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Side-by-side financial comparison of Allbirds, Inc. (BIRD) and REPUBLIC BANCORP INC (RBCAA). Click either name above to swap in a different company.

REPUBLIC BANCORP INC is the larger business by last-quarter revenue ($94.3M vs $47.7M, roughly 2.0× Allbirds, Inc.). REPUBLIC BANCORP INC runs the higher net margin — 24.2% vs -41.1%, a 65.3% gap on every dollar of revenue. On growth, REPUBLIC BANCORP INC posted the faster year-over-year revenue change (5.3% vs -14.6%). REPUBLIC BANCORP INC produced more free cash flow last quarter ($161.1M vs $-4.1M). Over the past eight quarters, Allbirds, Inc.'s revenue compounded faster (10.1% CAGR vs -11.5%).

Bird Global, Inc., is a micromobility company based in Miami, Florida. Founded in September 2017, Bird has distributed electric scooters designed for short-term rental to over 350 cities. In April 2024, it was acquired by Third Lane Mobility to avoid bankruptcy.

Republic Bancorp Inc. (Kentucky) is a U.S. regional banking holding company that provides a full range of retail and commercial banking services, including personal deposit accounts, consumer loans, business financing, mortgage products, and wealth management solutions. It mainly serves individual consumers and small to medium-sized enterprises in Kentucky and adjacent U.S. states.

BIRD vs RBCAA — Head-to-Head

Bigger by revenue
RBCAA
RBCAA
2.0× larger
RBCAA
$94.3M
$47.7M
BIRD
Growing faster (revenue YoY)
RBCAA
RBCAA
+19.9% gap
RBCAA
5.3%
-14.6%
BIRD
Higher net margin
RBCAA
RBCAA
65.3% more per $
RBCAA
24.2%
-41.1%
BIRD
More free cash flow
RBCAA
RBCAA
$165.3M more FCF
RBCAA
$161.1M
$-4.1M
BIRD
Faster 2-yr revenue CAGR
BIRD
BIRD
Annualised
BIRD
10.1%
-11.5%
RBCAA

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BIRD
BIRD
RBCAA
RBCAA
Revenue
$47.7M
$94.3M
Net Profit
$-19.6M
$22.8M
Gross Margin
37.2%
Operating Margin
-43.5%
29.3%
Net Margin
-41.1%
24.2%
Revenue YoY
-14.6%
5.3%
Net Profit YoY
23.7%
20.0%
EPS (diluted)
$-2.33

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BIRD
BIRD
RBCAA
RBCAA
Q4 25
$47.7M
$94.3M
Q3 25
$33.0M
$93.5M
Q2 25
$39.7M
$93.8M
Q1 25
$32.1M
$135.8M
Q4 24
$55.9M
$89.5M
Q3 24
$43.0M
$88.1M
Q2 24
$51.6M
$86.9M
Q1 24
$39.3M
$120.3M
Net Profit
BIRD
BIRD
RBCAA
RBCAA
Q4 25
$-19.6M
$22.8M
Q3 25
$-20.3M
$29.7M
Q2 25
$-15.5M
$31.5M
Q1 25
$-21.9M
$47.3M
Q4 24
$-25.7M
$19.0M
Q3 24
$-21.2M
$26.5M
Q2 24
$-19.1M
$25.2M
Q1 24
$-27.3M
$30.6M
Gross Margin
BIRD
BIRD
RBCAA
RBCAA
Q4 25
37.2%
Q3 25
43.2%
Q2 25
40.7%
Q1 25
44.8%
Q4 24
31.3%
Q3 24
44.4%
Q2 24
50.5%
Q1 24
46.9%
Operating Margin
BIRD
BIRD
RBCAA
RBCAA
Q4 25
-43.5%
29.3%
Q3 25
-60.3%
40.4%
Q2 25
-41.6%
43.0%
Q1 25
-71.1%
44.1%
Q4 24
-46.1%
25.8%
Q3 24
-50.7%
38.4%
Q2 24
-39.1%
37.0%
Q1 24
-75.8%
32.2%
Net Margin
BIRD
BIRD
RBCAA
RBCAA
Q4 25
-41.1%
24.2%
Q3 25
-61.6%
31.8%
Q2 25
-39.1%
33.5%
Q1 25
-68.1%
34.8%
Q4 24
-46.0%
21.2%
Q3 24
-49.3%
30.1%
Q2 24
-37.1%
29.0%
Q1 24
-69.5%
25.4%
EPS (diluted)
BIRD
BIRD
RBCAA
RBCAA
Q4 25
$-2.33
Q3 25
$-2.49
Q2 25
$-1.92
Q1 25
$-2.73
Q4 24
$-3.22
Q3 24
$-2.68
Q2 24
$-2.45
Q1 24
$-3.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BIRD
BIRD
RBCAA
RBCAA
Cash + ST InvestmentsLiquidity on hand
$26.7M
$220.0M
Total DebtLower is stronger
$17.4M
Stockholders' EquityBook value
$35.9M
$1.1B
Total Assets
$109.4M
$7.0B
Debt / EquityLower = less leverage
0.48×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BIRD
BIRD
RBCAA
RBCAA
Q4 25
$26.7M
$220.0M
Q3 25
$23.7M
$484.2M
Q2 25
$33.1M
$484.8M
Q1 25
$39.1M
$793.0M
Q4 24
$66.7M
$432.2M
Q3 24
$78.6M
$530.9M
Q2 24
$87.2M
$400.1M
Q1 24
$102.1M
$546.4M
Total Debt
BIRD
BIRD
RBCAA
RBCAA
Q4 25
$17.4M
Q3 25
$12.3M
Q2 25
$5.0M
Q1 25
Q4 24
$0
Q3 24
Q2 24
Q1 24
Stockholders' Equity
BIRD
BIRD
RBCAA
RBCAA
Q4 25
$35.9M
$1.1B
Q3 25
$51.9M
$1.1B
Q2 25
$71.4M
$1.1B
Q1 25
$82.8M
$1.0B
Q4 24
$101.7M
$992.0M
Q3 24
$127.3M
$979.7M
Q2 24
$144.0M
$955.4M
Q1 24
$160.3M
$935.6M
Total Assets
BIRD
BIRD
RBCAA
RBCAA
Q4 25
$109.4M
$7.0B
Q3 25
$119.9M
$7.0B
Q2 25
$136.8M
$7.0B
Q1 25
$147.3M
$7.1B
Q4 24
$188.9M
$6.8B
Q3 24
$221.9M
$6.7B
Q2 24
$239.5M
$6.6B
Q1 24
$272.4M
$6.9B
Debt / Equity
BIRD
BIRD
RBCAA
RBCAA
Q4 25
0.48×
Q3 25
0.24×
Q2 25
0.07×
Q1 25
Q4 24
0.00×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BIRD
BIRD
RBCAA
RBCAA
Operating Cash FlowLast quarter
$-3.3M
$168.2M
Free Cash FlowOCF − Capex
$-4.1M
$161.1M
FCF MarginFCF / Revenue
-8.7%
170.9%
Capex IntensityCapex / Revenue
1.8%
7.5%
Cash ConversionOCF / Net Profit
7.37×
TTM Free Cash FlowTrailing 4 quarters
$-58.2M
$288.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BIRD
BIRD
RBCAA
RBCAA
Q4 25
$-3.3M
$168.2M
Q3 25
$-15.2M
$33.3M
Q2 25
$-8.7M
$8.4M
Q1 25
$-27.9M
$93.2M
Q4 24
$-10.8M
$149.0M
Q3 24
$-11.2M
$51.3M
Q2 24
$-15.6M
$4.0M
Q1 24
$-26.2M
$71.2M
Free Cash Flow
BIRD
BIRD
RBCAA
RBCAA
Q4 25
$-4.1M
$161.1M
Q3 25
$-16.1M
$30.8M
Q2 25
$-9.4M
$5.2M
Q1 25
$-28.5M
$91.6M
Q4 24
$-11.9M
$143.2M
Q3 24
$-11.9M
$49.8M
Q2 24
$-16.9M
$2.7M
Q1 24
$-27.3M
$69.1M
FCF Margin
BIRD
BIRD
RBCAA
RBCAA
Q4 25
-8.7%
170.9%
Q3 25
-48.9%
32.9%
Q2 25
-23.7%
5.5%
Q1 25
-88.8%
67.4%
Q4 24
-21.2%
160.0%
Q3 24
-27.6%
56.5%
Q2 24
-32.8%
3.1%
Q1 24
-69.5%
57.5%
Capex Intensity
BIRD
BIRD
RBCAA
RBCAA
Q4 25
1.8%
7.5%
Q3 25
2.7%
2.6%
Q2 25
1.8%
3.5%
Q1 25
2.0%
1.2%
Q4 24
1.8%
6.5%
Q3 24
1.5%
1.7%
Q2 24
2.5%
1.5%
Q1 24
2.9%
1.7%
Cash Conversion
BIRD
BIRD
RBCAA
RBCAA
Q4 25
7.37×
Q3 25
1.12×
Q2 25
0.27×
Q1 25
1.97×
Q4 24
7.84×
Q3 24
1.93×
Q2 24
0.16×
Q1 24
2.33×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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