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Side-by-side financial comparison of BUCKLE INC (BKE) and FNB CORP (FNB). Click either name above to swap in a different company.

FNB CORP is the larger business by last-quarter revenue ($366.0M vs $320.8M, roughly 1.1× BUCKLE INC). FNB CORP runs the higher net margin — 45.9% vs 15.2%, a 30.7% gap on every dollar of revenue. On growth, FNB CORP posted the faster year-over-year revenue change (13.7% vs 9.3%). FNB CORP produced more free cash flow last quarter ($99.0M vs $38.4M).

The Buckle, Inc., is an American fashion retailer selling clothing, footwear, and accessories for men, women, and children. The company operates 451 stores in 42 states throughout the United States of America, under the names Buckle and The Buckle. Buckle markets brand name and private label apparel, including denim, other casual bottoms, tops and shirts, dresses and rompers, sportswear and athleisure, outerwear, footwear, swimwear, fragrances, sunglasses, bags and purses, wallets, and other ...

FNB Corporation is a diversified financial services corporation based in Pittsburgh, Pennsylvania, and the holding company for its largest subsidiary, First National Bank. As of December 31, 2025, FNB has total assets of more than $50 billion. FNB's market coverage spans several major metropolitan areas, including Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad in North Carolina; and Charleston, South Carolina...

BKE vs FNB — Head-to-Head

Bigger by revenue
FNB
FNB
1.1× larger
FNB
$366.0M
$320.8M
BKE
Growing faster (revenue YoY)
FNB
FNB
+4.4% gap
FNB
13.7%
9.3%
BKE
Higher net margin
FNB
FNB
30.7% more per $
FNB
45.9%
15.2%
BKE
More free cash flow
FNB
FNB
$60.6M more FCF
FNB
$99.0M
$38.4M
BKE

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
BKE
BKE
FNB
FNB
Revenue
$320.8M
$366.0M
Net Profit
$48.7M
$168.0M
Gross Margin
48.0%
Operating Margin
19.0%
45.1%
Net Margin
15.2%
45.9%
Revenue YoY
9.3%
13.7%
Net Profit YoY
10.3%
52.7%
EPS (diluted)
$0.96
$0.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BKE
BKE
FNB
FNB
Q4 25
$320.8M
$366.0M
Q3 25
$305.7M
$359.0M
Q2 25
$272.1M
$348.0M
Q1 25
$379.2M
$323.0M
Q4 24
$322.0M
Q3 24
$323.0M
Q2 24
$316.0M
Q1 24
$319.0M
Net Profit
BKE
BKE
FNB
FNB
Q4 25
$48.7M
$168.0M
Q3 25
$45.0M
$150.0M
Q2 25
$35.2M
$130.0M
Q1 25
$77.2M
$117.0M
Q4 24
$110.0M
Q3 24
$110.0M
Q2 24
$123.0M
Q1 24
$122.0M
Gross Margin
BKE
BKE
FNB
FNB
Q4 25
48.0%
Q3 25
47.4%
Q2 25
46.7%
Q1 25
52.6%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
BKE
BKE
FNB
FNB
Q4 25
19.0%
45.1%
Q3 25
18.4%
52.9%
Q2 25
16.0%
47.7%
Q1 25
25.4%
45.8%
Q4 24
31.7%
Q3 24
43.3%
Q2 24
49.7%
Q1 24
48.9%
Net Margin
BKE
BKE
FNB
FNB
Q4 25
15.2%
45.9%
Q3 25
14.7%
41.8%
Q2 25
12.9%
37.4%
Q1 25
20.4%
36.2%
Q4 24
34.2%
Q3 24
34.1%
Q2 24
38.9%
Q1 24
38.2%
EPS (diluted)
BKE
BKE
FNB
FNB
Q4 25
$0.96
$0.47
Q3 25
$0.89
$0.41
Q2 25
$0.70
$0.36
Q1 25
$1.54
$0.32
Q4 24
$0.31
Q3 24
$0.30
Q2 24
$0.34
Q1 24
$0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BKE
BKE
FNB
FNB
Cash + ST InvestmentsLiquidity on hand
$24.0M
$2.5B
Total DebtLower is stronger
$1.9B
Stockholders' EquityBook value
$510.7M
$6.8B
Total Assets
$1.1B
$50.2B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BKE
BKE
FNB
FNB
Q4 25
$24.0M
$2.5B
Q3 25
$22.1M
$2.4B
Q2 25
$22.9M
$2.4B
Q1 25
$23.8M
$2.4B
Q4 24
$2.4B
Q3 24
$2.1B
Q2 24
$1.9B
Q1 24
$1.5B
Total Debt
BKE
BKE
FNB
FNB
Q4 25
$1.9B
Q3 25
$2.1B
Q2 25
$2.7B
Q1 25
$2.5B
Q4 24
$3.0B
Q3 24
$2.5B
Q2 24
$2.0B
Q1 24
$2.1B
Stockholders' Equity
BKE
BKE
FNB
FNB
Q4 25
$510.7M
$6.8B
Q3 25
$476.2M
$6.6B
Q2 25
$445.3M
$6.5B
Q1 25
$423.8M
$6.4B
Q4 24
$6.3B
Q3 24
$6.2B
Q2 24
$6.1B
Q1 24
$6.0B
Total Assets
BKE
BKE
FNB
FNB
Q4 25
$1.1B
$50.2B
Q3 25
$1.0B
$49.9B
Q2 25
$977.3M
$49.7B
Q1 25
$913.2M
$49.0B
Q4 24
$48.6B
Q3 24
$48.0B
Q2 24
$47.7B
Q1 24
$45.9B
Debt / Equity
BKE
BKE
FNB
FNB
Q4 25
0.28×
Q3 25
0.32×
Q2 25
0.41×
Q1 25
0.39×
Q4 24
0.48×
Q3 24
0.40×
Q2 24
0.33×
Q1 24
0.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BKE
BKE
FNB
FNB
Operating Cash FlowLast quarter
$49.4M
$128.0M
Free Cash FlowOCF − Capex
$38.4M
$99.0M
FCF MarginFCF / Revenue
12.0%
27.0%
Capex IntensityCapex / Revenue
3.4%
7.9%
Cash ConversionOCF / Net Profit
1.02×
0.76×
TTM Free Cash FlowTrailing 4 quarters
$215.3M
$376.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BKE
BKE
FNB
FNB
Q4 25
$49.4M
$128.0M
Q3 25
$58.4M
$167.0M
Q2 25
$31.0M
$123.0M
Q1 25
$120.8M
$64.0M
Q4 24
$326.0M
Q3 24
$-14.0M
Q2 24
$85.0M
Q1 24
$245.0M
Free Cash Flow
BKE
BKE
FNB
FNB
Q4 25
$38.4M
$99.0M
Q3 25
$46.4M
$149.0M
Q2 25
$19.6M
$85.0M
Q1 25
$111.0M
$43.0M
Q4 24
$278.0M
Q3 24
$-46.0M
Q2 24
$55.0M
Q1 24
$216.0M
FCF Margin
BKE
BKE
FNB
FNB
Q4 25
12.0%
27.0%
Q3 25
15.2%
41.5%
Q2 25
7.2%
24.4%
Q1 25
29.3%
13.3%
Q4 24
86.3%
Q3 24
-14.2%
Q2 24
17.4%
Q1 24
67.7%
Capex Intensity
BKE
BKE
FNB
FNB
Q4 25
3.4%
7.9%
Q3 25
3.9%
5.0%
Q2 25
4.2%
10.9%
Q1 25
2.6%
6.5%
Q4 24
14.9%
Q3 24
9.9%
Q2 24
9.5%
Q1 24
9.1%
Cash Conversion
BKE
BKE
FNB
FNB
Q4 25
1.02×
0.76×
Q3 25
1.30×
1.11×
Q2 25
0.88×
0.95×
Q1 25
1.56×
0.55×
Q4 24
2.96×
Q3 24
-0.13×
Q2 24
0.69×
Q1 24
2.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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