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Side-by-side financial comparison of BLACKLINE, INC. (BL) and CATHAY GENERAL BANCORP (CATY). Click either name above to swap in a different company.
CATHAY GENERAL BANCORP is the larger business by last-quarter revenue ($222.8M vs $183.2M, roughly 1.2× BLACKLINE, INC.). CATHAY GENERAL BANCORP runs the higher net margin — 653.4% vs 2.7%, a 650.7% gap on every dollar of revenue. On growth, CATHAY GENERAL BANCORP posted the faster year-over-year revenue change (19.5% vs 8.1%). CATHAY GENERAL BANCORP produced more free cash flow last quarter ($363.7M vs $26.1M). Over the past eight quarters, CATHAY GENERAL BANCORP's revenue compounded faster (12.8% CAGR vs 7.9%).
BlackLine Systems, Inc., is an American enterprise software company that develops cloud-based services designed to automate and manage the entire financial close process as well as consolidation, invoice-to-cash, and intercompany accounting. The Los Angeles–based company has 17 offices worldwide.
Cathay General Bancorp is a U.S.-headquartered bank holding company that operates Cathay Bank, offering full-spectrum commercial and personal banking services. It primarily serves Asian American communities and small-to-medium enterprises across major U.S. states including California, New York and Texas, as well as select Asian markets, with products covering deposits, loans, and wealth management solutions.
BL vs CATY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $183.2M | $222.8M |
| Net Profit | $4.9M | $90.5M |
| Gross Margin | 75.2% | — |
| Operating Margin | 3.7% | 50.9% |
| Net Margin | 2.7% | 653.4% |
| Revenue YoY | 8.1% | 19.5% |
| Net Profit YoY | -91.3% | 12.9% |
| EPS (diluted) | $0.07 | $1.33 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $183.2M | $222.8M | ||
| Q3 25 | $178.3M | $210.6M | ||
| Q2 25 | $172.0M | $196.6M | ||
| Q1 25 | $166.9M | $187.8M | ||
| Q4 24 | $169.5M | $186.5M | ||
| Q3 24 | $165.9M | $189.5M | ||
| Q2 24 | $160.5M | $178.5M | ||
| Q1 24 | $157.5M | $175.2M |
| Q4 25 | $4.9M | $90.5M | ||
| Q3 25 | $5.3M | $77.7M | ||
| Q2 25 | $8.3M | $77.5M | ||
| Q1 25 | $6.1M | $69.5M | ||
| Q4 24 | $56.4M | $80.2M | ||
| Q3 24 | $17.2M | $67.5M | ||
| Q2 24 | $76.7M | $66.8M | ||
| Q1 24 | $10.8M | $71.4M |
| Q4 25 | 75.2% | — | ||
| Q3 25 | 75.1% | — | ||
| Q2 25 | 75.2% | — | ||
| Q1 25 | 75.5% | — | ||
| Q4 24 | 75.6% | — | ||
| Q3 24 | 75.2% | — | ||
| Q2 24 | 74.9% | — | ||
| Q1 24 | 75.2% | — |
| Q4 25 | 3.7% | 50.9% | ||
| Q3 25 | 4.3% | 44.5% | ||
| Q2 25 | 4.4% | 49.0% | ||
| Q1 25 | 2.1% | 46.1% | ||
| Q4 24 | 3.7% | 46.5% | ||
| Q3 24 | 5.0% | 41.2% | ||
| Q2 24 | 1.4% | 40.7% | ||
| Q1 24 | 1.1% | 45.7% |
| Q4 25 | 2.7% | 653.4% | ||
| Q3 25 | 3.0% | 36.9% | ||
| Q2 25 | 4.8% | 39.4% | ||
| Q1 25 | 3.6% | 37.0% | ||
| Q4 24 | 33.3% | 587.9% | ||
| Q3 24 | 10.4% | 35.6% | ||
| Q2 24 | 47.8% | 37.4% | ||
| Q1 24 | 6.9% | 40.8% |
| Q4 25 | $0.07 | $1.33 | ||
| Q3 25 | $0.09 | $1.13 | ||
| Q2 25 | $0.13 | $1.10 | ||
| Q1 25 | $0.10 | $0.98 | ||
| Q4 24 | $0.79 | $1.11 | ||
| Q3 24 | $0.27 | $0.94 | ||
| Q2 24 | $0.22 | $0.92 | ||
| Q1 24 | $0.17 | $0.98 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $390.0M | — |
| Total DebtLower is stronger | — | $119.1M |
| Stockholders' EquityBook value | $332.3M | $2.9B |
| Total Assets | $1.8B | $24.2B |
| Debt / EquityLower = less leverage | — | 0.04× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $390.0M | — | ||
| Q3 25 | $419.9M | — | ||
| Q2 25 | $459.1M | — | ||
| Q1 25 | $479.5M | — | ||
| Q4 24 | $885.9M | — | ||
| Q3 24 | $725.3M | — | ||
| Q2 24 | $616.6M | — | ||
| Q1 24 | $331.4M | — |
| Q4 25 | — | $119.1M | ||
| Q3 25 | — | $119.1M | ||
| Q2 25 | — | $119.1M | ||
| Q1 25 | — | $119.1M | ||
| Q4 24 | — | $119.1M | ||
| Q3 24 | — | $119.1M | ||
| Q2 24 | — | $119.1M | ||
| Q1 24 | — | $119.1M |
| Q4 25 | $332.3M | $2.9B | ||
| Q3 25 | $328.3M | $2.9B | ||
| Q2 25 | $414.0M | $2.9B | ||
| Q1 25 | $417.9M | $2.9B | ||
| Q4 24 | $446.7M | $2.8B | ||
| Q3 24 | $367.9M | $2.8B | ||
| Q2 24 | $325.8M | $2.8B | ||
| Q1 24 | $279.8M | $2.8B |
| Q4 25 | $1.8B | $24.2B | ||
| Q3 25 | $1.7B | $24.1B | ||
| Q2 25 | $1.8B | $23.7B | ||
| Q1 25 | $1.8B | $23.2B | ||
| Q4 24 | $1.8B | $23.1B | ||
| Q3 24 | $1.7B | $23.3B | ||
| Q2 24 | $1.9B | $23.2B | ||
| Q1 24 | $2.1B | $23.4B |
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.04× | ||
| Q1 25 | — | 0.04× | ||
| Q4 24 | — | 0.04× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.04× | ||
| Q1 24 | — | 0.04× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $26.7M | $368.6M |
| Free Cash FlowOCF − Capex | $26.1M | $363.7M |
| FCF MarginFCF / Revenue | 14.2% | 163.2% |
| Capex IntensityCapex / Revenue | 0.3% | 2.2% |
| Cash ConversionOCF / Net Profit | 5.46× | 4.07× |
| TTM Free Cash FlowTrailing 4 quarters | $161.5M | $672.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $26.7M | $368.6M | ||
| Q3 25 | $63.8M | $150.6M | ||
| Q2 25 | $32.3M | $64.0M | ||
| Q1 25 | $46.7M | $99.0M | ||
| Q4 24 | $43.8M | $329.2M | ||
| Q3 24 | $55.9M | $81.2M | ||
| Q2 24 | $40.7M | $72.9M | ||
| Q1 24 | $50.4M | $88.2M |
| Q4 25 | $26.1M | $363.7M | ||
| Q3 25 | $63.3M | $150.1M | ||
| Q2 25 | $31.4M | $62.7M | ||
| Q1 25 | $40.8M | $96.3M | ||
| Q4 24 | $43.0M | $325.5M | ||
| Q3 24 | $55.5M | $80.0M | ||
| Q2 24 | $40.0M | $72.4M | ||
| Q1 24 | $50.1M | $87.3M |
| Q4 25 | 14.2% | 163.2% | ||
| Q3 25 | 35.5% | 71.3% | ||
| Q2 25 | 18.2% | 31.9% | ||
| Q1 25 | 24.4% | 51.2% | ||
| Q4 24 | 25.4% | 174.6% | ||
| Q3 24 | 33.5% | 42.2% | ||
| Q2 24 | 24.9% | 40.5% | ||
| Q1 24 | 31.8% | 49.8% |
| Q4 25 | 0.3% | 2.2% | ||
| Q3 25 | 0.3% | 0.2% | ||
| Q2 25 | 0.6% | 0.6% | ||
| Q1 25 | 3.6% | 1.4% | ||
| Q4 24 | 0.4% | 1.9% | ||
| Q3 24 | 0.2% | 0.6% | ||
| Q2 24 | 0.4% | 0.3% | ||
| Q1 24 | 0.2% | 0.5% |
| Q4 25 | 5.46× | 4.07× | ||
| Q3 25 | 12.07× | 1.94× | ||
| Q2 25 | 3.90× | 0.83× | ||
| Q1 25 | 7.72× | 1.42× | ||
| Q4 24 | 0.78× | 4.10× | ||
| Q3 24 | 3.24× | 1.20× | ||
| Q2 24 | 0.53× | 1.09× | ||
| Q1 24 | 4.66× | 1.23× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BL
| Subscription And Circulation | $173.2M | 95% |
| Technology Service | $10.0M | 5% |
CATY
Segment breakdown not available.
