPC
CHYM
CHYM
Operating Cash FlowLast quarter
$478.0M
$17.5M
Free Cash FlowOCF − Capex
$15.4M
FCF MarginFCF / Revenue
2.8%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BIPC
BIPC
CHYM
CHYM
Q3 25
$17.5M
Q2 25
$478.0M
$2.7M
Q3 24
Q2 24
$511.0M
Q2 23
$265.0M
Q2 22
$232.0M
Free Cash Flow
BIPC
BIPC
CHYM
CHYM
Q3 25
$15.4M
Q2 25
$-888.0K
Q3 24
Q2 24
Q2 23
Q2 22
FCF Margin
BIPC
BIPC
CHYM
CHYM
Q3 25
2.8%
Q2 25
-0.2%
Q3 24
Q2 24
Q2 23
Q2 22
Capex Intensity
BIPC
BIPC
CHYM
CHYM
Q3 25
0.4%
Q2 25
0.7%
Q3 24
Q2 24
Q2 23
Q2 22
Cash Conversion
BIPC
BIPC
CHYM
CHYM
Q3 25
Q2 25
Q3 24
Q2 24
0.79×
Q2 23
Q2 22
0.28×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BIPC
BIPC

Segment breakdown not available.

CHYM
CHYM

Payments Revenue$363.2M67%
Platform Related Revenue$180.4M33%

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