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Side-by-side financial comparison of BNY Mellon (BK) and CSX Corporation (CSX). Click either name above to swap in a different company.

BNY Mellon is the larger business by last-quarter revenue ($5.4B vs $3.5B, roughly 1.6× CSX Corporation). BNY Mellon runs the higher net margin — 30.1% vs 23.2%, a 7.0% gap on every dollar of revenue. On growth, BNY Mellon posted the faster year-over-year revenue change (12.9% vs 1.7%). Over the past eight quarters, BNY Mellon's revenue compounded faster (129.2% CAGR vs -3.0%).

The Bank of New York Mellon Corporation, commonly known as BNY or by its prior brand name BNY Mellon, is an American international financial services company headquartered in New York City. It was established in its current form in July 2007 by the merger of the Bank of New York and Mellon Financial Corporation.

CSX Transportation, known colloquially as simply CSX, is a Class I freight railroad company operating in the Eastern United States and the Canadian provinces of Ontario and Quebec. Operating about 21,000 route miles (34,000 km) of track, it is the leading subsidiary of CSX Corporation, a Fortune 500 company headquartered in Jacksonville, Florida.

BK vs CSX — Head-to-Head

Bigger by revenue
BK
BK
1.6× larger
BK
$5.4B
$3.5B
CSX
Growing faster (revenue YoY)
BK
BK
+11.2% gap
BK
12.9%
1.7%
CSX
Higher net margin
BK
BK
7.0% more per $
BK
30.1%
23.2%
CSX
Faster 2-yr revenue CAGR
BK
BK
Annualised
BK
129.2%
-3.0%
CSX

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
BK
BK
CSX
CSX
Revenue
$5.4B
$3.5B
Net Profit
$1.6B
$807.0M
Gross Margin
Operating Margin
36.0%
Net Margin
30.1%
23.2%
Revenue YoY
12.9%
1.7%
Net Profit YoY
33.4%
24.9%
EPS (diluted)
$2.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BK
BK
CSX
CSX
Q1 26
$5.4B
$3.5B
Q4 25
$1.3B
$3.5B
Q3 25
$1.2B
$3.6B
Q2 25
$1.2B
$3.6B
Q1 25
$1.2B
$3.4B
Q4 24
$1.2B
$3.5B
Q3 24
$1.0B
$3.6B
Q2 24
$1.0B
$3.7B
Net Profit
BK
BK
CSX
CSX
Q1 26
$1.6B
$807.0M
Q4 25
$1.5B
$720.0M
Q3 25
$1.4B
$694.0M
Q2 25
$1.4B
$829.0M
Q1 25
$1.2B
$646.0M
Q4 24
$1.2B
$720.0M
Q3 24
$1.2B
$894.0M
Q2 24
$1.2B
$963.0M
Operating Margin
BK
BK
CSX
CSX
Q1 26
36.0%
Q4 25
31.6%
Q3 25
30.3%
Q2 25
35.9%
Q1 25
30.4%
Q4 24
30.8%
Q3 24
37.4%
Q2 24
39.1%
Net Margin
BK
BK
CSX
CSX
Q1 26
30.1%
23.2%
Q4 25
108.5%
20.5%
Q3 25
116.9%
19.3%
Q2 25
118.3%
23.2%
Q1 25
105.3%
18.9%
Q4 24
96.7%
20.3%
Q3 24
112.8%
24.7%
Q2 24
113.4%
26.0%
EPS (diluted)
BK
BK
CSX
CSX
Q1 26
$2.24
Q4 25
$2.01
$0.39
Q3 25
$1.88
$0.37
Q2 25
$1.93
$0.44
Q1 25
$1.58
$0.34
Q4 24
$1.53
$0.38
Q3 24
$1.50
$0.46
Q2 24
$1.52
$0.49

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BK
BK
CSX
CSX
Cash + ST InvestmentsLiquidity on hand
$1.1B
Total DebtLower is stronger
$32.6B
$18.9B
Stockholders' EquityBook value
$172.0B
$13.6B
Total Assets
$561.5B
$44.2B
Debt / EquityLower = less leverage
0.19×
1.39×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BK
BK
CSX
CSX
Q1 26
$1.1B
Q4 25
$5.1B
$5.0M
Q3 25
$5.1B
$6.0M
Q2 25
$5.7B
$6.0M
Q1 25
$5.4B
$8.0M
Q4 24
$4.2B
$72.0M
Q3 24
$6.2B
$12.0M
Q2 24
$5.3B
$4.0M
Total Debt
BK
BK
CSX
CSX
Q1 26
$32.6B
$18.9B
Q4 25
$31.9B
$18.2B
Q3 25
$32.3B
$18.6B
Q2 25
$33.4B
$18.6B
Q1 25
$30.9B
$18.5B
Q4 24
$30.9B
$17.9B
Q3 24
$33.2B
$18.5B
Q2 24
$30.9B
$18.0B
Stockholders' Equity
BK
BK
CSX
CSX
Q1 26
$172.0B
$13.6B
Q4 25
$44.3B
$13.2B
Q3 25
$43.9B
$12.8B
Q2 25
$44.0B
$12.4B
Q1 25
$43.1B
$12.2B
Q4 24
$41.3B
$12.5B
Q3 24
$42.0B
$12.9B
Q2 24
$40.8B
$12.6B
Total Assets
BK
BK
CSX
CSX
Q1 26
$561.5B
$44.2B
Q4 25
$472.3B
$43.7B
Q3 25
$455.3B
$43.3B
Q2 25
$485.8B
$42.9B
Q1 25
$440.7B
$43.2B
Q4 24
$416.1B
$42.8B
Q3 24
$427.5B
$43.1B
Q2 24
$428.5B
$42.4B
Debt / Equity
BK
BK
CSX
CSX
Q1 26
0.19×
1.39×
Q4 25
0.72×
1.38×
Q3 25
0.74×
1.45×
Q2 25
0.76×
1.50×
Q1 25
0.72×
1.52×
Q4 24
0.75×
1.43×
Q3 24
0.79×
1.43×
Q2 24
0.76×
1.42×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BK
BK
CSX
CSX
Operating Cash FlowLast quarter
$1.3B
Free Cash FlowOCF − Capex
$793.0M
FCF MarginFCF / Revenue
22.8%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.58×
TTM Free Cash FlowTrailing 4 quarters
$2.0B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BK
BK
CSX
CSX
Q1 26
$1.3B
Q4 25
$5.2B
$1.4B
Q3 25
$-1.1B
$1.3B
Q2 25
$2.2B
$635.0M
Q1 25
$412.0M
$1.3B
Q4 24
$1.6B
$1.4B
Q3 24
$-312.0M
$1.7B
Q2 24
$2.1B
$1.1B
Free Cash Flow
BK
BK
CSX
CSX
Q1 26
$793.0M
Q4 25
$4.7B
$709.0M
Q3 25
$-1.5B
$607.0M
Q2 25
$1.8B
$-141.0M
Q1 25
$92.0M
$536.0M
Q4 24
$1.1B
$550.0M
Q3 24
$-687.0M
$1.1B
Q2 24
$1.7B
$547.0M
FCF Margin
BK
BK
CSX
CSX
Q1 26
22.8%
Q4 25
352.8%
20.2%
Q3 25
-121.5%
16.9%
Q2 25
152.8%
-3.9%
Q1 25
7.9%
15.7%
Q4 24
95.2%
15.5%
Q3 24
-65.6%
29.3%
Q2 24
169.6%
14.8%
Capex Intensity
BK
BK
CSX
CSX
Q1 26
Q4 25
32.4%
19.3%
Q3 25
35.4%
20.4%
Q2 25
29.8%
21.7%
Q1 25
27.6%
21.0%
Q4 24
34.6%
23.7%
Q3 24
35.8%
17.3%
Q2 24
37.1%
14.6%
Cash Conversion
BK
BK
CSX
CSX
Q1 26
1.58×
Q4 25
3.55×
1.93×
Q3 25
-0.74×
1.93×
Q2 25
1.54×
0.77×
Q1 25
0.34×
1.94×
Q4 24
1.34×
1.93×
Q3 24
-0.26×
1.89×
Q2 24
1.82×
1.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BK
BK

Investment services fees$2.7B49%
Other$1.4B25%
Investment management and performance fees$785.0M15%
Investment and other revenue$271.0M5%
Foreign exchange revenue$232.0M4%
Financing-related fees$62.0M1%
Distribution and servicing fees$37.0M1%

CSX
CSX

Segment breakdown not available.

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