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Side-by-side financial comparison of BJs RESTAURANTS INC (BJRI) and Fidelity National Financial, Inc. (FNF). Click either name above to swap in a different company.
Fidelity National Financial, Inc. is the larger business by last-quarter revenue ($544.0M vs $355.4M, roughly 1.5× BJs RESTAURANTS INC). BJs RESTAURANTS INC runs the higher net margin — 3.6% vs -21.5%, a 25.1% gap on every dollar of revenue. On growth, Fidelity National Financial, Inc. posted the faster year-over-year revenue change (10.3% vs 3.2%). Over the past eight quarters, Fidelity National Financial, Inc.'s revenue compounded faster (13.7% CAGR vs 2.6%).
BJ's Restaurants Inc. operates a chain of casual dining restaurants across the United States. Its menu features signature deep-dish pizzas, craft beers, handcrafted cocktails, and a wide range of American comfort food. The brand primarily serves family groups, friend gatherings, and casual diners seeking affordable, high-quality meals in a relaxed, welcoming in-store environment.
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
BJRI vs FNF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $355.4M | $544.0M |
| Net Profit | $12.6M | $-117.0M |
| Gross Margin | 74.5% | — |
| Operating Margin | 3.1% | 82.9% |
| Net Margin | 3.6% | -21.5% |
| Revenue YoY | 3.2% | 10.3% |
| Net Profit YoY | -24.2% | -126.0% |
| EPS (diluted) | $0.58 | $-0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $355.4M | $544.0M | ||
| Q3 25 | $365.6M | $553.0M | ||
| Q2 25 | $348.0M | $547.0M | ||
| Q1 25 | — | $455.0M | ||
| Q4 24 | $325.7M | $493.0M | ||
| Q3 24 | $349.9M | $506.0M | ||
| Q2 24 | $337.3M | $504.0M | ||
| Q1 24 | — | $421.0M |
| Q4 25 | $12.6M | $-117.0M | ||
| Q3 25 | $22.2M | $358.0M | ||
| Q2 25 | $13.5M | $278.0M | ||
| Q1 25 | — | $83.0M | ||
| Q4 24 | $-2.9M | $450.0M | ||
| Q3 24 | $17.2M | $266.0M | ||
| Q2 24 | $7.7M | $306.0M | ||
| Q1 24 | — | $248.0M |
| Q4 25 | 74.5% | — | ||
| Q3 25 | 75.2% | — | ||
| Q2 25 | 75.0% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 73.4% | — | ||
| Q3 24 | 74.3% | — | ||
| Q2 24 | 74.8% | — | ||
| Q1 24 | — | — |
| Q4 25 | 3.1% | 82.9% | ||
| Q3 25 | 5.8% | 81.9% | ||
| Q2 25 | 4.3% | 69.8% | ||
| Q1 25 | — | 24.4% | ||
| Q4 24 | -0.8% | — | ||
| Q3 24 | 3.8% | 61.9% | ||
| Q2 24 | 2.4% | 90.9% | ||
| Q1 24 | — | 78.6% |
| Q4 25 | 3.6% | -21.5% | ||
| Q3 25 | 6.1% | 64.7% | ||
| Q2 25 | 3.9% | 50.8% | ||
| Q1 25 | — | 18.2% | ||
| Q4 24 | -0.9% | 91.3% | ||
| Q3 24 | 4.9% | 52.6% | ||
| Q2 24 | 2.3% | 60.7% | ||
| Q1 24 | — | 58.9% |
| Q4 25 | $0.58 | $-0.44 | ||
| Q3 25 | $0.97 | $1.33 | ||
| Q2 25 | $0.58 | $1.02 | ||
| Q1 25 | — | $0.30 | ||
| Q4 24 | $-0.13 | $1.65 | ||
| Q3 24 | $0.72 | $0.97 | ||
| Q2 24 | $0.32 | $1.12 | ||
| Q1 24 | — | $0.91 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $23.8M | $2.6B |
| Total DebtLower is stronger | — | $4.4B |
| Stockholders' EquityBook value | $366.2M | $7.4B |
| Total Assets | $1.0B | $109.0B |
| Debt / EquityLower = less leverage | — | 0.59× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $23.8M | $2.6B | ||
| Q3 25 | $26.0M | $3.5B | ||
| Q2 25 | $19.0M | $3.3B | ||
| Q1 25 | — | $4.5B | ||
| Q4 24 | $18.4M | $3.5B | ||
| Q3 24 | $16.2M | $5.0B | ||
| Q2 24 | $18.8M | $4.9B | ||
| Q1 24 | — | $3.5B |
| Q4 25 | — | $4.4B | ||
| Q3 25 | $60.5M | $4.4B | ||
| Q2 25 | $85.5M | $4.4B | ||
| Q1 25 | — | $4.4B | ||
| Q4 24 | $66.5M | $4.3B | ||
| Q3 24 | $63.5M | $4.2B | ||
| Q2 24 | $58.0M | $4.2B | ||
| Q1 24 | — | $3.9B |
| Q4 25 | $366.2M | $7.4B | ||
| Q3 25 | $386.6M | $8.4B | ||
| Q2 25 | $371.5M | $7.9B | ||
| Q1 25 | — | $7.9B | ||
| Q4 24 | $376.2M | $7.8B | ||
| Q3 24 | $386.5M | $8.1B | ||
| Q2 24 | $375.4M | $7.3B | ||
| Q1 24 | — | $7.1B |
| Q4 25 | $1.0B | $109.0B | ||
| Q3 25 | $1.0B | $106.6B | ||
| Q2 25 | $1.0B | $102.3B | ||
| Q1 25 | — | $98.2B | ||
| Q4 24 | $1.0B | $95.4B | ||
| Q3 24 | $1.0B | $94.7B | ||
| Q2 24 | $1.0B | $88.8B | ||
| Q1 24 | — | $84.5B |
| Q4 25 | — | 0.59× | ||
| Q3 25 | 0.16× | 0.53× | ||
| Q2 25 | 0.23× | 0.56× | ||
| Q1 25 | — | 0.56× | ||
| Q4 24 | 0.18× | 0.56× | ||
| Q3 24 | 0.16× | 0.52× | ||
| Q2 24 | 0.15× | 0.58× | ||
| Q1 24 | — | 0.55× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $1.5B |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $1.5B | ||
| Q3 25 | $62.3M | $1.3B | ||
| Q2 25 | $4.6M | $1.9B | ||
| Q1 25 | — | $1.1B | ||
| Q4 24 | $27.3M | $1.5B | ||
| Q3 24 | $20.2M | $2.4B | ||
| Q2 24 | $22.3M | $1.4B | ||
| Q1 24 | — | $1.6B |
| Q4 25 | — | — | ||
| Q3 25 | $41.9M | — | ||
| Q2 25 | $-12.1M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $7.6M | — | ||
| Q3 24 | $735.0K | — | ||
| Q2 24 | $448.0K | — | ||
| Q1 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | 11.5% | — | ||
| Q2 25 | -3.5% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.3% | — | ||
| Q3 24 | 0.2% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | 5.6% | — | ||
| Q2 25 | 4.8% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 6.0% | — | ||
| Q3 24 | 5.6% | — | ||
| Q2 24 | 6.5% | — | ||
| Q1 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | 2.80× | 3.66× | ||
| Q2 25 | 0.34× | 6.82× | ||
| Q1 25 | — | 13.43× | ||
| Q4 24 | — | 3.32× | ||
| Q3 24 | 1.18× | 8.89× | ||
| Q2 24 | 2.89× | 4.45× | ||
| Q1 24 | — | 6.42× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BJRI
Segment breakdown not available.
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
